【摘要】：村鎮(zhèn)銀行是一種新型的金融機(jī)構(gòu),是政府相關(guān)部門(mén)為了實(shí)現(xiàn)擴(kuò)大金融機(jī)構(gòu)的作用和功能、更好的服務(wù)“三農(nóng)”、推動(dòng)農(nóng)村金融市場(chǎng)體系改革、擴(kuò)大中小企業(yè)籌集資源來(lái)源渠道等目標(biāo)在農(nóng)村地區(qū)設(shè)立的銀行金融機(jī)構(gòu),對(duì)農(nóng)村經(jīng)濟(jì)發(fā)展與農(nóng)村金融市場(chǎng)的穩(wěn)定起著至關(guān)重要的作用。吉林省發(fā)展村鎮(zhèn)銀行順應(yīng)經(jīng)濟(jì)發(fā)展規(guī)律,發(fā)展村鎮(zhèn)銀行對(duì)于擴(kuò)大資金融資渠道,降低中小企業(yè)和農(nóng)民貸款門(mén)檻,整合農(nóng)村金融市場(chǎng),構(gòu)建良好的農(nóng)村金融體制具有重要的意義。特別是在中央一號(hào)文件等國(guó)家宏觀(guān)政策的指導(dǎo)下,有助于滿(mǎn)足農(nóng)民對(duì)金融產(chǎn)品和服務(wù)的多樣化需求,推動(dòng)縣域經(jīng)濟(jì)發(fā)展,而且隨著吉林省“十三五”規(guī)劃編制工作的展開(kāi),對(duì)于金融領(lǐng)域的期望和目標(biāo)有個(gè)更高的要求。因此,研究吉林省村鎮(zhèn)銀行發(fā)展問(wèn)題十分必要。本文關(guān)于吉林省村鎮(zhèn)銀行發(fā)展問(wèn)題研究的主要內(nèi)容包括以下方面:第一部分,引言,主要介紹本研究的寫(xiě)作背景、研究目的意義、研究的主要內(nèi)容、研究方法及創(chuàng)新點(diǎn),并在查閱國(guó)內(nèi)外大量文獻(xiàn)的基礎(chǔ)上對(duì)村鎮(zhèn)銀行發(fā)展問(wèn)題進(jìn)行了綜述。第二部分,村鎮(zhèn)銀行的相關(guān)概念及理論基礎(chǔ),主要闡述村鎮(zhèn)銀行的定義,綜述村鎮(zhèn)銀行相關(guān)理論,具體包括農(nóng)村金融理論、金融可持續(xù)發(fā)展理論、金融共生理論。第三部分,吉林省村鎮(zhèn)銀行的發(fā)展現(xiàn)狀及特點(diǎn)、存在的主要問(wèn)題及原因。第四部分,國(guó)外農(nóng)村金融的發(fā)展的經(jīng)驗(yàn)借鑒及啟示。第五部分,關(guān)于促進(jìn)吉林省村鎮(zhèn)銀行健康發(fā)展的對(duì)策建議。通過(guò)對(duì)吉林省村鎮(zhèn)銀行發(fā)展現(xiàn)狀、特點(diǎn)分析及存在問(wèn)題的研究基礎(chǔ)上,主要從吉林省村鎮(zhèn)銀行的定位、優(yōu)化產(chǎn)業(yè)機(jī)構(gòu)、融資渠道、業(yè)務(wù)創(chuàng)新、人力管理和風(fēng)險(xiǎn)監(jiān)督管理六個(gè)方面進(jìn)行研究,并對(duì)全文進(jìn)行結(jié)論總結(jié),得出論文結(jié)論。
[Abstract]:The village bank is a new type of financial institution. In order to expand the role and function of the financial institutions, the government departments concerned can better serve the "three rural areas, farmers" and promote the reform of the rural financial market system. It is very important for the development of rural economy and the stability of the rural financial market to expand the financial institutions set up in rural areas with the aim of raising resources for small and medium-sized enterprises. The development of village banks in Jilin Province conforms to the law of economic development, and the development of village banks is of great significance for expanding the financing channels of funds, lowering the threshold of loans for small and medium-sized enterprises and farmers, integrating the rural financial markets, and constructing a good rural financial system. In particular, under the guidance of the national macro policies such as the No. 1 document of the Central Committee, it will help to meet the diversified needs of farmers for financial products and services, and promote the development of the county economy. Moreover, with the development of the 13th Five-Year Plan of Jilin Province, There is a higher demand for expectations and goals in the financial sector. Therefore, it is necessary to study the development of village banks in Jilin province. The main contents of this paper include the following aspects: the first part, the introduction, mainly introduces the writing background of this study, the significance of the research purpose, the main content of the study, the research methods and innovation points. On the basis of consulting a lot of literature at home and abroad, this paper summarizes the development of village banks. The second part, the related concepts and theoretical basis of village bank, mainly expounds the definition of village bank, summarizes the relevant theories of village bank, including the theory of rural finance, the theory of financial sustainable development, the theory of financial symbiosis. The third part, the development status and characteristics of Jilin Village Bank, the main problems and reasons. The fourth part, the experience and enlightenment of the development of foreign rural finance. The fifth part, about promoting Jilin Province village town bank healthy development countermeasure suggestion. Based on the analysis of the present situation, characteristics and existing problems of the village bank in Jilin Province, this paper mainly focuses on the orientation of the village bank in Jilin Province, the optimization of the industrial organization, the financing channel, and the innovation of the business. Six aspects of human management and risk management are studied, and the conclusion of the paper is concluded.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類(lèi)號(hào)】：F832.35

