本文選題：經(jīng)濟(jì)新常態(tài) + 上市商業(yè)銀行�。� 參考：《東北石油大學(xué)》2017年碩士論文

【摘要】：上市商業(yè)銀行風(fēng)險(xiǎn)管理工作的重中之重是其財(cái)務(wù)風(fēng)險(xiǎn)管理工作,因?yàn)樨?cái)務(wù)風(fēng)險(xiǎn)是上市商業(yè)銀行日常經(jīng)營活動(dòng)中不可避免且經(jīng)常遇到的主要風(fēng)險(xiǎn)。當(dāng)前我國經(jīng)濟(jì)已經(jīng)進(jìn)入到新的發(fā)展階段,新的發(fā)展階段因經(jīng)濟(jì)發(fā)展存在新的變化而被稱為經(jīng)濟(jì)新常態(tài)。在經(jīng)濟(jì)新常態(tài)中我國經(jīng)濟(jì)面臨著利率市場化加速、金融互聯(lián)網(wǎng)化快速發(fā)展、資金供需失衡、上市商業(yè)銀行監(jiān)管力度急需強(qiáng)化、直接融資市場快速崛起等新變化,這些改變都將給上市商業(yè)銀行的日常經(jīng)營帶來嚴(yán)重挑戰(zhàn),使得上市商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)發(fā)生變化。經(jīng)濟(jì)新常態(tài)的出現(xiàn)比較突然,因此我國對(duì)上市商業(yè)銀行在經(jīng)濟(jì)新常態(tài)下財(cái)務(wù)風(fēng)險(xiǎn)的變化尚未展開全面而系統(tǒng)的研究,也就無法掌握經(jīng)濟(jì)新常態(tài)下上市商業(yè)銀行真實(shí)的財(cái)務(wù)風(fēng)險(xiǎn)管理和控制能力。本文首先在充分理解上市商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)和經(jīng)濟(jì)新常態(tài)等理論概念的基礎(chǔ)上,對(duì)經(jīng)濟(jì)新常態(tài)下上市商業(yè)銀行經(jīng)營所受到的影響進(jìn)行全面分析,從而全面了解上市商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)的新變化。其次根據(jù)上市商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)的新變化,構(gòu)建其經(jīng)濟(jì)新常態(tài)下財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)指標(biāo)體系,選用集值迭代法作為指標(biāo)體系中指標(biāo)權(quán)重的計(jì)算方法。最后選取在我國滬深兩個(gè)證券交易所上市的18家商業(yè)銀行,運(yùn)用灰色關(guān)聯(lián)度法進(jìn)行實(shí)證研究,分析它們的財(cái)務(wù)風(fēng)險(xiǎn)狀況和財(cái)務(wù)風(fēng)險(xiǎn)能力,并以此為前提,提出上市商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)控制方面的一些建議。希望本文的研究內(nèi)容能為經(jīng)濟(jì)新常態(tài)下商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)管理提供參考,具有實(shí)際借鑒意義。
[Abstract]:The most important task of listed commercial bank risk management is its financial risk management, because financial risk is the main risk which is inevitable and often encountered in the daily operation of listed commercial banks. At present, China's economy has entered a new stage of development, the new stage of development due to the existence of new changes in economic development, known as the new normal economy. In the new normal of economy, our economy is facing new changes, such as the acceleration of marketization of interest rate, the rapid development of financial Internet, the imbalance between supply and demand of funds, the urgent need to strengthen the supervision of listed commercial banks, the rapid rise of direct financing market, and so on. These changes will bring serious challenges to the daily operation of listed commercial banks and make the financial risks of listed commercial banks change. The emergence of the new normal of the economy is quite sudden, so our country has not carried out a comprehensive and systematic study on the changes of financial risks of listed commercial banks under the new economic normal. It is impossible to grasp the real financial risk management and control ability of listed commercial banks under the new normal state of economy. Firstly, on the basis of fully understanding the theoretical concepts of financial risk and economic new normal of listed commercial banks, this paper makes a comprehensive analysis of the influence on the operation of listed commercial banks under the new normal state of economy. In order to fully understand the listed commercial bank financial risks of the new changes. Secondly, according to the new changes of financial risk of listed commercial banks, the evaluation index system of financial risk under the new normal state of economy is constructed, and the set-valued iterative method is chosen as the calculation method of index weight in the index system. Finally, 18 commercial banks listed on two stock exchanges in Shanghai and Shenzhen are selected to make an empirical study by using the grey correlation degree method to analyze their financial risk status and financial risk capability, and take this as the premise. Some suggestions on financial risk control of listed commercial banks are put forward. It is hoped that the research content of this paper can provide a reference for the financial risk management of commercial banks under the new normal state of economy.
【學(xué)位授予單位】：東北石油大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.33;F830.42
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本文編號(hào)：1862581