本文選題：商業(yè)銀行 + 董事會特征��； 參考：《華中師范大學(xué)》2014年碩士論文

【摘要】：隨著我國金融改革腳步的加快和金融業(yè)的蓬勃發(fā)展,銀行業(yè)為加快發(fā)展進(jìn)程,自2005年以來紛紛通過上市獲得融資,截止到2012年,在我國深圳和上海兩市上市的商業(yè)銀行已達(dá)16家,年總利潤10354億元,由此引發(fā)構(gòu)建有效的董事會治理機制成為國內(nèi)銀行面臨的首要問題。現(xiàn)有的公司治理理論認(rèn)為,有效的董事會治理能夠顯著提高企業(yè)經(jīng)營績效；國內(nèi)外眾多學(xué)者用董事會特征作為衡量董事會治理有效性的指標(biāo),對其與公司經(jīng)營績效之間的關(guān)系進(jìn)行的大量實證研究,研究結(jié)果同樣表明,有效的董事會治理與經(jīng)營績效之間存在一定的相關(guān)關(guān)系。為了驗證已有的研究結(jié)論在我國銀行業(yè)的具體適用性,本文以我國上市銀行為樣本,對我國銀行董事會治理和銀行業(yè)績之間的關(guān)系進(jìn)行了研究。 全文由五大部分組成：第一部分為導(dǎo)論,主要介紹研究背景和意義,研究內(nèi)容及方法,并對相關(guān)文獻(xiàn)進(jìn)行了綜述。第二部分是理論解讀,首先是對董事會特征衡量體系以及銀行績效評價的主要指標(biāo)進(jìn)行了說明；其次是闡述了董事會特征與公司績效關(guān)系的理論,為第四部分的研究假設(shè)奠定理論基礎(chǔ)。第三部分是對我國上市銀行董事會特征和經(jīng)營績效現(xiàn)狀進(jìn)行分析,為第四部分的研究假設(shè)奠定現(xiàn)實基礎(chǔ)。第四部分為全文的核心,是實證研究部分,首先在現(xiàn)有理論和我國實際的基礎(chǔ)上,提出研究假設(shè)；其次選取我國14家上市銀行為樣本,以其在2008-2012年間的數(shù)據(jù)為依據(jù),在進(jìn)行了描述性統(tǒng)計分析的基礎(chǔ)上,以基本每股收益、不良貸款率、存貸比作為因變量,以董事會規(guī)模、獨立董事比例、專業(yè)委員會數(shù)量、獨立董事平均津貼、董事會會議次數(shù)、董事會持股比例、董事平均年齡等九個變量為自變量,以資產(chǎn)規(guī)模的對數(shù)為控制變量,構(gòu)建了回歸模型,并運用SPSS工具進(jìn)行了實證分析。第五部分是研究結(jié)論和政策建議,一方面對第四部分的實證分析給出相應(yīng)的結(jié)論；另一方面根據(jù)有關(guān)的結(jié)論對進(jìn)一步完善我國銀行董事會治理機制提出了相應(yīng)的建議；最后總結(jié)了本文研究中存在的不足及今后的研究展望。
[Abstract]:With the acceleration of the pace of financial reform and the vigorous development of the financial industry in China, the banking industry, in order to speed up the process of development, has obtained financing through listing since 2005, until 2012. There are 16 commercial banks listed in Shenzhen and Shanghai, with a total annual profit of 1.0354 trillion yuan, which leads to the establishment of an effective governance mechanism of the board of directors. The existing corporate governance theory holds that effective board governance can significantly improve the business performance of enterprises; many scholars at home and abroad use the characteristics of the board of directors as indicators to measure the effectiveness of board governance. A large number of empirical studies have been conducted on the relationship between corporate performance and corporate performance. The results also show that there is a certain correlation between effective board governance and business performance. In order to verify the applicability of the existing research conclusions in China's banking industry, this paper studies the relationship between the governance of the board of directors and the performance of banks in China, taking the listed banks in China as a sample. The paper is composed of five parts: the first part is an introduction, mainly introduces the research background and significance, research content and methods, and summarizes the relevant literature. The second part is the theoretical interpretation, first of all, it explains the measurement system of board characteristics and the main indicators of bank performance evaluation; secondly, it expounds the theory of the relationship between board characteristics and corporate performance. It lays a theoretical foundation for the fourth part of the research hypothesis. The third part is the analysis of the characteristics of the board of directors and the operating performance of listed banks in China, which lays a realistic foundation for the fourth part of the research hypothesis. The fourth part is the core of the thesis, which is the empirical research part. Firstly, it puts forward the research hypothesis on the basis of the existing theory and the reality of our country. Secondly, it selects 14 listed banks in our country as the sample, based on the data from 2008 to 2012. On the basis of descriptive statistical analysis, taking the basic earnings per share, non-performing loan ratio, deposit / loan ratio as dependent variables, the size of the board of directors, the proportion of independent directors, the number of professional committees, the average allowance of independent directors, Nine variables, such as the number of board meetings, the proportion of board holding shares and the average age of directors, are taken as independent variables, and the logarithm of asset size is taken as the controlling variable. The regression model is constructed, and the empirical analysis is carried out by using SPSS tool. The fifth part is the research conclusions and policy recommendations, on the one hand, the empirical analysis of the fourth part of the corresponding conclusions, on the other hand, according to the relevant conclusions to further improve the governance mechanism of the board of directors of China's banks. Finally, this paper summarizes the shortcomings of this study and future research prospects.
【學(xué)位授予單位】：華中師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33;F271

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