本文選題：盛京銀行 + 車貸業(yè)務(wù)�。� 參考：《遼寧工程技術(shù)大學(xué)》2014年碩士論文

【摘要】：近年來我國(guó)汽車產(chǎn)業(yè)發(fā)展迅速,但汽車金融服務(wù)業(yè)的快速發(fā)展應(yīng)對(duì)不足,其主要原因是服務(wù)模式較為單一。因此,符合我國(guó)汽車市場(chǎng)需求的金融服務(wù)模式是各大銀行可持續(xù)發(fā)展的主要核心,再創(chuàng)業(yè)務(wù)增長(zhǎng)點(diǎn),也是解決當(dāng)前我國(guó)汽車消費(fèi)貸款業(yè)務(wù)的困境所在。論文主要從我國(guó)汽車消費(fèi)貸款的意義出發(fā),對(duì)盛京銀行車貸業(yè)務(wù)現(xiàn)狀及問題進(jìn)行了分析和論述,通過對(duì)盛京銀行車貸業(yè)務(wù)優(yōu)缺點(diǎn)及國(guó)內(nèi)外汽車金融服務(wù)發(fā)展模式的對(duì)比,對(duì)盛京銀行車貸發(fā)展問題進(jìn)行診斷。借鑒國(guó)外經(jīng)驗(yàn),依盛京銀行消費(fèi)貸款現(xiàn)狀提出影響盛京銀行消費(fèi)貸款制約因素的新興金融服務(wù)發(fā)展模式。提出了完善汽車金融相關(guān)配套措施的政策建議及相關(guān)體系建設(shè)及風(fēng)險(xiǎn)管理系統(tǒng)的可行性建議,以保障新模式能在盛京銀行新環(huán)境下順利運(yùn)行和發(fā)展。
[Abstract]:In recent years, China's automobile industry has developed rapidly, but the rapid development of auto financial service industry is insufficient, the main reason is that the service mode is relatively single.Therefore, the financial service model which meets the needs of China's automobile market is the main core of the sustainable development of the major banks, creating a new business growth point, and is also the solution to the plight of China's auto consumer loan business.This paper analyzes and discusses the present situation and problems of automobile loan business of Shengjing Bank from the point of view of the significance of automobile consumption loan in China, and compares the advantages and disadvantages of auto loan business of Shengjing Bank and the development mode of automobile financial service at home and abroad.To the Shengjing bank car loan development problem to carry on the diagnosis.Based on the experience of foreign countries, this paper puts forward a new developing mode of financial service based on the current situation of consumption loan of Shengjing Bank.In order to ensure the new model can run and develop smoothly in the new environment of Shengjing Bank, this paper puts forward some policy suggestions to perfect the related measures of automobile finance and the feasibility of the related system construction and risk management system.
【學(xué)位授予單位】：遼寧工程技術(shù)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.479

【參考文獻(xiàn)】

相關(guān)期刊論文 前8條

1 蔡玉梅;;地方銀行上市,中小企業(yè)“解渴”[J];金融經(jīng)濟(jì);2012年11期

2 徐舒靈;;淺析我國(guó)商業(yè)銀行汽車消費(fèi)信貸業(yè)務(wù)中的風(fēng)險(xiǎn)[J];市場(chǎng)周刊(理論研究);2010年11期

3 王小蘭;;汽車貸款中的風(fēng)險(xiǎn)分析及防范[J];商業(yè)經(jīng)濟(jì);2007年11期

4 曉明;;張玉坤和盛京銀行的故事[J];銀行家;2007年06期

5 李靜;對(duì)困境中的我國(guó)“車貸險(xiǎn)”業(yè)務(wù)的現(xiàn)實(shí)思考[J];金融與經(jīng)濟(jì);2005年09期

6 林平;車貸險(xiǎn)發(fā)展現(xiàn)狀與市場(chǎng)重振[J];浙江金融;2005年06期

7 王伶;商業(yè)銀行汽車消費(fèi)貸款風(fēng)險(xiǎn)分析與防范[J];上海汽車;2005年02期

8 林玉玲;國(guó)有商業(yè)銀行汽車消費(fèi)貸款經(jīng)營(yíng)模式探討[J];南方金融;2003年06期

，

本文編號(hào)：1737413