本文選題：商業(yè)銀行 + 私募股權(quán)投資　； 參考：《北京交通大學(xué)》2013年碩士論文

【摘要】：匠年來(lái),在我國(guó)私募股權(quán)投資行業(yè)的迅速發(fā)展過(guò)程中,商業(yè)銀行作為資金聚集的金融市場(chǎng)主體,已開(kāi)始探索貸款與私募股權(quán)投資相結(jié)合之路。但受限于我國(guó)銀行業(yè)監(jiān)管政策及商業(yè)銀行的傳統(tǒng)信貸理念束縛,我國(guó)商業(yè)銀行與股權(quán)投資機(jī)構(gòu)的合作尚處于探路階段,多以簡(jiǎn)單的投貸聯(lián)動(dòng)方式嘗試將貸款介入提前,以此鎖定未來(lái)的潛力客戶(hù)和業(yè)務(wù)資源,既未在銀行內(nèi)部形成專(zhuān)門(mén)體系,也尚未給中小企業(yè)及私募產(chǎn)業(yè)發(fā)展提供足夠的動(dòng)力和資源。 本論文通過(guò)對(duì)國(guó)內(nèi)私募股權(quán)投資市場(chǎng)的發(fā)展、商業(yè)銀行經(jīng)營(yíng)模式及投貸聯(lián)動(dòng)開(kāi)展實(shí)踐的現(xiàn)狀進(jìn)行分析,并通過(guò)對(duì)比國(guó)外銀行的成功操作模式,梳理我國(guó)現(xiàn)行相關(guān)法律架構(gòu)、監(jiān)管制度,厘清我國(guó)商業(yè)銀行開(kāi)展此項(xiàng)業(yè)務(wù)的法律環(huán)境與空間,同時(shí)對(duì)相關(guān)法律提出完善建議。更重要的是,為商業(yè)銀行如何在現(xiàn)行監(jiān)管制度及市場(chǎng)環(huán)境下,搭建投貸一體化業(yè)務(wù)體系提出設(shè)想,并設(shè)計(jì)可操作性的實(shí)踐模式,力求為商業(yè)銀行開(kāi)展金融創(chuàng)新和在防控風(fēng)險(xiǎn)的同時(shí)實(shí)現(xiàn)利潤(rùn)創(chuàng)造、價(jià)值提升啟發(fā)思路。
[Abstract]:In the process of the rapid development of private equity investment in China, commercial banks, as the main body of financial market, have begun to explore the combination of loans and private equity investment. However, limited by the banking regulatory policy and the traditional credit concept of commercial banks, the cooperation between Chinese commercial banks and equity investment institutions is still in the exploratory stage. In order to lock in the potential customers and business resources in the future, it has not formed a special system within the bank, nor has it provided enough power and resources for the development of small and medium-sized enterprises and private equity industry. This paper analyzes the development of domestic private equity investment market, the current situation of commercial bank management model and joint investment and loan development practice, and compares the successful operation mode of foreign banks, combing the current relevant legal framework of our country. The supervision system clarifies the legal environment and space for the commercial banks to carry out this business, and puts forward some suggestions for the improvement of the relevant laws. What is more important is to put forward some ideas on how to set up the integrated business system of investment and loan under the current regulatory system and market environment, and to design operational practical models. It aims to enlighten commercial banks to carry out financial innovation and realize profit creation while preventing and controlling risks.
【學(xué)位授予單位】：北京交通大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.4

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