本文選題：農(nóng)村金融發(fā)展 + 農(nóng)民非農(nóng)收入　； 參考：《東北農(nóng)業(yè)大學(xué)》2017年碩士論文

【摘要】：農(nóng)業(yè)作為國民經(jīng)濟基礎(chǔ),農(nóng)業(yè)、農(nóng)民和農(nóng)村問題影響國民經(jīng)濟發(fā)展,作用非常重要。我國農(nóng)村經(jīng)濟發(fā)展一直較緩慢,農(nóng)民收入水平始終不高,城市與農(nóng)村的收入差距較大,很難消除。解決農(nóng)業(yè)、農(nóng)民、農(nóng)村的問題關(guān)鍵在于解決農(nóng)民收入問題,農(nóng)民收入水平影響農(nóng)村社會穩(wěn)定和經(jīng)濟發(fā)展。農(nóng)民收入水平提高需要農(nóng)村金融支持,已有大量研究表明,農(nóng)村金融發(fā)展對農(nóng)民增收存在兩方面影響,即促進與抑制作用,農(nóng)村金融功能有效發(fā)揮時可促進農(nóng)民收入提高。隨工業(yè)化、城鎮(zhèn)化等快速發(fā)展,農(nóng)民收入結(jié)構(gòu)變化非常大,農(nóng)業(yè)收入在農(nóng)民整體收入中雖仍占最大比重,但非農(nóng)業(yè)收入逐年提高,其促進增收作用日益凸顯。因此,深入研究農(nóng)村金融發(fā)展對農(nóng)民非農(nóng)收入增長的影響作用具有重要意義。我國幅員遼闊,地區(qū)間經(jīng)濟發(fā)展?fàn)顩r存在一定差異性。因此,研究農(nóng)村金融發(fā)展與農(nóng)民非農(nóng)收入關(guān)系時,應(yīng)考慮地區(qū)差異性。黑龍江省作為農(nóng)業(yè)大省,農(nóng)業(yè)發(fā)展水平在全國范圍內(nèi)具有代表性,研究黑龍江省農(nóng)村金融發(fā)展對農(nóng)民非農(nóng)收入的影響作用具有實踐意義。將黑龍江省作為研究主體,實證分析其農(nóng)村金融發(fā)展對農(nóng)民非農(nóng)收入的影響,分析兩者間存在關(guān)系,為黑龍江省農(nóng)民提出符合農(nóng)村實際情況的政策建議,促進農(nóng)民非農(nóng)收入增長,提高整體收入水平,并為我國整體研究提供參考。首先,根據(jù)相關(guān)理論基礎(chǔ),介紹并分析黑龍江省農(nóng)村金融發(fā)展和農(nóng)民非農(nóng)收入當(dāng)前情況,利用1996-2014年黑龍江統(tǒng)計年鑒相關(guān)統(tǒng)計數(shù)據(jù),運用VAR模型實證分析黑龍江省農(nóng)村金融發(fā)展與農(nóng)民非農(nóng)收入存在的關(guān)系。構(gòu)建農(nóng)村金融發(fā)展水平的指標(biāo)變量,從農(nóng)村金融結(jié)構(gòu)、規(guī)模、效率及農(nóng)村人均非農(nóng)固定資產(chǎn)投資四方面衡量農(nóng)村金融發(fā)展水平。協(xié)整檢驗農(nóng)村金融發(fā)展與農(nóng)民非農(nóng)收入指標(biāo),得出黑龍江省農(nóng)村金融發(fā)展與農(nóng)民非農(nóng)收入間存在的關(guān)系,建立VEC模型,經(jīng)過脈沖響應(yīng)函數(shù)與方差分解,檢驗黑龍江省農(nóng)村金融發(fā)展與農(nóng)民非農(nóng)收入的短期關(guān)系及貢獻效果。最后,得出黑龍江省農(nóng)村金融規(guī)模與農(nóng)村人均非農(nóng)固定資產(chǎn)投資長期促進農(nóng)民非農(nóng)收入增長,且作用顯著;農(nóng)村金融效率與結(jié)構(gòu)可在短期內(nèi)提高農(nóng)民非農(nóng)收入,長期卻存在抑制作用的結(jié)論。因此,針對實證分析結(jié)果,提出促進農(nóng)村金融適應(yīng)性改革、構(gòu)建農(nóng)村資金回流機制、建立競爭性的農(nóng)村金融市場、發(fā)展內(nèi)生性新型農(nóng)村普惠金融的政策建議,以促進農(nóng)民整體收入水平不斷提高。
[Abstract]:Agriculture as the foundation of national economy, agriculture, farmers and rural problems affect the development of national economy, the role is very important. The development of rural economy in our country is slow all the time, the income level of farmers is not high all the time, the income gap between city and countryside is big, it is very difficult to eliminate. The key to solve the problems of agriculture, farmers and rural areas is to solve the problem of farmers' income, which affects the social stability and economic development of rural areas. A large number of studies have shown that the development of rural finance has two effects on the increase of farmers' income, that is, to promote and suppress the increase of farmers' income, and that the rural financial function can promote the increase of farmers' income when the function of rural finance is given full play. With the rapid development of industrialization and urbanization, the structure of farmers' income has changed greatly. Although agricultural income still accounts for the largest proportion in the whole income of farmers, the non-agricultural income is increasing year by year, and its promoting effect is becoming more and more prominent. Therefore, it is of great significance to study the impact of rural financial development on farmers' non-agricultural income