本文選題：融資租賃 + 商務模式�。� 參考：《廈門大學》2013年碩士論文

【摘要】：盡管我國融資租賃業(yè)發(fā)展至今,已經歷30多年,但真正進入快速成長階段大概是從2006年開始。這段時間里,每年新簽融資租賃合同金額從2006年的80億元,達到2012年的15500億元,增長了近193倍；融資租賃企業(yè)數(shù)量從2006年的不到50家,增加到2012年的560家,也增加了10多倍。而且融資租賃企業(yè)經營規(guī)模和經營能力顯著提高,服務領域、業(yè)務范圍不斷拓展,已經從交通運輸、工業(yè)裝備、工程建筑等傳統(tǒng)領域,逐步向農業(yè)、醫(yī)療、文化教育等新興領域拓展,部分企業(yè)開始走向國際化道路[1]。 在融資租賃行業(yè)爆發(fā)式增長的同時,我們也要看到,租賃行業(yè)內競爭日趨激烈,行業(yè)利潤率有下降趨勢,企業(yè)面臨的系統(tǒng)性風險逐漸加大,一些缺乏行業(yè)經驗的中小企業(yè)在生存線上苦苦掙扎。 針對這些現(xiàn)象,本文以一家創(chuàng)立年限不久的獨立機構類融資租賃公司——H公司為例,利用商務模式創(chuàng)新理論,分析它在成長過程中面對的幾個最有代表性的問題：業(yè)務范圍如何定位、怎樣確定交易模式、如何開拓新的融資渠道和怎樣控制風險。通過對這些問題的產生原因和解決方案的詳細闡述,論證中小融資租賃企業(yè)要實現(xiàn)從生存到發(fā)展的快速突破,成功進行商務模式創(chuàng)新是其必要條件。 本文創(chuàng)新之處在于,以融資租賃行業(yè)為背景,通過分析H公司的商務模式創(chuàng)新的成功經驗,為那些在金融服務領域的創(chuàng)業(yè)者們提供借鑒。
[Abstract]:Although China's financial leasing industry has been developing for more than 30 years, it has really entered the stage of rapid growth from 2006. In this period, the amount of newly signed financing lease contracts is 8 billion yuan from 2006 to 15500 billion yuan in 2012, up by nearly 193 times, and the number of financial leasing enterprises has increased to 2 from less than 50 in 2006. The 560 in 012 years has also increased by more than 10 times. Moreover, the business scale and management ability of the financing leasing enterprises have been greatly improved. The service areas and business scope have been expanded continuously. It has gradually expanded from the traditional fields such as transportation, industrial equipment, engineering and construction and so on, gradually to the new fields such as agriculture, medical treatment, culture and education and so on. Some enterprises have begun to move towards the international road [ 1].
At the same time of the explosive growth of the financial leasing industry, we should also see that the competition in the leasing industry is becoming increasingly fierce, the profit rate of the industry is declining, the systemic risk of the enterprises is gradually increasing, and some small and medium enterprises which lack the experience of the industry are struggling in the survival line.
In view of these phenomena, this paper, taking an independent financial leasing company, H company, as an example, uses business model innovation theory to analyze some of the most representative problems it faces in the process of growth: how to locate the business scope, how to determine the trading mode, and how to open up the new financing channels and how to do it Through the detailed exposition of the causes and solutions of these problems, it is demonstrated that small and medium financing leasing enterprises should achieve rapid breakthroughs from survival to development, and successful business model innovation is a necessary condition.
The innovation of this paper is to provide reference for entrepreneurs in the field of financial services by analyzing the successful experience of H company's business model innovation based on the financing leasing industry.
【學位授予單位】：廈門大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.49

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本文編號：1957831