【摘要】：中國情景下銀行體系對企業(yè)創(chuàng)新究竟會造成怎樣的影響,這不僅是事關(guān)創(chuàng)新驅(qū)動發(fā)展戰(zhàn)略能否落實的核心問題,也是事關(guān)銀行主導(dǎo)的金融體制改革方向的重大問題。本文基于中國銀行異地市場準(zhǔn)入管制放松政策的特定背景,利用銀行管制放松帶來的股份制商業(yè)銀行和城市商業(yè)銀行在地級市層面進(jìn)入以及營業(yè)網(wǎng)點數(shù)量擴(kuò)張所形成的銀行結(jié)構(gòu)性競爭,實證檢驗銀行體系對企業(yè)創(chuàng)新活動造成的影響效應(yīng)。本文發(fā)現(xiàn):總體而言,銀行結(jié)構(gòu)性競爭對企業(yè)創(chuàng)新活動造成了顯著的U型影響效應(yīng),表明其所具有的二重性作用效應(yīng),即當(dāng)銀行結(jié)構(gòu)性競爭尚未超過臨界值時,競爭對企業(yè)創(chuàng)新造成抑制效應(yīng),而當(dāng)銀行結(jié)構(gòu)性競爭超過特定臨界值時,競爭才會對企業(yè)創(chuàng)新產(chǎn)生促進(jìn)效應(yīng)。后續(xù)的機(jī)制分析進(jìn)一步發(fā)現(xiàn):銀行業(yè)自身結(jié)構(gòu)性變化所蘊(yùn)含的壟斷特征是產(chǎn)生這種顯著U型關(guān)系的內(nèi)在動因,國有五大銀行、股份制商業(yè)銀行以及城市商業(yè)銀行的結(jié)構(gòu)性差異對企業(yè)創(chuàng)新活動造成了顯著的差異性作用,其疊加效應(yīng)是形成這種U型關(guān)系的內(nèi)在機(jī)制。本文的經(jīng)驗發(fā)現(xiàn)為重新審視和深入理解發(fā)展中國家銀行體系和企業(yè)創(chuàng)新之間的關(guān)系提供了重要證據(jù)。
[Abstract]:The impact of banking system on enterprise innovation in China is not only the core issue of whether the innovation-driven development strategy can be implemented, but also the major issue concerning the direction of bank-led financial system reform. This paper is based on the specific background of Bank of China market access deregulation policy. The structural competition between joint-stock commercial banks and urban commercial banks at the prefecture-level city level and the expansion of the number of business outlets resulting from the deregulation of banks, Empirical test of the impact of the banking system on enterprise innovation activities. It is found that, in general, the structural competition of banks has a significant U-shaped effect on the innovation activities of enterprises, indicating that it has a duality effect, that is, when the structural competition of banks has not exceeded the critical value, Competition has a restraining effect on enterprise innovation, but when the structural competition of banks exceeds a certain critical value, competition will have a promoting effect on enterprise innovation. The subsequent mechanism analysis further found that the monopolistic characteristics contained in the structural changes of the banking industry itself are the internal causes of this remarkable U-shaped relationship, and the five state-owned banks, The structural differences between joint-stock commercial banks and urban commercial banks have caused significant differences to the innovation activities of enterprises, and the superposition effect is the internal mechanism to form this kind of U-shaped relationship. The findings of this paper provide important evidence for reexamining and understanding the relationship between banking systems and innovation in developing countries.
【作者單位】： 中國人民大學(xué)中國經(jīng)濟(jì)改革與發(fā)展研究院;對外經(jīng)濟(jì)貿(mào)易大學(xué)國際經(jīng)濟(jì)貿(mào)易學(xué)院;河海大學(xué)商學(xué)院;
【基金】：國家自然科學(xué)基金面上項目“中國銀行體制改革和制造業(yè)自主創(chuàng)新能力提升的協(xié)同發(fā)展模式研究”(批準(zhǔn)號71773132)
【分類號】：F273.1;F831.1

【相似文獻(xiàn)】

相關(guān)期刊論文 前4條

1 李楓;王春艷;;中國情景下知識型員工激勵實證研究[J];中國商貿(mào);2009年19期

2 侯勝田;張永康;劉保成;;中國情景下利益相關(guān)者理論應(yīng)用研究初探[J];價值工程;2011年18期

3 侯勝田;張永康;劉保成;;“3A戰(zhàn)略”——推進(jìn)中國企業(yè)履行社會責(zé)任的路徑探討[J];商場現(xiàn)代化;2011年18期

4 陳家潤;;基于中國情景的EVA業(yè)績評價存在問題及對策分析[J];經(jīng)營管理者;2012年09期

，

本文編號：2181369