“十三五”時(shí)期云南省金融改革的路徑選擇
發(fā)布時(shí)間：2018-09-13 14:45
【摘要】：金融改革,是針對(duì)現(xiàn)有或傳統(tǒng)的金融體系、運(yùn)作方式、管理辦法及業(yè)務(wù)活動(dòng)等方面存在的問(wèn)題而展開(kāi)的創(chuàng)新性行動(dòng)。金融服務(wù)實(shí)體經(jīng)濟(jì)效率的提升,是推動(dòng)經(jīng)濟(jì)發(fā)展的重要?jiǎng)恿Α１疚难芯堪l(fā)生于中國(guó)新一輪金融改革的大背景下,具有重要的時(shí)代意義。本文基于路徑選擇視角,將“十三五”時(shí)期云南省金融改革的所有研究成分進(jìn)行范圍框定。為“十三五”時(shí)期云南省金融改革提供可供選擇的合適路徑是本文研究的唯一目的。本文通過(guò)理論分析與實(shí)證分析相結(jié)合和定量分析與定性分析相結(jié)合的方法來(lái)展開(kāi)研究工作,并試圖解決一些問(wèn)題:第一,什么原因?qū)е铝嗽颇鲜〗?jīng)濟(jì)金融發(fā)展的現(xiàn)狀;第二,為什么“十三五”時(shí)期云南省金融改革如此重要;第三,何種金融改革路徑是云南省“十三五”時(shí)期金融改革的合適之選。第三個(gè)問(wèn)題是本文的核心問(wèn)題。本文除了選題上的創(chuàng)新外,在實(shí)證指標(biāo)選取和研究結(jié)果對(duì)其他地區(qū)的借鑒性上有些許創(chuàng)新。在全球金融危機(jī)后,云南省經(jīng)濟(jì)金融發(fā)展規(guī)模日益壯大的同時(shí),因金融供給側(cè)的結(jié)構(gòu)性失衡和各市州間金融資源分配失衡,導(dǎo)致經(jīng)濟(jì)金融增長(zhǎng)速度出現(xiàn)持續(xù)下降趨勢(shì),其中,進(jìn)出口貿(mào)易甚至出現(xiàn)負(fù)增長(zhǎng)的情況。在“十三五”時(shí)期,云南省需要完成解決本省貧困問(wèn)題和建立一個(gè)功能完善的現(xiàn)代金融體系的任務(wù),2017年“兩會(huì)”期間,中央政府將防范金融系統(tǒng)性風(fēng)險(xiǎn)做為“十三五”時(shí)期中國(guó)金融改革的最主要的任務(wù)之一,這些目標(biāo)的完成離不開(kāi)云南省金融改革的推動(dòng)作用。云南省戰(zhàn)略位置、民族關(guān)系的特殊性及多重國(guó)家戰(zhàn)略的疊加,是“十三五”時(shí)期云南省金融改革不同于我國(guó)其他地區(qū)金融改革的重要原因。根據(jù)已有研究發(fā)現(xiàn),金融發(fā)展和金融中介效率是推動(dòng)經(jīng)濟(jì)發(fā)展的兩個(gè)重要因素。介于此,本文以這兩個(gè)因素為前提,結(jié)合云南省實(shí)際情況,加入非銀行業(yè)金融市場(chǎng)發(fā)展和沿邊金融市場(chǎng)發(fā)展兩個(gè)因素,構(gòu)建合適指標(biāo)體系,運(yùn)用1997—2016年年代數(shù)據(jù)進(jìn)行實(shí)證分析。實(shí)證結(jié)果表明,無(wú)論長(zhǎng)期還是短期,金融發(fā)展都會(huì)推著經(jīng)濟(jì)增長(zhǎng),在短期,沿邊金融的發(fā)展也能有效推動(dòng)經(jīng)濟(jì)發(fā)展,在長(zhǎng)期,金融中介效率的提高和非銀行業(yè)金融市場(chǎng)的發(fā)展,是推動(dòng)云南省實(shí)體經(jīng)濟(jì)發(fā)展的重要原因。綜合上述研究結(jié)果和“十三五”時(shí)期云南省金融改革目標(biāo),認(rèn)為“十三五”時(shí)期云南省金融改革可基于宏觀視角,提供針對(duì)非銀行業(yè)金融市場(chǎng)、金融供給側(cè)結(jié)構(gòu)及現(xiàn)代金融制度體系的三種改革路徑;也可基于微觀視角,選取金融創(chuàng)新、農(nóng)村金融要素市場(chǎng)及民營(yíng)金融的三種改革路徑。
[Abstract]:Financial reform is an innovative action aimed at the existing or traditional financial system, operation, management and business activities. The improvement of economic efficiency of financial service entities is an important driving force to promote economic development. This paper takes place under the background of the new round of financial reform in China, which has important significance in the times. Based on the perspective of path selection, this paper defines the scope of all the research elements of Yunnan financial reform during the 13th Five-Year Plan period. The only purpose of this paper is to provide the appropriate path for the financial reform of Yunnan Province during the 13th Five-Year Plan period. This paper attempts to solve some problems by combining theoretical analysis with empirical analysis and quantitative analysis with qualitative analysis. First, what causes the economic and financial development of Yunnan Province; secondly, Why the financial reform of Yunnan Province is so important in the 13th Five-Year Plan period; third, which path of financial reform is the appropriate choice for the financial reform of Yunnan Province during the 13th Five-Year Plan period. The third question is the core of this paper. In addition to the innovation in this paper, there are some innovations in the selection of empirical indicators and research results for other regions. After the global financial crisis, the scale of economic and financial development in Yunnan Province is growing day by day. At the same time, due to the structural imbalance on the financial supply side and the imbalance in the distribution of financial resources among the cities and states, the economic and financial growth rate continues to decline, among which, Import and export trade even showed negative growth. During the 13th Five-Year Plan period, Yunnan needs to complete the task of solving the poverty problem and establishing a well-functioning modern financial system. During the "two sessions" in 2017, The central government regards the prevention of financial systemic risks as one of the most important tasks of China's financial reform in the 13th Five-Year Plan period, and the completion of these objectives cannot be separated from the role of promoting financial reform in Yunnan Province. The strategic position of Yunnan Province, the particularity of ethnic relations and the superposition of multiple national strategies are the important reasons why Yunnan's financial reform is different from that of other regions in China during the 13th Five-Year Plan period. According to existing research, financial development and financial intermediation efficiency are two important factors to promote economic development. In view of this, this article takes these two factors as the premise, unifies the actual situation of Yunnan Province, joins the non-banking financial market development and the border financial market development two factors, constructs the suitable index system, Using the data from 1997 to 2016 to carry out empirical analysis. The empirical results show that financial development will push economic growth in both the long and short term. In the short term, the financial