本文選題：互聯(lián)網(wǎng)金融 + 全組合DEA-PCA模型　； 參考：《改革與戰(zhàn)略》2017年04期

【摘要】：文章運(yùn)用全組合DEA-PCA模型對(duì)中國(guó)16家上市銀行的經(jīng)營(yíng)績(jī)效增長(zhǎng)模式進(jìn)行實(shí)證研究。通過(guò)分析發(fā)現(xiàn):各上市銀行在是否引入網(wǎng)絡(luò)方面,其績(jī)效評(píng)價(jià)結(jié)果存在顯著差異;中國(guó)上市銀行的增效模式大致可分為"網(wǎng)絡(luò)業(yè)務(wù)導(dǎo)向型"和"傳統(tǒng)業(yè)務(wù)導(dǎo)向型"兩大類。部分上市銀行致力于互聯(lián)網(wǎng)金融創(chuàng)新提高其經(jīng)營(yíng)績(jī)效;而另一些上市銀行仍主要依靠傳統(tǒng)業(yè)務(wù)維持經(jīng)營(yíng)績(jī)效。在此基礎(chǔ)上,文章將中國(guó)上市銀行劃分為"偏重網(wǎng)絡(luò)業(yè)務(wù)型銀行""偏重傳統(tǒng)業(yè)務(wù)型銀行""重視網(wǎng)絡(luò)業(yè)務(wù)發(fā)展但傳統(tǒng)業(yè)務(wù)負(fù)擔(dān)過(guò)重型銀行"和"網(wǎng)絡(luò)業(yè)務(wù)與傳統(tǒng)業(yè)務(wù)并重型銀行"四個(gè)組群,研究分析不同組群的上市銀行的經(jīng)營(yíng)模式特點(diǎn)和優(yōu)劣勢(shì),并針對(duì)不同銀行組群的特點(diǎn)提出相應(yīng)的增效建議。
[Abstract]:This paper makes an empirical study on the operating performance growth model of 16 listed banks in China by using the full portfolio DEA-PCA model. Through the analysis, it is found that there are significant differences in the performance evaluation results of each listed bank in whether to introduce the network, and the efficiency pattern of the listed banks in China can be divided into two categories: "network business-oriented" and "traditional business-oriented". Some listed banks are committed to Internet financial innovation to improve their business performance, while others still rely on traditional business to maintain their business performance. On this basis, In this paper, the listed banks in China are divided into four groups: "network-oriented bank", "traditional business-oriented bank" and "heavy-duty bank with overburden of traditional business" and "network business and traditional business equal emphasis bank". This paper studies and analyzes the characteristics and advantages and disadvantages of listed banks with different groups, and puts forward corresponding suggestions for increasing efficiency in view of the characteristics of different groups of banks.
【作者單位】： 廣西大學(xué);中國(guó)建設(shè)銀行南寧園湖支行;
【基金】：國(guó)家自然科學(xué)基金項(xiàng)目“基于產(chǎn)業(yè)鏈發(fā)展的物流金融創(chuàng)新機(jī)理研究——以CAFTA進(jìn)程下的廣西北部灣經(jīng)濟(jì)區(qū)為例”(項(xiàng)目批準(zhǔn)號(hào):7116302)資助
【分類號(hào)】：F724.6;F832.3

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