發(fā)布時(shí)間：2018-03-29 01:02

  本文選題：商業(yè)銀行　切入點(diǎn)：節(jié)能減排　出處：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2014年碩士論文

【摘要】：隨著我國(guó)能源問(wèn)題緊迫性的日益突出，如何提高能源的使用效率，在不阻礙我國(guó)生產(chǎn)發(fā)展的同時(shí)，又能減少污染物的排放、降低能源消耗，這是擺在我國(guó)可持續(xù)發(fā)展面前的一遒難題，同時(shí)也是解決能源問(wèn)題的重要方法之…。我國(guó)在“十一五”綱要當(dāng)中首次提出節(jié)能減排是貫徹科學(xué)發(fā)展觀、構(gòu)建社會(huì)主義和諧社會(huì)的重大舉彳2006年以來(lái)，，將近7年的T間，從黨中央、國(guó)務(wù)院到各級(jí)政府先后出臺(tái)了各項(xiàng)規(guī)章制度來(lái)大力支持和倡導(dǎo)推動(dòng)我國(guó)節(jié)能減排工作的落實(shí)。從單靠政府這只手來(lái)扶植能效減排工作到如今的向能源效率市場(chǎng)化機(jī)制的轉(zhuǎn)變，這七年時(shí)間,我們積累的不少的經(jīng)驗(yàn)和教訓(xùn)。但足，環(huán)境、能源問(wèn)題依然任重而道遠(yuǎn)，深藏在市場(chǎng)屮的巨大潛力還沒(méi)有完全的被我們挖掘出來(lái)?當(dāng)其沖的就是商業(yè)銀行在能源效率問(wèn)題上的支持力度不足，節(jié)能減排項(xiàng)目融資困難是主要障礙之一。 節(jié)能減排項(xiàng)目在我國(guó)大范圍、快速的普遍推廣，離不^u我國(guó)的商業(yè)銀行內(nèi)部迅速調(diào)整戰(zhàn)略為能源效率貸款服務(wù)的支持《與此同時(shí)，發(fā)展能效貸款項(xiàng)目也是商業(yè)銀行響應(yīng)可持續(xù)金融發(fā)展戰(zhàn)略和產(chǎn)業(yè)轉(zhuǎn)型的重要舉措，他能使我國(guó)的商業(yè)銀行更好的認(rèn)識(shí)到節(jié)能減排工作為其帶來(lái)的挑戰(zhàn)和與此而生的潛在利潤(rùn)。培養(yǎng)ilj身面對(duì)市場(chǎng)化改革環(huán)境下控制風(fēng)險(xiǎn)、擴(kuò)大市場(chǎng)領(lǐng)域和探索新業(yè)務(wù)、新產(chǎn)品的能力。 本論文的寫(xiě)作的是探充如何在中國(guó)商業(yè)銀行中大力開(kāi)展能效貸款項(xiàng)目，從而促進(jìn)中國(guó)節(jié)能減排和可再生能源項(xiàng)目的進(jìn)行，加大商業(yè)銀行整體競(jìng)爭(zhēng)能力的提高誠(chéng)然，能效貸款項(xiàng)目相對(duì)于傳統(tǒng)貸款有著自身的特點(diǎn)，正因如此，本文結(jié)合近些年來(lái)我國(guó)國(guó)內(nèi)開(kāi)展的能效貸款項(xiàng)目的實(shí)踐經(jīng)驗(yàn)和國(guó)外發(fā)達(dá)國(guó)家的過(guò)往成果進(jìn)行概括和總結(jié)，目的都是為了更好促進(jìn)我國(guó)能效貸款的工作開(kāi)展。文章最后建設(shè)性的提出一些建議和意見(jiàn)。 第一章《能效貸款的概念和意義》闡述關(guān)于節(jié)能減排工作、能源效率和能效貸款之間的內(nèi)在關(guān)系和其開(kāi)展工作的意義。 第二章《能效貸款特殊性分析》針對(duì)能效貸款不同于傳統(tǒng)貸款的特點(diǎn)和風(fēng)險(xiǎn)進(jìn)行總結(jié)。 第三章《我國(guó)商業(yè)銀行^u展能效貸款案例分析》主要介紹近幾年我國(guó)商業(yè)銀行所^u展的一系列有關(guān)能效貸款的案例和模式。 第四章《我國(guó)能效貸款的現(xiàn)狀和不足》，結(jié)合第三章我國(guó)開(kāi)展能效貸款項(xiàng)目的運(yùn)作經(jīng)歷，概括我國(guó)目前對(duì)這類(lèi)貸款業(yè)務(wù)的現(xiàn)狀，并引出其所存在的不足與問(wèn)題，分析產(chǎn)生的原因。 第五章《國(guó)外能效貸款業(yè)務(wù)的^u展總結(jié)》，通過(guò)介紹歐美發(fā)達(dá)國(guó)家開(kāi)展能效貸款業(yè)務(wù)的經(jīng)驗(yàn)總結(jié)，來(lái)對(duì)我國(guó)相關(guān)業(yè)務(wù)提出指導(dǎo)方向。 第六章《我國(guó)商業(yè)銀行開(kāi)展能效貸款的建議》，結(jié)合之前五章的內(nèi)容，對(duì)能效貸款業(yè)務(wù)在我國(guó)商業(yè)銀行大面積的推廣提出建設(shè)性的意見(jiàn)。
[Abstract]:With the increasing urgency of energy problems in China, how to improve the efficiency of energy use, not only does not hinder the development of production in China, but also can reduce the emissions of pollutants, reduce energy consumption, This is a difficult problem facing the sustainable development of our country, and it is also one of the important ways to solve the energy problem... In the "11th Five-Year Plan", our country put forward for the first time that energy saving and emission reduction is the implementation of the scientific development view. The major project of building a harmonious socialist society since 2006 has been nearly seven years since the CPC Central Committee, The State Council and governments at all levels have successively issued various rules and regulations to vigorously support and advocate the implementation of energy conservation and emission reduction work in China. From relying solely on the government to supporting energy efficiency and emission reduction work to the current market-oriented energy efficiency mechanism, Over the past seven years, we have accumulated a lot of experience