本文選題：綠色信貸　切入點(diǎn)：商業(yè)銀行　出處：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2013年碩士論文　論文類(lèi)型：學(xué)位論文

【摘要】：我國(guó)現(xiàn)在經(jīng)濟(jì)發(fā)展正處在轉(zhuǎn)型時(shí)期,北京作為首都亦不例外,近些年北京的經(jīng)濟(jì)發(fā)展受到環(huán)境方面帶來(lái)的巨大壓力,例如空氣污染嚴(yán)重、資源及能源匱乏等多個(gè)方面問(wèn)題。如何平衡經(jīng)濟(jì)發(fā)展同環(huán)境保護(hù)、資源節(jié)約方面的關(guān)系,已經(jīng)成為當(dāng)今擺在我們面前首要解決的問(wèn)題。我們應(yīng)該極力避免環(huán)境惡化,資源緊張成為制約北京經(jīng)濟(jì)和社會(huì)發(fā)展的“瓶頸”。作為最主要和最重要的金融機(jī)構(gòu)的組成部分,銀行應(yīng)該更多承擔(dān)社會(huì)責(zé)任。發(fā)展綠色信貸,是北京發(fā)展綠色經(jīng)濟(jì),打造國(guó)際綠色環(huán)境友好型城市的強(qiáng)大動(dòng)力。它可以促進(jìn)經(jīng)濟(jì),社會(huì)和環(huán)境的可持續(xù)發(fā)展,提供更多的資金支持綠色產(chǎn)業(yè)。 本文比較全面地闡述了國(guó)內(nèi)外綠色信貸發(fā)展的背景,并對(duì)國(guó)內(nèi)外綠色信貸主要業(yè)務(wù)進(jìn)行分析,得出大力開(kāi)展綠色信貸業(yè)務(wù)是商業(yè)銀行踐行企業(yè)社會(huì)責(zé)任、更好地服務(wù)于經(jīng)濟(jì)和社會(huì)可持續(xù)發(fā)展的必然要求。其次本文通過(guò)分析國(guó)際領(lǐng)先銀行綠色信貸的實(shí)踐,我們看到了國(guó)際綠色信貸發(fā)展的先進(jìn)性,其中文中闡述的赤道原則是我國(guó)商業(yè)銀行可以借鑒運(yùn)用的。同時(shí)分析了北京銀行業(yè)綠色信貸發(fā)展的現(xiàn)狀,通過(guò)以北京新能源汽車(chē)產(chǎn)業(yè)發(fā)展為例,指出國(guó)內(nèi)綠色信貸發(fā)展中存在的諸多問(wèn)題,及綠色信貸支持北京綠色產(chǎn)業(yè)發(fā)展必要性,最后從完善外部環(huán)境、差異化信貸政策、專(zhuān)業(yè)化信貸團(tuán)隊(duì),產(chǎn)品創(chuàng)新等角度有針對(duì)性的提出了綠色信貸如何更好支持北京綠色產(chǎn)業(yè)發(fā)展的對(duì)策建議。
[Abstract]:China's economic development is now in a period of transition, and Beijing as the capital is no exception. In recent years, Beijing's economic development has been under tremendous pressure from environmental aspects, such as serious air pollution. How to balance the relationship between economic development and environmental protection and resource conservation has become the most important problem facing us today. We should try our best to avoid environmental degradation. Resource constraints have become a "bottleneck" that restricts Beijing's economic and social development. As a component of the most important and important financial institutions, banks should assume more social responsibility. The development of green credit is the development of a green economy in Beijing. It can promote sustainable development of economy, society and environment, and provide more funds to support green industry. This paper comprehensively expounds the background of the development of green credit at home and abroad, and analyzes the main business of green credit at home and abroad, and concludes that it is the corporate social responsibility of commercial banks to carry out green credit business vigorously. Secondly, through the analysis of the practice of green credit in international leading banks, we see the advanced nature of the development of international green credit. The equatorial principle described in this paper can be used by Chinese commercial banks for reference. At the same time, the paper analyzes the present situation of the development of green credit in Beijing banking industry, and takes the development of Beijing's new energy automobile industry as an example. The paper points out that there are many problems in the development of green credit in China, and the necessity of green credit to support the development of green industry in Beijing. Finally, from perfecting the external environment, differentiating credit policy, specialized credit team, This paper puts forward the countermeasures and suggestions on how to support the development of green industry in Beijing from the point of view of product innovation.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F127;F832.4

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 艾俊;;北京新能源汽車(chē)產(chǎn)業(yè)聯(lián)盟規(guī)劃研究[J];北京汽車(chē);2011年04期

2 高e，

本文編號(hào)：1629296