發(fā)布時間：2018-05-29 14:41

  本文選題：農(nóng)村金融發(fā)展 + 農(nóng)民收入��； 參考：《西北農(nóng)林科技大學(xué)》2017年碩士論文

【摘要】：近年來,農(nóng)民收入問題成為關(guān)注焦點(diǎn),農(nóng)村金融發(fā)展是促進(jìn)農(nóng)民增收的重要工具,二者間的關(guān)系引起了學(xué)者的廣泛關(guān)注。但是,目前對于農(nóng)村金融發(fā)展與農(nóng)民收入關(guān)系的研究大多是基于國家層面的且多是基于正規(guī)農(nóng)村金融角度,基于地方層面和非正規(guī)金融角度的文獻(xiàn)還較為少見�；诖�,本文選擇陜西省為研究區(qū)域,運(yùn)用文獻(xiàn)研究法和實(shí)證分析法,從正規(guī)金融和非正規(guī)金融兩個角度研究其對農(nóng)民收入的影響。首先閱讀大量文獻(xiàn)并對研究理論進(jìn)行概述,包括對本文涉及到的農(nóng)村金融以及農(nóng)民收入等概念的界定和相關(guān)的農(nóng)村金融以及農(nóng)民收入理論的闡述;其次,通過搜集相關(guān)資料和實(shí)際調(diào)查,對陜西省農(nóng)民收入情況和農(nóng)村金融發(fā)展情況進(jìn)行分析;再次,結(jié)合理論基礎(chǔ)以及國內(nèi)外研究動態(tài),對本文提出相關(guān)理論假設(shè),再對搜集的資料進(jìn)行處理并選取指標(biāo),進(jìn)而建立研究的指標(biāo)體系;最后,在理論假設(shè)的基礎(chǔ)上,選擇并建立合適的計(jì)量經(jīng)濟(jì)學(xué)模型,對陜西省農(nóng)村金融發(fā)展與農(nóng)民收入進(jìn)行實(shí)證分析,得出結(jié)論并提出針對性建議。通過研究,得出主要結(jié)論如下:(1)正規(guī)農(nóng)村金融方面:正規(guī)農(nóng)村金融發(fā)展各變量與農(nóng)民收入之間存在長期協(xié)整關(guān)系,長期來看,農(nóng)村金融發(fā)展效率和發(fā)展結(jié)構(gòu)、農(nóng)業(yè)現(xiàn)代化水平、農(nóng)村勞動力就業(yè)結(jié)構(gòu)以及政府財(cái)政支農(nóng)力度對農(nóng)民收入具有正向促進(jìn)作用,而農(nóng)村金融發(fā)展規(guī)模、農(nóng)村固定資產(chǎn)投資以及農(nóng)業(yè)生產(chǎn)資料價格卻抑制著農(nóng)民收入增長,總的來說,正規(guī)農(nóng)村金融發(fā)展促進(jìn)農(nóng)民收入增長。正規(guī)農(nóng)村金融發(fā)展與農(nóng)民收入之間僅存在單向因果關(guān)系。(2)非正規(guī)農(nóng)村金融方面:非正規(guī)農(nóng)村金融發(fā)展各指標(biāo)與農(nóng)民收入存在長期均衡關(guān)系。非正規(guī)農(nóng)村金融發(fā)展規(guī)模對農(nóng)民收入存在抑制作用,而農(nóng)村金融發(fā)展效率對農(nóng)民收入有正向促進(jìn)作用,農(nóng)戶投資比例、政府財(cái)政支農(nóng)比率和農(nóng)村勞動力就業(yè)結(jié)構(gòu)等控制指標(biāo)均促進(jìn)農(nóng)民收入增長,而農(nóng)業(yè)現(xiàn)代化水平卻阻礙農(nóng)民收入提高,總的來看,非正規(guī)農(nóng)村金融發(fā)展正向促進(jìn)農(nóng)民收入增加。非正規(guī)農(nóng)村金融發(fā)展規(guī)模和效率均是農(nóng)民收入的格蘭杰原因,但農(nóng)民收入?yún)s不是非正規(guī)農(nóng)村金融發(fā)展的格蘭杰原因。(3)陜西省正規(guī)農(nóng)村金融和非正規(guī)農(nóng)村金融的發(fā)展對農(nóng)民收入有不同的正向貢獻(xiàn)度,但是相比較而言非正規(guī)農(nóng)村金融對農(nóng)民收入的促進(jìn)效應(yīng)明顯大于正規(guī)農(nóng)村金融。基于以上結(jié)果以及分析,為陜西省農(nóng)村金融發(fā)展以及提高農(nóng)民收入提出了完善陜西省正規(guī)農(nóng)村金融體系,擴(kuò)大農(nóng)村金融貸款規(guī)模、促進(jìn)非正規(guī)農(nóng)村金融合法化,加大非正規(guī)農(nóng)村金融貸款規(guī)模、加大政府支農(nóng)力度、加強(qiáng)農(nóng)村勞動力就業(yè)結(jié)構(gòu)轉(zhuǎn)化的支持以及調(diào)整農(nóng)村(戶)固定資產(chǎn)投資等對策建議。
[Abstract]:In recent years, the issue of farmers' income has become the focus of attention, rural financial development is an important tool to promote farmers' income, the relationship between the two has attracted extensive attention of scholars. However, most of the studies on the relationship between rural financial development and farmers' income are based on the national level and most of them are based on the formal rural financial perspective, and the literature based on the local level and informal financial perspective is still relatively rare. Based on this, this paper chooses Shaanxi Province as the research area, using literature research and empirical analysis to study the impact of formal finance and informal finance on farmers' income. First, reading a lot of literature and summarizing the research theory, including the definition of rural finance and farmers' income, and the related rural finance and farmers' income theory. Secondly, Through collecting relevant information and actual investigation, this paper analyzes the income of farmers and the development of rural finance in Shaanxi Province. Thirdly, combined with the theoretical basis and the