and lessons. However, the environmental and energy problems still have a long way to go, and the enormous potential hidden in the market has not been fully exploited by us? When the commercial banks' support on energy efficiency is insufficient, the difficulty of energy saving and emission reduction project financing is one of the main obstacles. Energy saving and emission reduction projects are widely popularized in China, and domestic commercial banks rapidly adjust their strategies to provide support for energy efficiency loans at the same time. The development of energy efficiency loan projects is also an important measure for commercial banks to respond to sustainable financial development strategies and industrial transformation. It can make the commercial banks of our country better realize the challenge and potential profit of energy saving and emission reduction work, train ilj to face the market reform environment to control the risk, expand the market area and explore the new business. The ability of a new product. The writing of this paper is to explore how to develop energy efficiency loan projects in China commercial banks, so as to promote the implementation of energy saving and emission reduction and renewable energy projects in China, and increase the overall competitiveness of commercial banks. Compared with traditional loans, energy efficiency loan projects have their own characteristics. Therefore, this paper summarizes and summarizes the practical experience of energy efficiency loan projects carried out in China in recent years and the past achievements of foreign developed countries. The purpose is to promote the work of energy efficiency loan in China. Finally, some suggestions and suggestions are put forward. Chapter one, "the concept and significance of Energy efficiency loan", expounds the internal relationship between energy efficiency and energy efficiency loan and the significance of its work. Chapter two, the particularity Analysis of Energy efficiency loan, summarizes the characteristics and risks of energy efficiency loan different from traditional loan. The third chapter, "A case study of energy efficiency loans by commercial banks in China", mainly introduces a series of cases and models of energy efficiency loans developed by commercial banks in China in recent years. The fourth chapter "the present situation and the insufficiency of energy efficiency loan in our country", combined with the operation experience of the energy efficiency loan project in the third chapter, summarizes the present situation of this kind of loan business in our country, and leads to its deficiency and problem. Analyze the causes. The fifth chapter is "Summary of Foreign Energy efficiency loan Business". By introducing the experience of the developed countries in Europe and the United States, the paper puts forward the guiding direction for the related business of our country. The sixth chapter is "suggestions on developing energy efficiency loans by commercial banks in our country", combining with the contents of the previous five chapters, the constructive suggestions are put forward for the promotion of energy efficiency loans in a large area of commercial banks in our country.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F832.4

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