本文選題：環(huán)境質量 + 脈沖響應函數(shù)��； 參考：《內蒙古大學》2013年碩士論文

【摘要】：20世紀70年代末,全球環(huán)境污染和生態(tài)惡化問題日益突出,如何處理環(huán)境保護和經(jīng)濟發(fā)展之間的關系成為人們關注和研究的焦點。金融是現(xiàn)代經(jīng)濟的核心,如何發(fā)揮其資源配置功能,來控制或減緩環(huán)境污染問題逐漸進入人們的視野。金融作為現(xiàn)代經(jīng)濟的核心,如何發(fā)揮其資源配置功能,來控制或減緩環(huán)境污染問題逐漸進入人們的視野。1995年2月6日中國人民銀行頒布《關于貫徹信貸政策與加強環(huán)境保護工作有關問題的通知》。該通知要求各級金融機構在信貸的發(fā)放和管理過程中要審查項目對環(huán)境的影響,積極貫徹和落實國家的環(huán)境保護政策,這是我國第一次將環(huán)保因素納入到信貸政策范圍內,標志著我國開始建立綠色信貸制度。我國綠色信貸制度已經(jīng)實施了十余年,如何正確的認識和評價綠色信貸的實施效果,實際上是一個懸而未決的問題。綠色信貸對我國環(huán)境保護發(fā)揮了多大的作用?綠色信貸是否能夠改善我國的環(huán)境質量?改善程度如何?我國長效的綠色信貸投資機制是否已經(jīng)建立?這些問題仍需要我們回答。通過解答這些問題,評價我國綠色信貸的制度實施效果,并且分析綠色信貸制度存在的不足,為完善我國綠色信貸制度提供現(xiàn)實的理論依據(jù),對下一步我國綠色信貸制度發(fā)展及環(huán)境保護工作意義重大�；诖�,本文從宏觀層面,以我國工業(yè)廢氣排放量作為衡量我國環(huán)境質量的變量,利用VAR模型的脈沖響應函數(shù)分析環(huán)境質量對綠色信貸沖擊的響應路徑以及綠色信貸對環(huán)境質量沖擊的響應路徑,以研究我國綠色信貸制度的實施效果。研究結果顯示,我國的綠色信貸對環(huán)境質量雖然有改善的作用,但是改善不顯著且沒有持續(xù)性；我國也沒有形成持續(xù)的長效綠色信貸投資機制；我國綠色信貸制度實施效果不盡人意。綠色信貸制度缺乏激勵機制,尚未建立有效的綠色信貸組織體系,缺乏相應的執(zhí)行標準,外部監(jiān)督機制的缺失,以及綠色信貸工具單一是阻礙我國綠色信貸制度實施的主要原因。最后提出建立綠色信貸制度的激勵機制；建立綠色信貸組織體系；建立綠色信貸制度執(zhí)行標準；建立綠色信貸監(jiān)督體系；進行綠色信貸產品的開發(fā)與創(chuàng)新等政策建議。
[Abstract]:At the end of 1970s, the problems of global environmental pollution and ecological deterioration become increasingly prominent. How to deal with the relationship between environmental protection and economic development has become the focus of attention and research. Finance is the core of modern economy. How to exert its function of resource allocation to control or reduce environmental pollution has gradually entered people's field of vision. As the core of modern economy, how to give full play to its resource allocation function, The people's Bank of China promulgated the notice on implementing Credit Policy and strengthening Environmental Protection on February 6, 1995. The circular requires financial institutions at all levels to examine the impact of projects on the environment in the process of granting and managing credit, and to actively implement and implement the national environmental protection policy. This is the first time that China has incorporated environmental protection factors into the scope of credit policies. Marks the beginning of China to establish a green credit system. China's green credit system has been implemented for more than ten years. How to correctly understand and evaluate the effect of green credit is actually an outstanding problem. How much role does Green Credit play in Environmental Protection in China? Can green credit improve the environmental quality of our country? What is the improvement? Has the long-term green credit investment mechanism been established in China? These questions still need to be answered. Through answering these questions, evaluating the effect of green credit system in our country, and analyzing the deficiency of green credit system, this paper provides practical theoretical basis for perfecting our country's green credit system. It is of great significance to the development of green credit system and environmental protection in our country. Based on this, this paper takes the emission of industrial waste gas as the variable to measure the environmental quality of our country from the macro level. The impulse response function of VAR model is used to analyze the response path of environmental quality to green credit shock and the response path of green credit to environmental quality shock in order to study the implementation effect of green credit system in China. The results show that although the green credit has the effect of improving the environmental quality, the improvement is not significant and sustainable, and the sustainable green credit investment mechanism has not been formed in China. The effect of green credit system in our country is not satisfactory. The green credit system lacks the incentive mechanism, the effective green credit organization system, the corresponding execution standard, the lack of the external supervision mechanism. The single tool of green credit is the main reason that hinders the implementation of green credit system in China. Finally, it puts forward some policy suggestions, such as establishing incentive mechanism of green credit system, establishing green credit organization system, establishing green credit system execution standard, establishing green credit supervision system, developing and innovating green credit products and so on.
【學位授予單位】：內蒙古大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.4

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