本文選題：金融企業(yè) + 功效系數(shù)法　； 參考：《河北工業(yè)大學(xué)》2014年碩士論文

【摘要】：金融行業(yè)是一個(gè)存在著高風(fēng)險(xiǎn)的領(lǐng)域，其行業(yè)競(jìng)爭(zhēng)是非常激烈的。從目前來(lái)看，中國(guó)正處在深入改革金融市場(chǎng)、制定金融總體規(guī)則的重要階段。隨著我國(guó)金融市場(chǎng)對(duì)外開放程度、國(guó)內(nèi)外金融市場(chǎng)的互動(dòng)性進(jìn)一步加強(qiáng)，金融體系的不確定因素也隨之而來(lái)，因而提前預(yù)防并且解決金融市場(chǎng)的危機(jī)并且維護(hù)整個(gè)金融體系的穩(wěn)定性就顯得尤為重要。 本文引入功效系數(shù)法建立金融體系財(cái)務(wù)預(yù)警系統(tǒng)，目的在于提供一套綜合的、系統(tǒng)的預(yù)警方案并協(xié)助金融企業(yè)建立自預(yù)警機(jī)制。它主要的創(chuàng)新之處就在于將功效系數(shù)法引入到金融體系的財(cái)務(wù)預(yù)警模型當(dāng)中，并參考眾多的預(yù)警理論和模型，借助因子分析法確定各預(yù)警指標(biāo)值的權(quán)重，通過對(duì)金融體系各企業(yè)的主要財(cái)務(wù)指標(biāo)進(jìn)行整理、統(tǒng)計(jì)、建模，并對(duì)金融企業(yè)的財(cái)務(wù)與危機(jī)狀況進(jìn)行全面、精準(zhǔn)的考量，起到了預(yù)測(cè)金融企業(yè)戰(zhàn)略發(fā)展的導(dǎo)向性作用。此模型能夠有效地識(shí)別危機(jī)、防范風(fēng)險(xiǎn)，把未來(lái)可能面臨的財(cái)務(wù)危機(jī)的可能性降到最低水平。 首先，，介紹功效系數(shù)法建立金融體系財(cái)務(wù)預(yù)警模型的研究背景、意義及本文的主要內(nèi)容和結(jié)構(gòu)，并闡述國(guó)內(nèi)外財(cái)務(wù)危機(jī)預(yù)警研究的現(xiàn)狀。 其次，說明金融體系預(yù)警系統(tǒng)指標(biāo)體系的構(gòu)建以及權(quán)重的確定規(guī)則（因子分析法）。本文選取具有代表性的銀行業(yè)、證券業(yè)、保險(xiǎn)業(yè)等金融行業(yè)的指標(biāo)體系并運(yùn)用功效系數(shù)法建立金融體系的財(cái)務(wù)預(yù)警模型。 再次，驗(yàn)證功效系數(shù)法建立的金融體系財(cái)務(wù)預(yù)警模型綜合評(píng)價(jià)結(jié)果的準(zhǔn)確性。 最后，對(duì)金融體系的財(cái)務(wù)預(yù)警工作提出對(duì)策建議，并得出將功效系數(shù)法引入金融體系財(cái)務(wù)預(yù)警模型有效性的結(jié)論。
[Abstract]:Financial industry is a high-risk area, its industry competition is very fierce. At present, China is in an important stage of deepening the reform of financial markets and formulating general financial rules. With the degree of opening up to the outside world of our country's financial markets, the interaction of domestic and foreign financial markets has been further strengthened, and the uncertainties of the financial system have followed. It is therefore important to prevent and resolve financial market crises ahead of time and to maintain the stability of the entire financial system. The purpose of this paper is to provide a comprehensive and systematic early warning scheme and to assist financial enterprises to establish self-warning mechanism by introducing the efficiency coefficient method to establish financial system financial early warning system. Its main innovation lies in introducing the efficiency coefficient method into the financial early warning model of the financial system, and referring to many early warning theories and models, using factor analysis method to determine the weight of each early warning index value. Through the main financial indicators of the financial system, statistics, modeling, and comprehensive and accurate consideration of the financial and crisis situation of financial enterprises, played a leading role in predicting the strategic development of financial enterprises. This model can effectively identify crises, guard against risks and minimize the possibility of future financial crises. First of all, it introduces the research background, significance, main content and structure of the financial early-warning model of financial system established by the efficiency coefficient method, and expounds the present situation of the financial crisis early-warning research at home and abroad. Secondly, it explains the construction of financial system early warning system index system and the rules of weight determination (factor analysis method). This paper selects the representative index system of banking, securities, insurance and other financial industries, and establishes the financial early-warning model of the financial system by using the efficiency coefficient method. Thirdly, it verifies the accuracy of the comprehensive evaluation results of the financial early warning model established by the efficiency coefficient method. Finally, the paper puts forward some countermeasures and suggestions on the financial early warning of financial system, and draws the conclusion that the efficiency coefficient method is introduced into the financial early warning model of financial system.
【學(xué)位授予單位】：河北工業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F224;F830.9

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