本文選題：普惠金融 + 發(fā)展水平�。� 參考：《湖北民族學(xué)院》2017年碩士論文

【摘要】：“十三五”是我國(guó)發(fā)展思路、發(fā)展方式和發(fā)展理念轉(zhuǎn)變的關(guān)鍵時(shí)期。以“創(chuàng)新、協(xié)調(diào)、綠色、開(kāi)放、共享”五大發(fā)展理念為指導(dǎo),注重發(fā)展機(jī)會(huì)公平,提高公共服務(wù)共享水平,提升少數(shù)民族貧困地區(qū)金融服務(wù)的機(jī)會(huì),不斷提高貧困地區(qū)參與經(jīng)濟(jì)發(fā)展的機(jī)會(huì)和能力,是民族地區(qū)全面小康和實(shí)現(xiàn)共同富裕面臨的的現(xiàn)實(shí)問(wèn)題。普惠金融作為一種新的發(fā)展理念,強(qiáng)調(diào)金融服務(wù)對(duì)貧困、低收入人口和微小企業(yè)的公平和獲得性。本文以位于武陵山特困地區(qū)的恩施州為例,通過(guò)在恩施州普惠金融發(fā)展的現(xiàn)狀與模式分析的基礎(chǔ)上,通過(guò)構(gòu)建恩施州普惠金融發(fā)展的AHP層次模型,并運(yùn)用熵權(quán)法對(duì)其發(fā)展水平從服務(wù)可得性、服務(wù)滲透性和增值性進(jìn)行了測(cè)度,在借鑒國(guó)外和國(guó)內(nèi)普惠金融發(fā)展經(jīng)驗(yàn)的基礎(chǔ)上推出了恩施州普惠金融發(fā)展的政策和建議。第1章,相關(guān)概念與理論基礎(chǔ)。分析與普惠金融有關(guān)的重要概念,以及概念的內(nèi)涵與聯(lián)系,揭示普惠金融理念的演變。通過(guò)搜集整理與普惠金融發(fā)展相關(guān)理論為本文的研究奠定基礎(chǔ)。第2章,恩施州普惠金融發(fā)展的現(xiàn)狀與模式。根據(jù)國(guó)內(nèi)外對(duì)普惠金融的發(fā)展?fàn)顩r為根據(jù),從政策支撐、財(cái)政扶持、市場(chǎng)主導(dǎo)三方面分析恩施地區(qū)普惠金融發(fā)展現(xiàn)狀,為下文從數(shù)據(jù)方面深層次分析恩施地區(qū)普惠金融發(fā)展做出依據(jù)。第3章,恩施州普惠金融發(fā)展水平的測(cè)度。論證恩施地區(qū)普惠金融發(fā)展的實(shí)際水平,對(duì)熵權(quán)法的基本原理及分析步驟進(jìn)行闡述,從服務(wù)可得性系統(tǒng)、滲透系統(tǒng)和增值系統(tǒng)三方面分析恩施地區(qū)普惠金融發(fā)展的整體水平。第4章,國(guó)內(nèi)外普惠金融發(fā)展的經(jīng)驗(yàn)借鑒。舉例說(shuō)明國(guó)內(nèi)外普惠金融發(fā)展地區(qū)的實(shí)際狀況,選取部分地區(qū)作為案例,總結(jié)其普惠金融發(fā)展的相關(guān)經(jīng)驗(yàn),對(duì)恩施地區(qū)的普惠金融發(fā)展提供可借鑒的經(jīng)驗(yàn)。第5章,提升恩施州普惠金融發(fā)展水平的路徑。根據(jù)恩施地區(qū)普惠金融發(fā)展的實(shí)際狀況,總結(jié)國(guó)內(nèi)外普惠金融發(fā)展的經(jīng)驗(yàn),結(jié)合相關(guān)理論提出適合恩施地區(qū)普惠金融發(fā)展的實(shí)際建議。
[Abstract]:The Thirteenth Five-Year Plan is the key period for the transformation of development ideas, modes and concepts of development in China. Guided by the five development concepts of "innovation, coordination, green, openness and sharing", we should pay attention to fair development opportunities, improve the level of public service sharing, and enhance the opportunities for financial services in poverty-stricken minority areas. Improving the opportunity and ability of participating in economic development in poverty-stricken areas is a realistic problem faced by ethnic minority areas in the process of overall well-off and common prosperity. Inclusive finance, as a new concept of development, emphasizes the equity and accessibility of financial services to the poor, low-income population and micro-enterprises. This paper takes Enshi Prefecture, which is located in the special hardship area of Wuling Mountain, as an example, based on the analysis of the present situation and mode of the development of Enshi prefecture's inclusive finance, through constructing the AHP model of the Enshi prefecture's inclusive financial development. The paper uses entropy method to measure the development level of Enshi prefecture from the aspects of service availability, service permeability and appreciation, and puts forward the policies and suggestions on the development of Enshi prefecture's inclusive finance based on the experience of foreign and domestic inclusive finance development. Chapter 1, related concepts and theoretical basis. This paper analyzes the important concepts related to inclusive finance, as well as the connotation and connection of the concepts, and reveals the evolution of the concept of inclusive finance. Through the collection and consolidation of inclusive financial development related theories for this study laid a foundation. Chapter 2, the current situation and mode of Enshi prefecture's financial development. According to the development of inclusive finance at home and abroad, this paper analyzes the current situation of inclusive finance in Enshi from three aspects: policy support, financial support and market leading. For the following from the data depth analysis of Enshi area inclusive financial development to make a basis. Chapter 3, the measurement of the level of financial development in Enshi prefecture. This paper demonstrates the actual level of the development of inclusive finance in Enshi, expounds the basic principle and analysis steps of entropy weight method, and analyzes the overall level of the development of inclusive finance in Enshi from three aspects: service availability system, osmotic system and value-added system. Chapter 4, the experience of inclusive financial development at home and abroad. Examples are given to illustrate the actual situation of inclusive financial development areas at home and abroad, and some regions are selected as cases to sum up their relevant experiences in the development of inclusive finance, which can be used for reference for the development of inclusive finance in Enshi. Chapter 5, the path to improve the development level of Enshi prefecture inclusive finance. According to the actual situation of the development of inclusive finance in Enshi, this paper summarizes the experience of the development of inclusive finance at home and abroad, and puts forward some practical suggestions suitable for the development of inclusive finance in Enshi.
【學(xué)位授予單位】：湖北民族學(xué)院
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類(lèi)號(hào)】：F832.7

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