本文選題：金融包容指數(shù) + 組合賦權(quán)�。� 參考：《華中師范大學(xué)學(xué)報(bào)(人文社會(huì)科學(xué)版)》2017年06期

【摘要】：本文以金融體系中的金融包容概念為立腳點(diǎn),使用組合賦權(quán)法構(gòu)建了中國省級(jí)金融包容指數(shù),綜合測(cè)度中國省級(jí)金融包容水平。測(cè)算結(jié)果表明:中國大部分省份的金融包容水平處于25%-35%的范圍內(nèi),并呈現(xiàn)從西到東逐漸升高的基本態(tài)勢(shì)。在測(cè)算省級(jí)金融包容水平的基礎(chǔ)上,運(yùn)用省級(jí)面板數(shù)據(jù)和系統(tǒng)廣義矩估計(jì)方法對(duì)金融包容與貧困減緩之間是否存在積極的社會(huì)效應(yīng)進(jìn)行實(shí)證分析。實(shí)證結(jié)果表明,金融包容通過經(jīng)濟(jì)增長作用于貧困減緩,金融包容與貧困減緩之間呈現(xiàn)穩(wěn)定的正向關(guān)系,金融包容水平的提高有利于貧困的減緩與消除。據(jù)此提出如下政策建議:加強(qiáng)金融基礎(chǔ)設(shè)施建設(shè),保障中國普惠金融體系發(fā)展的地域均衡化;發(fā)揮金融包容對(duì)貧困減緩的正向影響,讓低收入群體能受惠于金融服務(wù);努力提升小微企業(yè)融資服務(wù)水平等。
[Abstract]:Based on the concept of financial inclusion in the financial system, this paper constructs the provincial financial inclusion index of China by using the combination weighting method, and measures the level of financial inclusion at the provincial level in China. The results show that the financial inclusion level of most provinces in China is within the range of 25% to 35%, and the basic situation is gradually rising from west to east. Based on the measurement of provincial financial inclusion level, the positive social effects between financial inclusion and poverty alleviation are analyzed by using provincial panel data and system generalized moment estimation method. The empirical results show that financial inclusion plays an important role in poverty alleviation through economic growth, and there is a stable positive relationship between financial inclusion and poverty alleviation, and the improvement of financial inclusion is conducive to poverty alleviation and elimination. On this basis, the following policy recommendations are put forward: strengthening the financial infrastructure construction to ensure the regional balance of the development of China's inclusive financial system; giving full play to the positive impact of financial inclusion on poverty alleviation so that low-income groups can benefit from financial services; Strive to improve the level of small and micro-enterprise financing services and so on.
【作者單位】： 東北財(cái)經(jīng)大學(xué)統(tǒng)計(jì)學(xué)院;
【基金】：國家社會(huì)科學(xué)基金重大項(xiàng)目“我國全面參加全球國際比較項(xiàng)目(ICP)的理論與實(shí)踐問題研究”(13&ZD171)
【分類號(hào)】：F832

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