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 《廣西村鎮(zhèn)銀行可持續(xù)發(fā)展研究》課題組;申韜;胡革強(qiáng);;區(qū)域性村鎮(zhèn)銀行可持續(xù)發(fā)展研究——以廣西為例[J];改革與戰(zhàn)略;2016年10期

2 黃曉東;;農(nóng)村金融市場(chǎng)供求理論對(duì)西部地區(qū)農(nóng)業(yè)現(xiàn)代化的啟示[J];廣西農(nóng)學(xué)報(bào);2016年02期

3 邱文韜;;中國(guó)農(nóng)村金融市場(chǎng)風(fēng)險(xiǎn)的理論分析[J];時(shí)代金融;2016年02期

4 單穎輝;;新型農(nóng)村金融機(jī)構(gòu)發(fā)展研究[J];科技經(jīng)濟(jì)市場(chǎng);2015年09期

5 劉丹冰;許燕;;村鎮(zhèn)銀行的發(fā)展現(xiàn)狀、問(wèn)題與法律對(duì)策——以西北地區(qū)的調(diào)查為依據(jù)[J];西北大學(xué)學(xué)報(bào)(哲學(xué)社會(huì)科學(xué)版);2015年05期

6 陳蓉;;投資者權(quán)益保護(hù)視域下村鎮(zhèn)銀行法律制度之缺陷與修復(fù)[J];西北農(nóng)林科技大學(xué)學(xué)報(bào)(社會(huì)科學(xué)版);2015年05期

7 王曉云;陳勝藍(lán);;遼寧省村鎮(zhèn)銀行發(fā)展的財(cái)政支持政策研究[J];經(jīng)濟(jì)師;2015年09期

8 王天翊;;新型農(nóng)村合作金融組織發(fā)展問(wèn)題研究[J];安慶師范學(xué)院學(xué)報(bào)(社會(huì)科學(xué)版);2015年04期

9 許丹妮;;我國(guó)村鎮(zhèn)銀行的發(fā)展問(wèn)題研究[J];經(jīng)貿(mào)實(shí)踐;2015年08期

10 周學(xué)聲;;陽(yáng)光村鎮(zhèn)銀行的“陽(yáng)光之路”[J];中國(guó)農(nóng)村金融;2015年16期

相關(guān)博士學(xué)位論文 前1條

1 凌峰;中國(guó)村鎮(zhèn)銀行可持續(xù)發(fā)展研究[D];復(fù)旦大學(xué);2011年

相關(guān)碩士學(xué)位論文 前10條

1 黃夢(mèng)君;我國(guó)村鎮(zhèn)銀行監(jiān)管法律制度研究[D];云南大學(xué);2016年

2 張嘎;我國(guó)村鎮(zhèn)銀行發(fā)展問(wèn)題及對(duì)策研究[D];山東大學(xué);2014年

3 王媛;利率市場(chǎng)化背景下村鎮(zhèn)銀行發(fā)展研究[D];西北農(nóng)林科技大學(xué);2014年

4 李芊池;村鎮(zhèn)銀行發(fā)展與風(fēng)險(xiǎn)防范研究[D];河南大學(xué);2014年

5 高建;安徽長(zhǎng)豐科源村鎮(zhèn)銀行可持續(xù)發(fā)展研究[D];安徽大學(xué);2014年

6 劉歡;村鎮(zhèn)銀行改革與發(fā)展問(wèn)題研究[D];吉林大學(xué);2014年

7 金薇;河南省村鎮(zhèn)銀行存在的主要問(wèn)題及發(fā)展對(duì)策研究[D];河南大學(xué);2014年

8 王金娥;我國(guó)村鎮(zhèn)銀行發(fā)展的影響因素研究[D];華南理工大學(xué);2014年

9 李壬癸;福建省永安市匯豐村鎮(zhèn)銀行發(fā)展問(wèn)題分析[D];福建農(nóng)林大學(xué);2014年

10 牛曉慶;我國(guó)村鎮(zhèn)銀行發(fā)展路徑研究[D];河北經(jīng)貿(mào)大學(xué);2014年

，

本文編號(hào)：2257365