【摘要】：我國(guó)正處在城鎮(zhèn)化推進(jìn)的關(guān)鍵時(shí)期,文章通過理論和實(shí)證分析表明,金融發(fā)展對(duì)城鎮(zhèn)化具有十分重要的影響,金融規(guī)模的增長(zhǎng)對(duì)促進(jìn)城市基礎(chǔ)設(shè)施建設(shè)、城鎮(zhèn)住房問題和就業(yè)問題的解決、促進(jìn)農(nóng)業(yè)產(chǎn)品和農(nóng)村勞動(dòng)力剩余方面均具有正向影響。實(shí)證分析發(fā)現(xiàn),金融系統(tǒng)中存貸款比率上升對(duì)城鎮(zhèn)化具有負(fù)向的影響,表明我國(guó)存貸款率上升可能帶來(lái)的金融風(fēng)險(xiǎn)會(huì)對(duì)城鎮(zhèn)化推進(jìn)不利,應(yīng)加強(qiáng)存貸款比率上升可能帶來(lái)的金融風(fēng)險(xiǎn)的防范和管理。
[Abstract]:China is in the critical period of urbanization. The paper shows that the financial development has a very important impact on urbanization, and the growth of financial scale can promote the construction of urban infrastructure through theoretical and empirical analysis. The settlement of urban housing and employment problems has a positive impact on agricultural products and rural labor surplus. Empirical analysis shows that the increase of deposit and loan ratio in the financial system has a negative impact on urbanization, which indicates that the financial risk caused by the increase of deposit and loan ratio in China will be disadvantageous to the advancement of urbanization. We should strengthen the prevention and management of the financial risks that may be brought by the increase of deposit and loan ratio.
【作者單位】： 廣東機(jī)電職業(yè)技術(shù)學(xué)院經(jīng)濟(jì)貿(mào)易學(xué)院;
【基金】：國(guó)家自然科學(xué)基金資助項(xiàng)目(71473090) 教育部人文社會(huì)科學(xué)研究青年基金項(xiàng)目(14YJC790175)
【分類號(hào)】：F299.21;F832

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3 倪鳳s，

本文編號(hào)：2166714