本文選題：貧困地區(qū) + 中小企業(yè)�。� 參考：《電子科技大學(xué)》2017年碩士論文

【摘要】：在現(xiàn)如今經(jīng)濟(jì)社會(huì)發(fā)展高速運(yùn)轉(zhuǎn)的時(shí)代,中小企業(yè)一直表演著非常重要的作用,成為了我國(guó)經(jīng)濟(jì)貢獻(xiàn)力的主力軍,在促進(jìn)就業(yè)、推動(dòng)經(jīng)濟(jì)增長(zhǎng)、加速市場(chǎng)的競(jìng)爭(zhēng)、保持社會(huì)平穩(wěn)安定等方面均有著越來(lái)越重要的作用。但是由于各種外部及內(nèi)部因素的制約,在全世界范圍,中小企業(yè)均遭遇著融資難的問題。本文基于圓夢(mèng)園集群項(xiàng)目融資的研究,立足于研究我國(guó)貧困地區(qū)中小型企業(yè)融資的研究。本文在前段部分先對(duì)中小企業(yè)的概念進(jìn)行定義,以便論文后續(xù)的探討。之后對(duì)圓夢(mèng)園集群項(xiàng)目進(jìn)行陳述和分析,引出中小企業(yè)普遍融資難問題,分析中小企業(yè)的特點(diǎn),著重探討融資困境成因和解決方案。中小企業(yè)融資特點(diǎn)的探討,一是其經(jīng)營(yíng)現(xiàn)狀,二是經(jīng)濟(jì)社會(huì)地位,三是融資方式。基于目前我國(guó)貧困地區(qū)中小企業(yè)的具體情況,著重分析主要因素,找出影響融資的具體思路。融資方式的選擇取決于資金供給方與需求方,首先從需求方也就是中小企業(yè)來(lái)看,基于我國(guó)特定的條件,主要因素為以下五個(gè)企業(yè)特質(zhì):公司治理結(jié)構(gòu)、所有制、成長(zhǎng)性、類型和地區(qū)差異。從供給方來(lái)看,金融制度在影響供給的選擇時(shí)尤為重要,因此金融制度是本文著重解析的因素。另外效應(yīng)顯著的因素有:法律法規(guī)、體系設(shè)立。從供求兩方考慮,信息越對(duì)稱,資金流通的可能性越大,交易效率越高。因此,基于供求分析的思路,本文攬括出四個(gè)主要方面的影響因素來(lái)闡明。即企業(yè)特征、金融制度、信息生產(chǎn)、融資風(fēng)險(xiǎn)與成本因素。最后再結(jié)合上述分析,分析出解決中小企業(yè)面臨的融資困境的解決方法。通過我們本次的研究,提出的有效對(duì)策建議,能夠保證我國(guó)中小企業(yè)能夠得到穩(wěn)定和持續(xù)的發(fā)展,為國(guó)民經(jīng)濟(jì)發(fā)展提供更多的支撐力。
[Abstract]:In today's era of rapid economic and social development, small and medium-sized enterprises have been performing a very important role, becoming the main force of our country's economic contribution, promoting employment, promoting economic growth, and accelerating market competition. Maintaining social stability and other aspects are playing a more and more important role. However, due to various external and internal factors, SMEs are facing financing problems all over the world. This paper is based on the research on the financing of the cluster project and the financing of the small and medium-sized enterprises in the poverty-stricken areas of our country. In the previous section, this paper defines the concept of small and medium-sized enterprises (SMEs) for further discussion. After that, the paper states and analyzes the cluster project of Yuanmenyuan, which leads to the difficulty of financing for small and medium-sized enterprises, analyzes the characteristics of small and medium-sized enterprises, and probes into the causes and solutions of financing difficulties. The characteristics of small and medium-sized enterprises' financing are as follows: first, the present situation, the second, the economic and social status, and the third, the financing method. Based on the current situation of small and medium-sized enterprises in poor areas of our country, this paper analyzes the main factors and finds out the concrete ideas that affect the financing. The choice of financing mode depends on the capital supply side and the demand side. First of all, from the point of view of the demand side, that is, the small and medium-sized enterprises, based on the specific conditions of our country, the main factors are as follows: corporate governance structure, ownership, growth. Type and regional differences. On the supply side, the financial system is especially important in influencing the choice of supply, so the financial system is an important factor in this paper. In addition, the significant effect of the factors are: laws and regulations, the establishment of the system. Considering from the supply and demand sides, the more symmetrical the information, the greater the possibility of capital circulation and the higher the transaction efficiency. Therefore, based on the idea of supply and demand analysis, this paper includes four main factors to clarify. Namely enterprise characteristic, financial system, information production, financing risk and cost factor. Finally, combined with the above analysis, the solution to the financing dilemma faced by SMEs is analyzed. Through our research, the effective countermeasures and suggestions can ensure the stable and sustainable development of the small and medium-sized enterprises in China, and provide more support for the development of the national economy.
【學(xué)位授予單位】：電子科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F276.3;F275;F832.4

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 楊艷艷;;淺析貸款利率市場(chǎng)化背景下的中小企業(yè)融資問題[J];中國(guó)集體經(jīng)濟(jì);2013年18期

2 楊瑛;;小微企業(yè)融資模式的思考[J];時(shí)代金融;2012年11期

3 何泳奕;;淺析我國(guó)民間借貸發(fā)展現(xiàn)狀及思考[J];商場(chǎng)現(xiàn)代化;2012年10期

4 王琛;周孟亮;;格萊珉銀行小額信貸發(fā)展模式的經(jīng)驗(yàn)和借鑒[J];赤峰學(xué)院學(xué)報(bào)(自然科學(xué)版);2011年12期

5 吳玲;;我國(guó)中小企業(yè)融資困境及對(duì)策分析[J];科技情報(bào)開發(fā)與經(jīng)濟(jì);2011年32期

6 曹鳳岐;;中小企業(yè)融資對(duì)策研究[J];中國(guó)市場(chǎng);2011年37期

7 尹丹莉;;當(dāng)前我國(guó)財(cái)政扶持中小企業(yè)融資的政策分析[J];中央財(cái)經(jīng)大學(xué)學(xué)報(bào);2011年08期

8 吳素馨;葉蜀君;;國(guó)外小額信貸運(yùn)作模式比較及對(duì)我國(guó)的啟示[J];經(jīng)濟(jì)論壇;2011年03期

9 林波;;民生銀行:小微企業(yè)貸款成就“小微企業(yè)的銀行”[J];WTO經(jīng)濟(jì)導(dǎo)刊;2010年05期

10 鄧淇中;鄒新月;;中小企業(yè)信貸融資困境的羊群行為分析[J];科技進(jìn)步與對(duì)策;2009年20期

相關(guān)博士學(xué)位論文 前1條

1 徐曉音;我國(guó)中小企業(yè)融資方式選擇影響因素研究[D];華中科技大學(xué);2010年

相關(guān)碩士學(xué)位論文 前2條

1 胡玲娜;我國(guó)貸款利率市場(chǎng)化對(duì)中小企業(yè)信貸融資的影響[D];浙江工商大學(xué);2013年

2 王勝林;基于利率市場(chǎng)化的中小企業(yè)信貸融資問題研究[D];華中科技大學(xué);2006年

，

本文編號(hào)：1950021