壽陽縣農(nóng)民專業(yè)合作社發(fā)展的金融服務問題研究
本文關鍵詞: 農(nóng)民專業(yè)合作社 金融服務 發(fā)展 出處:《山西農(nóng)業(yè)大學》2015年碩士論文 論文類型:學位論文
【摘要】:農(nóng)民專業(yè)合作社是加快農(nóng)村經(jīng)濟體制改革和促進現(xiàn)代農(nóng)業(yè)發(fā)展的重要形式和內(nèi)容,2007年農(nóng)民專業(yè)合作社法正式實施以來,農(nóng)民專業(yè)合作社迅猛發(fā)展,已經(jīng)形成一定規(guī)模。但從整體來看,農(nóng)民專業(yè)合作社發(fā)展水平不高,存在諸多問題尤其是發(fā)展中的資金短缺問題是首當其沖的大問題,嚴重制約著農(nóng)民專業(yè)合作社職能的發(fā)揮。2015年1號文件提出加快構建新型農(nóng)業(yè)經(jīng)營體系,引導和規(guī)范農(nóng)民專業(yè)合作社發(fā)展,把發(fā)展農(nóng)民專業(yè)合作社列為農(nóng)村工作的重點。農(nóng)村金融服務研究是近幾年來學者們持續(xù)關注的焦點,農(nóng)民專業(yè)合作社與農(nóng)村金融機構之間構建良好的互動合作機制,不斷加強農(nóng)村金融支持農(nóng)民專業(yè)合作社的力度,有利于農(nóng)民專業(yè)合作社實現(xiàn)不斷的增值。因此以農(nóng)民專業(yè)合作社為載體構建有效金融服務模式,已經(jīng)成為增加農(nóng)民收入不可或缺的重要因素。為此,本文立足于農(nóng)民專業(yè)合作社金融服務發(fā)展,以“金融服務”為切入點,以壽陽縣為研究區(qū)域,以探索農(nóng)民專業(yè)合作社金融服務發(fā)展規(guī)律、引導金融服務健康發(fā)展為目標。在對農(nóng)民專業(yè)合作社和農(nóng)村金融服務涵義進行界定的基礎上,以山西省壽陽縣農(nóng)民專業(yè)合作社發(fā)展為研究對象,對其發(fā)展現(xiàn)狀進行了實地調(diào)研和訪談調(diào)研,在此基礎上分析了壽陽縣農(nóng)民專業(yè)合作社的金融供需情況,并對農(nóng)民專業(yè)合作社發(fā)展的金融服務制約因素及其成因進行了分析,最后從農(nóng)民專業(yè)合作社自身、金融機構、政策法規(guī)等方面提出了金融服務支持農(nóng)民專業(yè)合作社發(fā)展的對策。
[Abstract]:Farmers' specialized cooperative is an important form and content of speeding up the reform of rural economic system and promoting the development of modern agriculture. Since the implementation of the law of farmers' specialized cooperative in 2007, the farmer's specialized cooperative has developed rapidly. But on the whole, the level of development of farmers' specialized cooperatives is not high, there are many problems, especially the shortage of funds in the development is the first big problem. In 2015, document No. 1 proposed speeding up the construction of a new agricultural management system, guiding and standardizing the development of farmers' professional cooperatives. The development of specialized farmers cooperatives as the focus of rural work. Rural financial services research has been the focus of scholars in recent years. Farmers' professional cooperatives and rural financial institutions to build a good interactive cooperation mechanism, constantly strengthen the strength of rural finance to support farmers' professional cooperatives. It is beneficial to the farmers' professional cooperatives to realize the continuous value-added. Therefore, the construction of an effective financial service model based on the farmers' professional cooperatives has become an indispensable and important factor to increase farmers' income. This paper is based on the development of financial services of farmers' specialized cooperatives, taking "financial services" as the starting point and Shouyang County as the research area, in order to explore the law of the development of financial services of farmers' specialized cooperatives. To guide the healthy development of financial services as the goal. On the basis of defining the meaning of farmers' professional cooperatives and rural financial services, this paper takes the development of farmers' professional cooperatives in Shouyang County of Shanxi Province as the research object. On the basis of the field investigation and interview investigation, the paper analyzes the financial supply and demand of the farmers' specialized cooperatives in Shouyang County. And the development of professional cooperatives of farmers financial service constraints and their causes are analyzed, and finally from the farmers' professional cooperatives themselves, financial institutions. Policies and regulations and other aspects of financial services to support the development of professional cooperatives of farmers countermeasures.
【學位授予單位】:山西農(nóng)業(yè)大學
【學位級別】:碩士
【學位授予年份】:2015
【分類號】:F321.42
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