本文選題：中小企業(yè)　切入點(diǎn)：融資難題　出處：《西南財(cái)經(jīng)大學(xué)》2013年碩士論文　論文類(lèi)型：學(xué)位論文

【摘要】：隨著我國(guó)經(jīng)濟(jì)的快速發(fā)展,經(jīng)濟(jì)結(jié)構(gòu)也發(fā)生了重大變化。在經(jīng)濟(jì)發(fā)展起步階段特別是改革開(kāi)放之初,國(guó)有大型企業(yè)在推動(dòng)經(jīng)濟(jì)發(fā)展、解決社會(huì)就業(yè)問(wèn)題等方面起主要作用。而最近數(shù)十年中小企業(yè)悄然突起,不僅在促進(jìn)經(jīng)濟(jì)發(fā)展方面占比逐年提升,在解決就業(yè)問(wèn)題方面也成功超越國(guó)有大型企業(yè),可以說(shuō)對(duì)改善我國(guó)經(jīng)濟(jì)結(jié)構(gòu)方面起到了至關(guān)重要的作用。在中小企業(yè)面臨前所未有大發(fā)展的同時(shí)我們也應(yīng)該看到很多現(xiàn)實(shí)問(wèn)題影響和制約著其進(jìn)一步的發(fā)展,融資難問(wèn)題就是其中非常重要的一項(xiàng)。針對(duì)這個(gè)突出難題,本文將結(jié)合中小企業(yè)特點(diǎn)引入信托融資模式,希望能夠找到一條較為有效的解決中小企業(yè)融資難的路子。 論文直接引出眉山中小企業(yè)GY公司面臨的融資難題,并就此問(wèn)題從企業(yè)現(xiàn)狀、融資難題及形成原因三方面展開(kāi)深入分析,得出融資問(wèn)題對(duì)中小企業(yè)的深遠(yuǎn)影響,隨后通過(guò)對(duì)現(xiàn)有中小企業(yè)可借助的融資渠道的優(yōu)劣勢(shì)和可行性進(jìn)行分析得出現(xiàn)有融資渠道存在很大的局限性,可操作性不強(qiáng),之后引入最新融資模式信托融資方式,并對(duì)其優(yōu)劣勢(shì)和可行性與傳統(tǒng)融資方式進(jìn)行對(duì)比分析,得出其可操作性強(qiáng)的特征,最后結(jié)合眉山GY公司真實(shí)融資案例將信托融資模式引入該進(jìn)行,在充分進(jìn)行可行性評(píng)估的基礎(chǔ)上,為GY公司設(shè)計(jì)出適合自身的信托產(chǎn)品,最后就GY公司通過(guò)信托模式融資存在的風(fēng)險(xiǎn)進(jìn)行全面分析,并提出有效控制措施。 本文采取理論和實(shí)例相結(jié)合的方式對(duì)信托融資模式展開(kāi)了全面研究,最終得出信托融資模式對(duì)解決我國(guó)中小企業(yè)融資問(wèn)題的可行性。通過(guò)實(shí)例研究和信托融資方式的運(yùn)用,眉山GY公司融資難題順利解決,這也為同類(lèi)型中小企業(yè)融資提供了重要的指導(dǎo)意義。
[Abstract]:With the rapid development of China's economy, major changes have taken place in the economic structure. In the initial stage of economic development, especially at the beginning of reform and opening up, large state-owned enterprises are promoting economic development. In recent decades, small and medium-sized enterprises have quietly emerged, not only in terms of promoting economic development, but also in solving the employment problem that has succeeded in surpassing large state-owned enterprises. It can be said that it has played a vital role in improving the economic structure of our country. While small and medium-sized enterprises are facing unprecedented development, we should also see that many practical problems affect and restrict their further development. The financing difficulty is one of the most important problems. In view of this outstanding problem, this paper will introduce the trust financing mode according to the characteristics of small and medium-sized enterprises, hoping to find a more effective way to solve the financing difficulties of small and medium-sized enterprises. This paper directly leads to the financing problems faced by GY Company of Meishan small and Medium-sized Enterprises, and analyzes this problem from three aspects: the present situation of enterprises, the financing problems and the reasons for their formation, and draws a conclusion that the financing problems have a profound impact on the small and medium-sized enterprises. Then through the analysis of the advantages and disadvantages and feasibility of the financing channels available to small and medium-sized enterprises, we find that the existing financing channels have great limitations and are not operable, and then introduce the latest financing mode trust financing mode. And compare its advantages and disadvantages and feasibility with the traditional financing methods, and get the characteristics of its strong maneuverability. Finally, combined with the real financing case of Meishan GY Company, the trust financing model will be introduced into the financing mode. On the basis of feasibility evaluation, the trust products suitable for GY company are designed. Finally, the risk of GY company financing through trust mode is comprehensively analyzed, and effective control measures are put forward. In this paper, a comprehensive study on the trust financing model is carried out by combining theory with an example. Finally, the feasibility of the trust financing mode to solve the financing problem of the small and medium-sized enterprises in our country is obtained, and the application of the trust financing mode through the case study and the application of the trust financing mode is obtained. Meishan GY financing problems are solved smoothly, which also provides important guidance for the financing of the same type of small and medium-sized enterprises.
【學(xué)位授予單位】：西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F275;F832.49

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本文編號(hào)：1593940