本文關鍵詞：金融發(fā)展對我國人口城鎮(zhèn)化的影響　出處：《西南財經大學》2014年碩士論文　論文類型：學位論文

  更多相關文章： 金融發(fā)展 人口城鎮(zhèn)化 實證

【摘要】：中國自改革開以來,經濟飛速發(fā)展,人口城鎮(zhèn)化水平不斷加速,人口城鎮(zhèn)化率由2000年的36.22%提高到2013年的53.73%。人口城鎮(zhèn)化率與居民消費率正相關,因此人口城鎮(zhèn)化是擴大內需的最大潛力,同時為中國經濟的發(fā)展注入了強大的動力。金融是社會資金融通的渠道,資金在人口城鎮(zhèn)化的進程中有舉足輕重的影響,因此,本文研究金融發(fā)展在我國人口城鎮(zhèn)化進程中的作用,使我們更加清晰的了解入口城鎮(zhèn)化的內涵和動力,促進金融發(fā)展對人口城鎮(zhèn)化的作用,為金融發(fā)展創(chuàng)造良好的外部環(huán)境,解決在人口城鎮(zhèn)化過程中面臨的資金缺口問題,對經濟的發(fā)展和人民群眾的生活水平的提高均具有重要的現實意義。 在研究金融發(fā)展對我國人口城鎮(zhèn)化的影響時,文章從理論和實證兩個方面進行分析。首先,在理論層面,本文梳理并總結了金融發(fā)展和人口城鎮(zhèn)化的相關理論,其次,文章概述了人口城鎮(zhèn)化理論、金融發(fā)展理論和直接性債務融資工具對人口城鎮(zhèn)化的支持現狀。在理論分析的基礎上研究金融發(fā)展對我國人口城鎮(zhèn)化的作用機理,提出金融可以為人口城鎮(zhèn)化建設提供資金支持、加快產業(yè)結構的調整,促進城市基礎設施建設,促進中小企業(yè)的發(fā)展,進而增加農村剩余勞動力的需要量。金融發(fā)展對人口城鎮(zhèn)化作用的方式主要體現在三個層面,第一,提供城鎮(zhèn)化基礎建設所需資金；第二,在城鎮(zhèn)化進程中,為優(yōu)化產業(yè)結構提供資金；第三,在城鎮(zhèn)化進程中,為農村城鎮(zhèn)化提供所需資金。在實證方面,以金融相關率、金融結構、直接性債務融資工具比率、金融效率作為控制變量,利用單位根檢驗、協(xié)整檢驗和誤差修正模型檢驗對1990—2012年我國金融發(fā)展對人口城鎮(zhèn)化的影響進行了研究。 實證結果表明：對人口城鎮(zhèn)化起到長期的促進作用的因素是,金融發(fā)展的規(guī)模、結構改變以及效率的提高,人口城鎮(zhèn)化進程與金融發(fā)展水平在長期內是同向變化的,即兩者之間存在一種長期的正相關關系。金融發(fā)展程度的提高會促進人口城鎮(zhèn)化水平的加深,最終加快人口城鎮(zhèn)化的進程。金融發(fā)展與人口城鎮(zhèn)化之間存在著格蘭杰因果關系,并且這種關系在某種程度上不僅是單向的,即金融發(fā)展和人口城鎮(zhèn)化互為格蘭杰原因,但人口城鎮(zhèn)化進程對金融發(fā)展的影響在統(tǒng)計上并不顯著。 最后,論文提出了我國在人口城鎮(zhèn)化進程中,如何充分發(fā)揮金融促進作用的對策建議。
[Abstract]:Since the beginning of the reform, China's economy has developed rapidly, and the level of population urbanization has been accelerating. The population urbanization rate increased from 36.22% on 2000 to 53.73 on 2013. The population urbanization rate is positively related to the resident consumption rate, so population urbanization is the greatest potential to expand domestic demand. At the same time for the development of China's economy into a strong power. Finance is the channel of social funds, funds in the process of population urbanization has a decisive impact, so. This paper studies the role of financial development in the process of population urbanization in China, so that we can understand the connotation and power of import urbanization more clearly, and promote the role of financial development in population urbanization. Creating a good external environment for financial development and solving the problem of capital gap in the process of population urbanization are of great practical significance to the development of economy and the improvement of people's living standard. In the study of the impact of financial development on the urbanization of China, the article from the theoretical and empirical aspects of the analysis. First, in the theoretical level. This paper summarizes the relevant theories of financial development and population urbanization. Secondly, the article summarizes the theory of population urbanization. The current situation of financial development theory and direct debt financing tools supporting population urbanization. On the basis of theoretical analysis, this paper studies the mechanism of financial development on population urbanization in China. It is suggested that finance can provide financial support for population urbanization, accelerate the adjustment of industrial structure, promote the construction of urban infrastructure, and promote the development of small and medium-sized enterprises. Then increase the demand of rural surplus labor force. The function of financial development on population urbanization is mainly reflected in three levels: first, to provide the necessary funds for urbanization infrastructure construction; Second, in the process of urbanization, to provide funds for optimizing the industrial structure; Thirdly, in the process of urbanization, to provide the necessary funds for rural urbanization. In empirical aspects, the financial correlation rate, financial structure, direct debt financing instruments ratio, financial efficiency as control variables. The effects of financial development on population urbanization in China from 1990 to 2012 were studied by using unit root test, cointegration test and error correction model test. The empirical results show that: the long-term promotion of population urbanization is the scale of financial development, structural changes and the improvement of efficiency. The process of population urbanization and the level of financial development change in the same direction in the long run, that is, there is a long-term positive correlation between the two. Finally accelerate the process of population urbanization. There is a Granger causality between financial development and population urbanization, and this relationship is not only one-way to some extent. Financial development and population urbanization are Granger reasons, but the impact of population urbanization on financial development is not statistically significant. Finally, the paper puts forward the countermeasures and suggestions on how to give full play to the role of financial promotion in the process of population urbanization.
【學位授予單位】：西南財經大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832;F299.21;C924.24

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