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韓國IBK金融服務(wù)中小企業(yè)經(jīng)驗(yàn)及啟示

發(fā)布時(shí)間:2018-11-24 08:21
【摘要】:韓國企業(yè)銀行(Industrial Bank of Korea,簡稱IBK)是韓國三大政策性銀行之一,其宗旨是為中小企業(yè)提供金融服務(wù)。自1961年成立以來,韓國IBK企業(yè)銀行持續(xù)加大對中小企業(yè)的貸款支持,2015年中小企業(yè)貸款占整個(gè)韓國銀行業(yè)中小企業(yè)貸款總額的22.3%,位居第一位,有力地支持了中小、中堅(jiān)企業(yè)融資、成長、創(chuàng)新、就業(yè),并取得了顯著成效。作為鄰國韓國的IBK企業(yè)銀行支持中小企業(yè)做法值得我國借鑒,并通過借鑒韓國IBK企業(yè)銀行做法,進(jìn)一步改進(jìn)以中小企業(yè)金融服務(wù),切實(shí)解決中小企業(yè)融資難問題。
[Abstract]:South Korean Enterprise Bank (Industrial Bank of Korea,) is one of the three policy banks in South Korea, whose aim is to provide financial services to small and medium-sized enterprises. Since its establishment in 1961, the IBK Enterprise Bank of Korea has continuously increased its lending support to small and medium-sized enterprises. In 2015, small and medium-sized enterprises (SMEs) accounted for 22.3% of the total loans to small and medium-sized enterprises in the Korean banking sector, ranking first in terms of their ability to support small and medium-sized enterprises. Core enterprise financing, growth, innovation, employment, and achieved significant results. As a neighboring country, the IBK enterprise bank in Korea is worthy of our reference, and through the reference of the Korean IBK enterprise bank, we can further improve the financial services of SMEs and solve the financing difficulties of SMEs.
【作者單位】: 中國人民銀行延邊州中心支行;
【分類號(hào)】:F833.126
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本文編號(hào):2352960

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