本文關(guān)鍵詞：NJ銀行財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)與控制　出處：《沈陽(yáng)農(nóng)業(yè)大學(xué)》2017年碩士論文　論文類(lèi)型：學(xué)位論文

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【摘要】：隨著社會(huì)的迅猛發(fā)展、經(jīng)濟(jì)的長(zhǎng)足進(jìn)步,我國(guó)金融行業(yè)獲得了極大的變化。商業(yè)銀行是當(dāng)今金融行業(yè)不可或缺的一部分,自誕生以來(lái),就與風(fēng)險(xiǎn)同行。在這樣大環(huán)境下,對(duì)商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)進(jìn)行評(píng)價(jià)與控制,具有重要意義。就國(guó)際及國(guó)內(nèi)整體經(jīng)濟(jì)環(huán)境而言,經(jīng)濟(jì)的持續(xù)波動(dòng),使得銀行的經(jīng)營(yíng)管理效率不夠穩(wěn)定,出現(xiàn)危機(jī)的可能性必將處于不斷攀升的趨勢(shì),因此對(duì)我國(guó)商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)及管理方面的研究迫在眉睫。通過(guò)對(duì)商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)方面進(jìn)行管理,加深對(duì)商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)方面的研究,建立符合中國(guó)國(guó)情的商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)控制體系,以便于促進(jìn)我國(guó)商業(yè)銀行的發(fā)展壯大,為我國(guó)社會(huì)穩(wěn)定及經(jīng)濟(jì)進(jìn)步奠定基礎(chǔ),同時(shí)也對(duì)商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)及管理研究提供理論依據(jù)。本文以NJ銀行為例,對(duì)商業(yè)銀行的財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)與控制體系進(jìn)行研究,就其存在的問(wèn)題進(jìn)行分析,并針對(duì)這些問(wèn)題制定了相應(yīng)的對(duì)策建議。本文通過(guò)查閱文獻(xiàn)對(duì)商業(yè)銀行財(cái)務(wù)風(fēng)險(xiǎn)概念、分類(lèi)及相關(guān)管理方式進(jìn)行了闡述,為深入的研究提供一定的理論支持。結(jié)合NJ銀行的實(shí)際運(yùn)營(yíng)情況,對(duì)其財(cái)務(wù)風(fēng)險(xiǎn)的管理現(xiàn)狀進(jìn)行了深入研究。利用AHP法確定了 NJ銀行財(cái)務(wù)風(fēng)險(xiǎn)評(píng)價(jià)指標(biāo),從不良貸款風(fēng)險(xiǎn)、內(nèi)部控制、資產(chǎn)流動(dòng)性及資本結(jié)構(gòu)等方面入手,對(duì)NJ銀行發(fā)展過(guò)程中財(cái)務(wù)風(fēng)險(xiǎn)的評(píng)價(jià)與控制存在的各種問(wèn)題展開(kāi)了討論。并在此基礎(chǔ)上,針對(duì)該銀行的財(cái)務(wù)風(fēng)險(xiǎn)管理現(xiàn)狀提出了相應(yīng)的整改措施。
[Abstract]:With the rapid development of society, rapid economic progress, China's financial industry has made great changes. The commercial bank is an indispensable part of today's financial industry, since its birth, and risk. Under such circumstance, to evaluate and control the risks of commercial banks, international has important significance. The overall economic environment and the domestic, continuous fluctuations in the economy, the bank management efficiency is not stable enough, will be the probability of a crisis in the rising trend, so the research on risk evaluation of imminent financial risks of China's commercial banks and management. Through the management of commercial bank financial risk, enhance the study of aspects the commercial bank's financial risk, establish China situation of commercial bank financial risk control system, in order to promote the development of China's commercial banks grow And lay the foundation for the stability of China's social and economic progress, but also provide a theoretical basis for the research on financial risk assessment and management of commercial banks. This paper takes NJ bank as an example, to study the financial risk evaluation and control system of commercial banks, the existing problems were analyzed, and the development of the corresponding countermeasures and suggestions to solve these problems. This paper through the literature on commercial bank financial risk concept, classification and related management methods are discussed, providing a theoretical support for further research. Combined with the actual operation situation of NJ bank, conducted in-depth research on the financial risk management situation. By using the AHP method to determine the indicators of financial risk assessment NJ the bank, from the non-performing loan risk, internal control, asset liquidity and capital structure of the existing evaluation and control of financial risk in the process of the development of NJ bank The problem is discussed and the corresponding corrective measures are put forward on the basis of the current situation of the bank's financial risk management.

【學(xué)位授予單位】：沈陽(yáng)農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類(lèi)號(hào)】：F832.33;F830.42
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本文編號(hào)：1372202