本文選題：商業(yè)利益 + 農(nóng)戶經(jīng)濟(jì)�。� 參考：《商業(yè)經(jīng)濟(jì)研究》2017年04期

【摘要】：后危機(jī)時代,農(nóng)戶民間借貸需求呈持續(xù)膨脹特征,這在降低農(nóng)戶融資制度成本和給農(nóng)戶帶來融資便利的同時,也增加農(nóng)村金融系統(tǒng)風(fēng)險并危及農(nóng)村社會穩(wěn)定。本文闡述農(nóng)戶民間借貸需求行為研究的商業(yè)價值;從社會學(xué)視角分析農(nóng)戶民間借貸需求行為,進(jìn)行了基于商業(yè)利益的農(nóng)村金融供給分析,并指出商業(yè)利益視角下民間借貸支撐系統(tǒng)的問題;最后給出鼓勵正規(guī)金融系統(tǒng)發(fā)展普惠金融,規(guī)范非正規(guī)金融和健全支持系統(tǒng)以提升農(nóng)戶民間借貸效能等優(yōu)化農(nóng)戶民間借貸行為的策略。
[Abstract]:In the post-crisis era, the demand for non-government loans of farmers continues to expand, which not only reduces the cost of farmers' financing system and brings financing convenience to farmers, but also increases the risk of rural financial system and endangers the stability of rural society. This paper expounds the commercial value of the research on peasant households' folk loan demand behavior, analyzes the peasant households' folk loan demand behavior from the perspective of sociology, and analyzes the rural financial supply based on the commercial interests. It also points out the problems of private lending support system from the perspective of commercial interests. Finally, it gives the encouragement to the formal financial system to develop inclusive finance. Regulating informal finance and improving the support system to improve the efficiency of farmers' private lending and other strategies to optimize farmers' private lending behavior.
【作者單位】： 西安翻譯學(xué)院商學(xué)院;
【基金】：陜西省教育廳專項(xiàng)項(xiàng)目:“資源詛咒”與陜北民間借貸發(fā)展及風(fēng)險之關(guān)系研究(14JK2039)研究成果
【分類號】：F832.43

【參考文獻(xiàn)】

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