【摘要】：2008年之后,由于社會(huì)經(jīng)濟(jì)發(fā)展形勢(shì)較差,信貸規(guī)模不斷減少,資本制約越來(lái)越強(qiáng),資金需求越來(lái)越大,銀行業(yè)傳統(tǒng)公司業(yè)務(wù)愈發(fā)困難,從而使得商業(yè)銀行不斷擴(kuò)張同業(yè)業(yè)務(wù)。大量實(shí)踐證明,同業(yè)業(yè)務(wù)的開(kāi)展能夠有效增加商業(yè)銀行的獲利途徑與獲利能力。當(dāng)前,同業(yè)業(yè)務(wù)變成銀行業(yè)務(wù)范圍領(lǐng)域里必不可少的關(guān)鍵部分。然而,伴隨同業(yè)業(yè)務(wù)的快速發(fā)展,出現(xiàn)了很多不容忽視的問(wèn)題,如貨幣市場(chǎng)流通性時(shí)時(shí)趨緊、資金空轉(zhuǎn)現(xiàn)象加強(qiáng)、資金套利操作頻頻、調(diào)控作用越來(lái)越弱等。所以,對(duì)同業(yè)業(yè)務(wù)發(fā)展情況進(jìn)行深刻剖析以及探究迫在眉睫。XX銀行是最早開(kāi)展同業(yè)業(yè)務(wù)的銀行,其業(yè)務(wù)水平極高,在銀行領(lǐng)域排名靠前。XX銀行青島分行的同業(yè)業(yè)務(wù)排名在XX銀行全國(guó)40家直屬一級(jí)分行排名名列前茅。因此,本文選擇XX銀行青島分行同業(yè)業(yè)務(wù)發(fā)展?fàn)顩r來(lái)展開(kāi)探究,對(duì)該行同業(yè)同業(yè)業(yè)務(wù)內(nèi)部環(huán)境、外部環(huán)境進(jìn)行分析,三種競(jìng)爭(zhēng)戰(zhàn)略進(jìn)行比較研究,得出差異化戰(zhàn)略是最符合戰(zhàn)略發(fā)展需要的,并對(duì)該行同業(yè)業(yè)務(wù)具有的弊端作了進(jìn)一步探究,給XX銀行青島分行怎樣在經(jīng)濟(jì)發(fā)展速度不斷下降、資本制約越來(lái)越強(qiáng)、資本流通性風(fēng)險(xiǎn)越來(lái)越大的環(huán)境中來(lái)拓展其同業(yè)業(yè)務(wù)指明方向,并提出合理化建議,因此對(duì)同業(yè)業(yè)務(wù)發(fā)展?fàn)顩r具有很高的研究?jī)r(jià)值。本文通過(guò)SWOT分析法,深入探究了該行開(kāi)展同業(yè)業(yè)務(wù)的內(nèi)外部環(huán)境,得出了 XX銀行青島分行開(kāi)展同業(yè)業(yè)務(wù)所面臨的優(yōu)勢(shì)、劣勢(shì)、機(jī)遇、威脅,分析了 XX銀行青島分行如何在XX銀行總行的指導(dǎo)幫助下,實(shí)施有別于其他金融機(jī)構(gòu)、包括其他兄弟分行的差異化策略:客戶群體的差異化、產(chǎn)品服務(wù)的差異化、市場(chǎng)研究的差異化、激勵(lì)機(jī)制的差異化等,來(lái)穩(wěn)健拓展同業(yè)業(yè)務(wù)的差異化經(jīng)營(yíng)戰(zhàn)略。
[Abstract]:After 2008, due to the poor social and economic development situation, the continuous reduction of credit scale, the more and more capital constraints, the increasing demand for capital and the increasingly difficult business of the traditional banking business, the commercial banks continue to expand their business. A great deal of practice has proved that the development of the business can effectively increase the profit path of the commercial banks. At present, interbank business has become an essential part of the scope of banking business. However, with the rapid development of the business, there are many problems that can not be ignored, such as the tighter liquidity in the currency market, the strengthening of capital turnover, the frequent operation of capital arbitrage, and the weakening regulation and control. A deep analysis of the development of the business of the same industry and the imminent.XX bank is the earliest bank to carry out its business. Its business level is very high. In the field of the bank, the rank of the same business in the Qingdao branch of the former.XX bank is ranked in the top of the 40 first class branch of the Bank of XX. Therefore, this article chooses the XX Bank of the bank. The branch of the branch business development to explore, the internal environment of the industry, the external environment, the external environment, the three competitive strategies are compared, and the strategy of business dissimilation is the most consistent with the needs of the strategic development, and further explore the drawbacks of the business of the Bank of the bank of the Bank of XX, how the Qingdao branch of the Bank of China The speed of economic development is declining, the capital restriction is more and more strong, the risk of capital circulation is increasing, and the direction of its business is expanded, and the rationalization proposal is put forward. Therefore, it has a high research value on the development of the same business. This paper deeply explores the inside and outside business of the bank through the SWOT analysis method. The environment, the advantages, disadvantages, opportunities and threats that the XX bank Qingdao branch is faced with, and the analysis of how the Qingdao branch of the Bank of China, under the guidance of the XX bank, implements the difference between the other financial institutions, including the differentiation strategies of other brotherhood branches, the differentiation of customer groups, the differentiation of product services, and the differences in product services. The differentiation of field research and the differentiation of incentive mechanism will steadily expand the differentiated operation strategy of interbank business.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類(lèi)號(hào)】：F832.2

