本文選題：森林碳匯抵押貸款 + 可行性��； 參考：《西北農(nóng)林科技大學(xué)》2013年碩士論文

【摘要】：森林碳匯是指植物在光合作用下吸收二氧化碳并將其固定在植被或土壤中，從而減少二氧化碳在大氣中的濃度的過(guò)程及機(jī)制。在溫室效應(yīng)加劇以及全球極端氣候頻發(fā)的大背景下，森林碳匯由于吸收二氧化碳投入少成本低，，從而越來(lái)越受到重視。聯(lián)合國(guó)氣候變化框架公約和京都議定書(shū)都要求促進(jìn)可持續(xù)的造林、營(yíng)林和森林更新來(lái)緩解全球的溫室效應(yīng)。由于森林有其顯著的生態(tài)效益而林木生長(zhǎng)又極具特殊性，如能將森林碳匯這一重要的生態(tài)效益價(jià)值化，作為抵押品來(lái)融資，則林業(yè)所面臨的效益低下、資金短缺等困境便可得到緩解，林業(yè)發(fā)展也將破解捧著“金碗”討飯的窘境。因此，將森林碳匯作為抵押品進(jìn)行抵押貸款可為評(píng)價(jià)森林生態(tài)效益，探討森林碳匯融資提供理論依據(jù)和參考價(jià)值。 本文運(yùn)用經(jīng)濟(jì)學(xué)、金融學(xué)以及林業(yè)經(jīng)濟(jì)相關(guān)理論，在參考了大量文獻(xiàn)的基礎(chǔ)上，采取定性分析與定量分析相結(jié)合的方法，選取陜西省龍草坪林業(yè)局（過(guò)去是陜西省森林工業(yè)局下屬的采伐局之一）為案例，闡述了森林碳匯抵押貸款的基本理論，測(cè)算其森林碳匯總量、計(jì)算抵押額度并模擬設(shè)計(jì)森林碳匯抵押貸款程序。本文的研究邏輯是：梳理現(xiàn)有研究成果，明確研究的目的及意義；通過(guò)總結(jié)分析基礎(chǔ)理論，提出森林碳匯抵押貸款的概念框架，即貸款人按法定方式將借款人或第三人的森林碳匯作為抵押物而發(fā)放的貸款；從森林碳匯抵押貸款的前提條件和實(shí)踐情況兩方面闡述分析森林碳匯抵押貸款的可行性；設(shè)計(jì)安排森林碳匯抵押貸款程序，即森林碳匯抵押貸款申請(qǐng)、森林碳匯抵押貸款測(cè)算評(píng)估、森林碳匯抵押貸款保險(xiǎn)、銀行受理獲取貸款以及抵押品處置；最后，在前文的研究成果基礎(chǔ)上提出了森林碳匯抵押貸款的保障對(duì)策及建議。 本文最終的研究結(jié)果是：（1）提出了將森林碳匯作為抵押品進(jìn)行抵押，并作出可行性分析；（2）估測(cè)了陜西省龍草坪林業(yè)局的森林碳匯融資潛力；（3）設(shè)計(jì)了森林碳匯抵押貸款的流程程序；（4）做出了對(duì)森林碳匯抵押貸款的相關(guān)保障對(duì)策及建議，即加強(qiáng)森林碳匯的產(chǎn)權(quán)管理，規(guī)范森林碳匯的評(píng)估工作，積極參與森林碳匯交易市場(chǎng)，完善森林碳匯抵押貸款的配套措施以及促進(jìn)金融機(jī)構(gòu)信貸產(chǎn)品創(chuàng)新和工作改革。
[Abstract]:Forest carbon sink refers to the process and mechanism by which plants absorb carbon dioxide under photosynthesis and immobilize it in vegetation or soil so as to reduce the concentration of carbon dioxide in the atmosphere. Against the backdrop of the intensification of Greenhouse Effect and the frequent occurrence of extreme global climate, forest carbon sinks have attracted more and more attention because of the low cost of carbon dioxide absorption. Both the United Nations Framework Convention on Climate change and the Kyoto Protocol call for sustainable afforestation, forestry and forest renewal to mitigate global Greenhouse Effect. Because forests have significant ecological benefits and the growth of trees is extremely special, if forest carbon sinks are valued as important ecological benefits for financing as collateral, the benefits faced by forestry are low. The shortage of funds and other difficulties can be alleviated, and forestry development will solve the dilemma of holding the golden bowl to beg for food. Therefore, using forest carbon sink as collateral can provide theoretical basis and reference value for evaluating forest ecological benefit and discussing forest carbon sink financing. Based on the theories of economics, finance and forestry economy, and referring to a large number of literatures, this paper adopts the method of combining qualitative analysis with quantitative analysis. Taking the long Lawn Forestry Bureau of Shaanxi Province (one of the logging bureaus under the Shaanxi Provincial Forestry Industry Bureau) as an example, this paper expounds the basic theory of forest carbon sequestration mortgage loan, and calculates the total forest carbon sinks. Calculate the mortgage amount and simulate the design of the forest carbon sink mortgage program. The research logic of this paper is as follows: combing the existing research results, clarifying the purpose and significance of the research, putting forward the conceptual framework of forest carbon sequestration mortgage loan by summarizing and analyzing the basic theory, That is to say, the lender takes the forest carbon sink of the borrower or the third person as collateral according to the legal method, expounds the feasibility of analyzing the forest carbon sink mortgage loan from two aspects of the premise and practice of forest carbon sequestration mortgage loan, and analyzes the feasibility of forest carbon sink mortgage loan from two aspects: forest carbon sink mortgage loan and forest carbon sink mortgage loan. Design and arrange forest carbon sink mortgage loan procedures, that is, forest carbon sink mortgage loan application, forest carbon sink mortgage loan calculation and evaluation, forest carbon sink mortgage loan insurance, banks accept access to loans and collateral disposal; finally, Based on the previous research results, the paper puts forward the protection countermeasures and suggestions of forest carbon sink mortgage loan. The final result of this paper is: 1) put forward the mortgage of forest carbon sink as collateral. And the feasibility analysis was made to estimate the financing potential of forest carbon sink in Longmao Forestry Bureau of Shaanxi Province. The process procedure of forest carbon sequestration mortgage loan was designed. 4) the relevant safeguard countermeasures and suggestions for forest carbon sink mortgage loan were made. That is to strengthen the property right management of forest carbon sinks, standardize the evaluation of forest carbon sinks, participate actively in the forest carbon sink trading market, perfect the supporting measures of forest carbon sink mortgage loans, and promote the innovation and work reform of credit products of financial institutions.
【學(xué)位授予單位】：西北農(nóng)林科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.4;S718.5

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