domestic and foreign research trends, this paper puts forward the relevant theoretical assumptions. Finally, on the basis of theoretical assumptions, the author selects and establishes an appropriate econometric model, and then processes the collected data and selects the indicators, and then establishes the index system of the research, and finally, on the basis of theoretical assumptions, select and establish an appropriate econometric model. This paper makes an empirical analysis of rural financial development and farmers' income in Shaanxi Province, draws a conclusion and puts forward some suggestions. The main conclusions are as follows: formal rural finance: there is a long-term cointegration relationship between the variables of formal rural financial development and farmers' income. In the long run, the efficiency and structure of rural financial development, the level of agricultural modernization, The employment structure of rural labor force and the government's financial support for agriculture have a positive effect on farmers' income, while the scale of rural financial development, the investment of rural fixed assets and the price of agricultural means of production inhibit the growth of farmers' income. Formal rural financial development promotes the growth of farmers' income. There is only a one-way causal relationship between the formal rural financial development and farmers' income. (2) informal rural finance: there is a long-term equilibrium relationship between the indicators of informal rural financial development and farmers' income. The scale of informal rural financial development has a restraining effect on farmers' income, while the efficiency of rural financial development has a positive effect on farmers' income. The ratio of government financial support to agriculture and the employment structure of rural labor force all promote the increase of farmers' income, while the level of agricultural modernization hinders the improvement of farmers' income. In general, the development of informal rural finance is positive in promoting the increase of farmers' income. The scale and efficiency of informal rural financial development are the Granger reasons of farmers' income. However, farmers' income is not the Granger reason for the development of informal rural finance.) the development of formal rural finance and informal rural finance in Shaanxi Province has different positive contributions to farmers' income. However, the effect of informal rural finance on farmers' income is obviously greater than that of formal rural finance. Based on the above results and analysis, this paper proposes to improve the formal rural financial system of Shaanxi Province, expand the scale of rural financial loans, and promote the legalization of informal rural finance for the development of rural finance in Shaanxi Province and the improvement of farmers' income. To increase the scale of informal rural financial loans, to increase government support for agriculture, to strengthen the support of rural labor force employment structure transformation, and to adjust rural (household) fixed assets investment and other countermeasures.
【學(xué)位授予單位】：西北農(nóng)林科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F323.8;F832.43

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