【相似文獻(xiàn)】

相關(guān)期刊論文 前10條

1 王四清;銀行承兌匯票的風(fēng)險(xiǎn)防范[J];經(jīng)濟(jì)師;2000年04期

2 張默蕙;企業(yè)收到銀行承兌匯票該如何處理[J];經(jīng)濟(jì)師;2000年08期

3 馬原,趙喜朝;銀行承兌匯票承兌業(yè)務(wù)的風(fēng)險(xiǎn)與防范[J];金融理論與實(shí)踐;2000年03期

4 常江,李竣峰;淺析銀行承兌匯票的風(fēng)險(xiǎn)防范與化解[J];山西財(cái)政稅務(wù)專(zhuān)科學(xué)校學(xué)報(bào);2000年03期

5 劉春艷;銀行承兌匯票業(yè)務(wù)中存在的問(wèn)題及對(duì)策[J];廣西審計(jì);2000年06期

6 吳明江;如何識(shí)別假銀行承兌匯票[J];現(xiàn)代商業(yè)銀行;2000年01期

7 林桂國(guó);嚴(yán)格匯票管理 筑牢防范堤壩─—從識(shí)破一起200萬(wàn)元假銀行承兌匯票中引起的反思[J];現(xiàn)代商業(yè)銀行;2000年02期

8 馬軍;銀行承兌匯票風(fēng)險(xiǎn)值得關(guān)注[J];現(xiàn)代商業(yè)銀行;2000年03期

9 唐荻;淺談銀行承兌匯票運(yùn)作中存在的問(wèn)題及對(duì)策[J];青海金融;2000年03期

10 岳永生;當(dāng)前銀行承兌匯票辦理中存在的問(wèn)題[J];新疆金融;2000年11期

相關(guān)會(huì)議論文 前10條

1 徐建平;;銀行承兌匯票的風(fēng)險(xiǎn)成因及對(duì)策[A];陜西省金融學(xué)會(huì)第十屆金融征文評(píng)選集[C];2004年

2 俊峰;;關(guān)于銀行承兌匯票與貨幣資金協(xié)調(diào)運(yùn)用的思考[A];第五屆中國(guó)煤炭經(jīng)濟(jì)管理論壇暨2004年中國(guó)煤炭學(xué)會(huì)經(jīng)濟(jì)管理專(zhuān)業(yè)委員會(huì)年會(huì)論文集[C];2004年

3 國(guó)家開(kāi)發(fā)銀行課題組;劉大為;;我國(guó)中小企業(yè)問(wèn)接融資問(wèn)題研究[A];銀行與投資——中國(guó)投資學(xué)會(huì)2005—2006年度獲獎(jiǎng)科研課題選編[C];2005年

4 宋照來(lái);;銀行內(nèi)部資源市場(chǎng)化配置論[A];中國(guó)制度經(jīng)濟(jì)學(xué)年會(huì)論文集[C];2003年

5 ;銀行舞弊風(fēng)險(xiǎn)性分析及防范對(duì)策[A];舞弊的防范與檢查論文匯編[C];2005年

6 時(shí)紅秀;;對(duì)《制度、合約與企業(yè)行為——永康民間票據(jù)市場(chǎng)研究》一文的評(píng)論[A];中國(guó)制度變遷的案例研究（浙江卷）第五集[C];2006年

7 ;漳澤發(fā)電分公司“瘦身”措施深挖降本潛力[A];《電站信息》2012年第10期[C];2012年

8 傅勝原;;試探中小企業(yè)融資難的銀企問(wèn)題[A];江西省撫州市社科聯(lián)論文集（2002-2003）經(jīng)濟(jì)類(lèi)[C];2003年

9 ;第三章 支付工具任您選[A];匯通天下——支付結(jié)算知識(shí)漫談[C];2012年

10 ;物流銀行:融資新軍[A];中國(guó)物流與采購(gòu)聯(lián)合會(huì)會(huì)員通訊總第74期—84期（2005年）[C];2005年

相關(guān)重要報(bào)紙文章 前10條

1 郭萬(wàn)河 史正夫;淺談銀行承兌匯票的風(fēng)險(xiǎn)及防范[N];中國(guó)城鄉(xiāng)金融報(bào);2004年

2 交通銀行蘭州分行 汪志民;鑒別銀行承兌匯票[N];金融時(shí)報(bào);2001年

3 杜小寧;企業(yè)為何青睞“銀行承兌匯票”融資[N];中國(guó)鄉(xiāng)鎮(zhèn)企業(yè)報(bào);2003年

4 馬軍生;從個(gè)案看銀行承兌匯票內(nèi)部控制[N];財(cái)會(huì)信報(bào);2006年

5 姜金平;德州分行7年累辦銀行承兌匯票132億元墊付[N];中國(guó)城鄉(xiāng)金融報(bào);2006年

6 記者 胡曉梅;銀行承兌匯票成非法集資吸收對(duì)象[N];河北經(jīng)濟(jì)日?qǐng)?bào);2009年

7 熱格吉德;鄂爾多斯市銀行承兌匯票業(yè)務(wù)發(fā)展迅速[N];內(nèi)蒙古日?qǐng)?bào)(漢);2009年

8 本報(bào)記者 ，

本文編號(hào)：2142411