我國(guó)商業(yè)銀行以債轉(zhuǎn)股方式化解不良資產(chǎn)問(wèn)題的研究
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本文關(guān)鍵詞:我國(guó)商業(yè)銀行以債轉(zhuǎn)股方式化解不良資產(chǎn)問(wèn)題的研究 出處:《對(duì)外經(jīng)濟(jì)貿(mào)易大學(xué)》2017年碩士論文 論文類型:學(xué)位論文
更多相關(guān)文章: 債轉(zhuǎn)股 市場(chǎng)化 中國(guó)二重
【摘要】:1999年開(kāi)展的政策性債轉(zhuǎn)股,有效實(shí)現(xiàn)了國(guó)企三年脫困和國(guó)有銀行剝離不良資產(chǎn)的目標(biāo),我國(guó)經(jīng)濟(jì)和銀行業(yè)迎來(lái)了黃金發(fā)展期。然而,隨著全球經(jīng)濟(jì)環(huán)境惡化,經(jīng)濟(jì)發(fā)展缺乏新的增長(zhǎng)點(diǎn)等原因,我國(guó)宏觀經(jīng)濟(jì)增速不斷下降,企業(yè)部門(mén)杠桿率高企,商業(yè)銀行不良貸款與日俱增,盈利水平大幅下降。2016年10月,國(guó)務(wù)院出臺(tái)了《關(guān)于市場(chǎng)化銀行債權(quán)轉(zhuǎn)股權(quán)的指導(dǎo)意見(jiàn)》和《關(guān)于積極穩(wěn)妥降低企業(yè)杠桿率的意見(jiàn)》,標(biāo)志著以市場(chǎng)化為導(dǎo)向,以去杠桿為目標(biāo)的新一輪債轉(zhuǎn)股大幕正式拉開(kāi)。本文通過(guò)闡述債轉(zhuǎn)股概念、理論基礎(chǔ),研究國(guó)內(nèi)首輪債轉(zhuǎn)股特點(diǎn),實(shí)施過(guò)程中產(chǎn)生的問(wèn)題和原因,將國(guó)內(nèi)兩次債轉(zhuǎn)股浪潮進(jìn)行對(duì)比,圍繞中國(guó)二重實(shí)施債轉(zhuǎn)股的案例開(kāi)展深入研究,結(jié)合國(guó)外債轉(zhuǎn)股經(jīng)驗(yàn)做法,從商業(yè)銀行角度提出政策及操作建議。
[Abstract]:In 1999, the policy debt-equity swap effectively realized the goal of SOEs getting rid of difficulties in three years and state-owned banks stripping off non-performing assets. However, China's economy and banking industry ushered in a golden development period. With the deterioration of the global economic environment and the lack of new growth points in economic development, China's macroeconomic growth rate is declining, the leverage ratio of the enterprise sector is high, and the non-performing loans of commercial banks are increasing day by day. In October 2016, the State Council issued the guidelines on the conversion of creditor's Rights to Equity of market-oriented Banks and the opinions on actively and steadily reducing the leverage ratio of Enterprises. Marked by the market-oriented, to deleveraging as the goal of a new round of debt to equity officially opened. This article through the elaboration of the concept of debt to equity, theoretical basis, the first round of debt to equity characteristics of the study. In the process of implementation of the problems and reasons, the domestic two waves of debt-equity conversion to carry out a comparative study around the case of China's dual implementation of debt-for-equity conversion, combined with the experience of foreign debt-equity conversion practices. Put forward policy and operation suggestion from the angle of commercial bank.
【學(xué)位授予單位】:對(duì)外經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類號(hào)】:F832.51
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本文編號(hào):1440353
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