發(fā)布時間：2018-04-04 00:16

  本文選題：農(nóng)地金融　切入點：土地經(jīng)營權(quán)抵押貸款　出處：《吉林農(nóng)業(yè)大學(xué)》2017年碩士論文

【摘要】：吉林省全面推進農(nóng)村金融改革創(chuàng)新及綜合改革試驗,對推進吉林省農(nóng)業(yè)現(xiàn)代化發(fā)展,促進吉林省農(nóng)業(yè)轉(zhuǎn)型升級及農(nóng)地金融的快速發(fā)展發(fā)揮了重要作用。吉林省通過農(nóng)地金融的深入探索,以金融破局“三農(nóng)”的薄弱環(huán)節(jié),不斷進行模式優(yōu)化與創(chuàng)新,不斷探索可操作、可復(fù)制、可推廣的農(nóng)村金融綜合改革新路徑。吉林省將土地經(jīng)營權(quán)抵押貸款作為破題農(nóng)村金融的重要突破口,破解省內(nèi)農(nóng)村融資難題,根據(jù)全省各地的農(nóng)業(yè)生產(chǎn)及土地確權(quán)的實際情況,不斷擴大試點范圍,力爭實現(xiàn)省內(nèi)縣域全覆蓋,發(fā)揮最大效能,破解土地經(jīng)營權(quán)歷史上無法進行抵押的制度障礙,為農(nóng)民的資金需求提供有效的解決方式,激活農(nóng)村金融的內(nèi)生動力。本文重點研究吉林省土地經(jīng)營權(quán)抵押貸款問題,以吉林省內(nèi)農(nóng)村土地經(jīng)營權(quán)抵押貸款的需求現(xiàn)狀和供給狀況為側(cè)重點,對發(fā)現(xiàn)的問題與實際困難進行探究。首先,對有資金需求,貸款意愿的農(nóng)民及新型農(nóng)業(yè)經(jīng)營主體的實際情況進行調(diào)研,通過抽樣數(shù)據(jù)及調(diào)研分析現(xiàn)階段吉林省農(nóng)村的真實用貸需求;其次從金融機構(gòu)角度出發(fā),通過對開展此項貸款的銀行、農(nóng)業(yè)信貸擔保公司、農(nóng)業(yè)保險公司等不同金融主體進行深入分析,多方面、多角度的探究吉林省土地經(jīng)營權(quán)抵押貸款的供給現(xiàn)狀及制約其發(fā)展的主要原因。最后,通過對吉林省開展土地經(jīng)營權(quán)抵押貸款在實際推行中遇到的問題和矛盾進行深入探究,總結(jié)歸納各章節(jié)的研究內(nèi)容,得出研究結(jié)論,并有針對性的提出對策建議。本文共分為五個章節(jié)。第一章緒論部分,介紹了吉林省土地經(jīng)營權(quán)抵押貸款的研究背景并闡述了其研究意義,對國內(nèi)外的研究狀況進行了文獻綜述,確定了本文的研究目標及內(nèi)容,對相關(guān)概念進行了界定;第二章對吉林省土地經(jīng)營權(quán)抵押貸款的發(fā)展現(xiàn)狀等相關(guān)問題進行梳理。第三章根據(jù)實際的調(diào)查問卷對吉林省土地經(jīng)營權(quán)抵押貸款需求現(xiàn)狀及影響因素進行描述性統(tǒng)計分析;第四章著重分析吉林省土地經(jīng)營權(quán)抵押貸款的供給狀況及制約因素。第五章根據(jù)調(diào)研的真實數(shù)據(jù)及研究的分析結(jié)果,結(jié)合理論政策的研究,得出結(jié)論,并據(jù)此提出合理化的針對性建議。
[Abstract]:Jilin Province comprehensively promotes the rural financial reform innovation and comprehensive reform experiment, which plays an important role in promoting the agricultural modernization development, promoting the agricultural transformation and upgrading and the rapid development of agricultural land finance in Jilin Province.Through the deep exploration of agricultural land finance, Jilin Province has carried on the mode optimization and innovation with the weak link of finance breaking through the "three rural areas", and has been exploring the new path of comprehensive rural financial reform which can be operated, duplicated and popularized.Jilin Province regards the mortgage loan of land management right as an important breakthrough to solve the problem of rural finance, to solve the problem of rural financing in the province, and according to the actual situation of agricultural production and land ownership in various parts of the province, to continuously expand the scope of the pilot project.Strive to achieve full coverage of counties in the province, give full play to the maximum efficiency, solve the historical land management rights can not be mortgaged system obstacles, for farmers to provide an effective solution to the financial needs, activate the endogenous power of rural finance.This paper focuses on the issue of mortgage loan of land management right in Jilin Province, focusing on the demand and supply of the mortgage loan of land management right in Jilin Province, and probes into the problems and practical difficulties found.First of all, through the investigation of the actual situation of farmers and new agricultural management subjects with capital demand and loan willingness, through sampling data and investigation and analysis of the real demand for loans in rural areas of Jilin Province at this stage; secondly, from the perspective of financial institutions,Through the in-depth analysis of the banks, agricultural credit guarantee companies, agricultural insurance companies, and other financial entities that carry out this loan, there are many aspects.This paper probes into the supply situation of land management right mortgage loan in Jilin Province and the main reasons restricting its development.Finally, through the development of land management rights mortgage loan in Jilin Province in the actual implementation of the problems and contradictions are deeply explored, summarized and summarized the research content of each chapter, draw a conclusion, and put forward targeted countermeasures and suggestions.This paper is divided into five chapters.The first chapter introduces the background and significance of the research on the mortgage loan of land management right in Jilin Province, summarizes the domestic and foreign research situation, and determines the research goal and content of this paper.The second chapter analyzes the current situation of land management mortgage loan in Jilin province.The third chapter makes descriptive statistical analysis on the demand of land management mortgage loan and its influencing factors according to the actual questionnaire, and the fourth chapter focuses on the supply and restriction factors of land management right mortgage loan in Jilin province.The fifth chapter draws a conclusion based on the real data and the analysis results of the research, combined with the theoretical policy research, and puts forward some reasonable suggestions accordingly.
【學(xué)位授予單位】：吉林農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F321.1;F832.4

【參考文獻】

相關(guān)期刊論文 前10條

1 范靜;孫雯莉;翟瑩;;農(nóng)村土地收益保證貸款需求行為分析——基于吉林省3個試點縣實地問卷調(diào)查[J];農(nóng)業(yè)技術(shù)經(jīng)濟;2016年05期

2 黃惠春;祁艷;;農(nóng)戶農(nóng)地抵押貸款需求研究——基于農(nóng)村區(qū)域經(jīng)濟差異的視角[J];農(nóng)業(yè)經(jīng)濟問題;2015年10期

3 徐團團;;農(nóng)村土地承包經(jīng)營權(quán)抵押貸款的SWOT分析——以陜西省高陵縣為例[J];陜西農(nóng)業(yè)科學(xué);2015年09期

4 李晨曦;;農(nóng)村土地承包經(jīng)營權(quán)抵押貸款的實踐與思考——以黑龍江省克山縣為例[J];中國農(nóng)業(yè)資源與區(qū)劃;2015年04期

5 張龍耀;王夢s，

本文編號：1707530