development along the border can also effectively promote economic development. In the long run, the efficiency of financial intermediation and the development of non-banking financial markets will be improved. Yunnan Province is an important reason for the development of the real economy. Based on the above research results and the financial reform objectives of Yunnan Province during the 13th Five-Year Plan period, it is considered that the financial reform in Yunnan Province during the 13th Five-Year Plan period can be targeted at non-banking financial markets from a macro perspective. There are three ways to reform financial supply-side structure and modern financial system, and three ways of financial innovation, rural financial factor market and private finance can also be selected based on micro perspective.
【學(xué)位授予單位】：云南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.7;F127
[Abstract]:Financial reform is an innovative action aimed at the existing or traditional financial system, operation, management and business activities. The improvement of economic efficiency of financial service entities is an important driving force to promote economic development. This paper takes place under the background of the new round of financial reform in China, which has important significance in the times. Based on the perspective of path selection, this paper defines the scope of all the research elements of Yunnan financial reform during the 13th Five-Year Plan period. The only purpose of this paper is to provide the appropriate path for the financial reform of Yunnan Province during the 13th Five-Year Plan period. This paper attempts to solve some problems by combining theoretical analysis with empirical analysis and quantitative analysis with qualitative analysis. First, what causes the economic and financial development of Yunnan Province; secondly, Why the financial reform of Yunnan Province is so important in the 13th Five-Year Plan period; third, which path of financial reform is the appropriate choice for the financial reform of Yunnan Province during the 13th Five-Year Plan period. The third question is the core of this paper. In addition to the innovation in this paper, there are some innovations in the selection of empirical indicators and research results for other regions. After the global financial crisis, the scale of economic and financial development in Yunnan Province is growing day by day. At the same time, due to the structural imbalance on the financial supply side and the imbalance in the distribution of financial resources among the cities and states, the economic and financial growth rate continues to decline, among which, Import and export trade even showed negative growth. During the 13th Five-Year Plan period, Yunnan needs to complete the task of solving the poverty problem and establishing a well-functioning modern financial system. During the "two sessions" in 2017, The central government regards the prevention of financial systemic risks as one of the most important tasks of China's financial reform in the 13th Five-Year Plan period, and the completion of these objectives cannot be separated from the role of promoting financial reform in Yunnan Province. The strategic position of Yunnan Province, the particularity of ethnic relations and the superposition of multiple national strategies are the important reasons why Yunnan's financial reform is different from that of other regions in China during the 13th Five-Year Plan period. According to existing research, financial development and financial intermediation efficiency are two important factors to promote economic development. In view of this, this article takes these two factors as the premise, unifies the actual situation of Yunnan Province, joins the non-banking financial market development and the border financial market development two factors, constructs the suitable index system, Using the data from 1997 to 2016 to carry out empirical analysis. The empirical results show that financial development will push economic growth in both the long and short term. In the short term, the financial development along the border can also effectively promote economic development. In the long run, the efficiency of financial intermediation and the development of non-banking financial markets will be improved. Yunnan Province is an important reason for the development of the real economy. Based on the above research results and the financial reform objectives of Yunnan Province during the 13th Five-Year Plan period, it is considered that the financial reform in Yunnan Province during the 13th Five-Year Plan period can be targeted at non-banking financial markets from a macro perspective. There are three ways to reform financial supply-side structure and modern financial system, and three ways of financial innovation, rural financial factor market and private finance can also be selected based on micro perspective.
【學(xué)位授予單位】：云南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.7;F127
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