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安徽省家庭農(nóng)場融資問題研究

發(fā)布時間:2018-12-16 14:05
【摘要】:家庭農(nóng)場是我國現(xiàn)代農(nóng)業(yè)發(fā)展的重要組織形式和主要推動力量,代表了今后現(xiàn)代農(nóng)業(yè)的發(fā)展方向。家庭農(nóng)場作為農(nóng)業(yè)家庭經(jīng)營的最高形式,有利于提升農(nóng)業(yè)生產(chǎn)結構,促進農(nóng)民增收,帶動農(nóng)村經(jīng)濟的發(fā)展。安徽省作為農(nóng)業(yè)大省,家庭農(nóng)場這一新型的農(nóng)業(yè)經(jīng)營主體也在顯示出強大的生命力,各地積極探索發(fā)展家庭農(nóng)場經(jīng)營模式。然而,隨著家庭農(nóng)場的進一步發(fā)展,相應的問題也不斷出現(xiàn),其中與家庭農(nóng)場生存發(fā)展直接相關的當屬資金問題。融資困境成為制約安徽省家庭農(nóng)場健康發(fā)展的瓶頸。因此,有必要進一步研究家庭農(nóng)場的融資體系,為家庭農(nóng)場發(fā)展提供更多的資金來源渠道,降低融資成本,旨在緩解安徽省家庭農(nóng)場發(fā)展過程中出現(xiàn)的融資困境。本文以中小企業(yè)融資理論為分析工具,在已有統(tǒng)計調(diào)查的基礎上總結安徽省家庭農(nóng)場發(fā)展過程中的融資情況,剖析了存在的問題,并從家庭農(nóng)場自身、金融體系因素、外部環(huán)境因素三個方面對其原因進行分析。其次選擇了縣域家庭農(nóng)場做案例分析,了解安徽省基層家庭農(nóng)場融資情況。然后借鑒國外發(fā)展比較成熟的家庭農(nóng)場的發(fā)展成果,結合安徽省自身特點,提出應構建和加強安徽省家庭農(nóng)場融資體系的對策和建議:(1)完善融資政策,創(chuàng)造保障家庭農(nóng)場融資的良好制度環(huán)境;(2)推動農(nóng)村金融改革,建立家庭農(nóng)場信用評級體系; (3)積極拓寬新的抵押物,創(chuàng)新金融產(chǎn)品; (4)發(fā)展農(nóng)業(yè)保險,建立健全農(nóng)業(yè)風險保障機制; (5)提高家庭農(nóng)場主體綜合能力,加強內(nèi)部融資; (6)建立健全家庭農(nóng)場的社會化服務體系建設。
[Abstract]:Family farm is an important organizational form and main driving force for the development of modern agriculture in China, which represents the development direction of modern agriculture in the future. As the highest form of agricultural family management, family farm is helpful to promote the structure of agricultural production, increase farmers' income and promote the development of rural economy. As a big agricultural province, family farm, a new type of agricultural management subject, is also showing strong vitality in Anhui Province, and various localities actively explore the development of family farm management model. However, with the further development of the family farm, the corresponding problems appear constantly, among which the financial problems directly related to the survival and development of the family farm. Financing dilemma has become a bottleneck restricting the healthy development of family farms in Anhui Province. Therefore, it is necessary to further study the financing system of family farms, provide more sources of funds for the development of family farms, reduce financing costs, in order to alleviate the financing difficulties in the development of family farms in Anhui Province. Based on the theory of financing of small and medium-sized enterprises, this paper summarizes the financing situation in the development of family farms in Anhui Province on the basis of existing statistical investigation, analyzes the existing problems, and analyzes the factors of the family farms themselves and the financial system. External environmental factors are analyzed in three aspects. Secondly, the county family farm is selected as case study to understand the financing situation of grass-roots family farm in Anhui province. Then draw lessons from the development results of the mature family farms abroad, combining with the characteristics of Anhui Province, put forward the countermeasures and suggestions to build and strengthen the family farm financing system in Anhui Province: (1) perfect the financing policy, Creating a good institutional environment to guarantee the financing of family farms; (2) promoting rural financial reform and establishing family farm credit rating system; (3) actively broadening new collateral and innovating financial products; (4) developing agricultural insurance and establishing and perfecting agricultural risk protection mechanism; (5) to improve the comprehensive ability of the main body of the family farm, to strengthen the internal financing, and (6) to establish and perfect the socialized service system of the family farm.
【學位授予單位】:安徽農(nóng)業(yè)大學
【學位級別】:碩士
【學位授予年份】:2015
【分類號】:F324.1

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