本文選題：城商行 + “十三五”規(guī)劃　； 參考：《區(qū)域金融研究》2016年11期

【摘要】："十二五"期間,我國城商行實現(xiàn)了資產(chǎn)規(guī)模與盈利能力的跨越式提升,大幅提高了經(jīng)營效率與國際化開放程度。當前國內(nèi)外宏觀環(huán)境發(fā)生巨大轉(zhuǎn)變,在此多重改革任務(wù)疊加背景下,城商行急需結(jié)合"十二五"規(guī)劃期間的轉(zhuǎn)型經(jīng)驗,及時調(diào)整適應(yīng)發(fā)展環(huán)境的不斷變化,既主動承擔服務(wù)國家經(jīng)濟戰(zhàn)略的使命責任,又妥善把握發(fā)展挑戰(zhàn)與時代契機。而目標定位是科學(xué)高效改革轉(zhuǎn)型的基點,我國城商行發(fā)展目標的準確再定位正是其轉(zhuǎn)型調(diào)整的出發(fā)點與決定點。"十三五"規(guī)劃建議適時提出了創(chuàng)新、協(xié)調(diào)、綠色、開放、共享五大發(fā)展理念,以此引領(lǐng)新常態(tài)下經(jīng)濟的可持續(xù)與包容性增長,深入推進供給側(cè)結(jié)構(gòu)性改革與人民幣國際化等戰(zhàn)略,因此我國城商行應(yīng)充分結(jié)合自身輕型化、靈活性、區(qū)域性等特點,積極打造創(chuàng)新銀行、綠色銀行、生態(tài)銀行、開放銀行、普惠銀行。
[Abstract]:During the "12th Five-Year Plan" period, the city commercial banks of our country realized the leap-forward promotion of asset scale and profitability, and greatly improved the operating efficiency and the degree of internationalization and openness. At present, great changes have taken place in the macro environment at home and abroad. Under the background of the superposition of multiple reform tasks, city commercial banks urgently need to combine the transition experience during the 12th Five-Year Plan period to adjust and adapt to the constant changes in the development environment in a timely manner. It not only takes the responsibility of serving the national economic strategy, but also grasps the development challenge and opportunity. The target orientation is the basic point of scientific and efficient reform and transformation, and the accurate reorientation of the development goal of Chinese city commercial banks is the starting point and decision point of its transformation and adjustment. " The 13th Five-Year Plan proposal puts forward the five development concepts of innovation, coordination, green, openness and sharing, in order to lead the sustainable and inclusive growth of the economy under the new normal. In order to promote the strategy of supply-side structural reform and RMB internationalization in depth, our city commercial banks should take full account of their own characteristics of lightness, flexibility and regionalism, and actively create innovative banks, green banks, ecological banks, open banks, etc. Pratt & Whitney Bank.
【作者單位】： 江蘇銀行;南京財經(jīng)大學(xué);
【分類號】：F832.33
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本文編號：1859690