growth. Our country has a vast territory, and there are certain differences between regions in economic development. Therefore, regional differences should be taken into account when studying the relationship between rural financial development and farmers' non-agricultural income. As a big agricultural province, the level of agricultural development in Heilongjiang Province is representative in the whole country. It is of practical significance to study the influence of rural financial development on the non-agricultural income of farmers in Heilongjiang Province. Taking Heilongjiang Province as the main body of study, this paper empirically analyzes the impact of rural financial development on the non-agricultural income of farmers, analyzes the relationship between the two, and puts forward policy recommendations for the farmers in Heilongjiang Province, which are in line with the actual situation in the countryside. To promote the growth of farmers' non-agricultural income, improve the overall income level, and provide a reference for the overall research in China. First of all, according to the relevant theoretical basis, this paper introduces and analyzes the current situation of rural financial development and non-agricultural income of farmers in Heilongjiang Province, and makes use of the relevant statistical data of Heilongjiang Statistical Yearbook from 1996 to 2014. VAR model is used to analyze the relationship between rural financial development and farmers' non-agricultural income in Heilongjiang Province. The index variable of rural financial development level is constructed to measure the level of rural financial development from four aspects: rural financial structure, scale, efficiency and rural per capita non-agricultural fixed assets investment. Cointegration tests the index of rural financial development and non-agricultural income of farmers, obtains the relationship between rural financial development and non-agricultural income of farmers in Heilongjiang Province, establishes VEC model, and decomposes it by impulse response function and variance. To test the short-term relationship between rural financial development and non-agricultural income of farmers in Heilongjiang province and its contribution effect. Finally, it is concluded that the scale of rural finance and the per capita non-agricultural fixed assets investment in Heilongjiang Province can promote the increase of non-agricultural income of farmers for a long time, and play a significant role, and the efficiency and structure of rural finance can improve the non-agricultural income of farmers in the short term. The conclusion is that there is a long-term inhibitory effect. Therefore, according to the results of empirical analysis, the paper puts forward some policy suggestions on promoting the rural financial adaptive reform, constructing the mechanism of rural capital return, establishing competitive rural financial market, and developing endogenous new rural inclusive finance. In order to promote farmers' overall income level continues to improve.
【學(xué)位授予單位】：東北農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F832.35;F323.8

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