本文關(guān)鍵詞：企財險再保險模型建立研究　出處：《沈陽航空航天大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 企財險 風(fēng)險分析 再保險 AHP 再保險模型

【摘要】：在保險業(yè)的發(fā)展過程中，再保險是原保險人更好地規(guī)避風(fēng)險的重要途徑，再保險已成為保險人擴(kuò)展其業(yè)務(wù)承保能力并對其進(jìn)行風(fēng)險管理的不可缺少的工具。在保險企業(yè)經(jīng)營管理過程中，再保險安排與規(guī)劃是經(jīng)營決策的重要環(huán)節(jié)，關(guān)系到保險企業(yè)的業(yè)務(wù)穩(wěn)定和經(jīng)營收益。再保險的規(guī)劃需要分出公司根據(jù)不同業(yè)務(wù)類別、風(fēng)險大小、自身財務(wù)狀況及市場狀況，，運用各種再保險方式與方法，對自留額與轉(zhuǎn)嫁的風(fēng)險責(zé)任進(jìn)行分析與規(guī)劃。 本文選取財產(chǎn)保險公司企財險一切險承保的企業(yè)為研究對象，針對險種承擔(dān)的危險責(zé)任進(jìn)行全面的風(fēng)險分析，建立一種分保模型。針對不同的企業(yè)，經(jīng)分保模型的篩選，判斷其是否需要再保險安排及再保險方式的選擇。首先，通過列舉保險法、再保業(yè)務(wù)管理規(guī)定和財產(chǎn)保險公司再保險管理規(guī)范，明確承保業(yè)務(wù)需要分保的相關(guān)法規(guī)政策；其次，從承保企業(yè)的性質(zhì)，企業(yè)所在的區(qū)域，企業(yè)的具體情況等方面分析了企財險一切險再保的風(fēng)險因素，運用層級分析法建立評價體系模型；最后，本文通過實例驗證所建評價體系模型的實用性和可行性。本論文主要對財產(chǎn)保險公司承保企財險一切險的企業(yè)進(jìn)行風(fēng)險分析，為保險公司的再保險安排提供幫助和支持。
[Abstract]:In the development of insurance industry, reinsurance is an important way for the original insurer to avoid risks better. Reinsurance has become an indispensable tool for insurers to expand their business underwriting capacity and carry out risk management. In the process of operation and management of insurance enterprises, reinsurance arrangements and planning is an important part of business decision-making. Related to the business stability and operating income of insurance enterprises. Reinsurance planning needs to divide out the company according to different business types, risk size, their own financial situation and market conditions, using a variety of reinsurance methods and methods. Analyze and plan the risk responsibility of self-retention and transfer. This article selects the property insurance company enterprise property insurance all risks underwriting enterprise as the research object, carries on the comprehensive risk analysis to the insurance risk liability, establishes a kind of reinsurance model, aiming at the different enterprise. Through the selection of reinsurance model, the author determines whether it needs reinsurance arrangement and the choice of reinsurance mode. First, through enumerating insurance law, reinsurance business management regulations and property insurance company reinsurance management norms. Make clear the relevant laws and regulations that underwriting business needs reinsurance; Secondly, this paper analyzes the risk factors of reinsurance from the aspects of the nature of the underwriting enterprise, the region where the enterprise is located and the specific situation of the enterprise, and establishes the evaluation system model by using AHP. Finally, this paper verifies the practicability and feasibility of the evaluation system model by an example. This paper mainly analyzes the risk of property insurance companies underwriting all risks of property insurance companies. Provide assistance and support for reinsurance arrangements for insurance companies.
【學(xué)位授予單位】：沈陽航空航天大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F842.6;F224

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