本文選題：商業(yè)銀行 + 流動(dòng)性�。� 參考：《河北大學(xué)》2014年碩士論文

【摘要】：流動(dòng)性管理在商業(yè)銀行的經(jīng)營(yíng)管理中占據(jù)舉足輕重的地位，，尤其是對(duì)傳統(tǒng)業(yè)務(wù)占主導(dǎo)地位的我國(guó)商業(yè)銀行而言，流動(dòng)性的管理對(duì)商業(yè)銀行的盈利性和安全性的實(shí)現(xiàn)起著不可忽視的作用。2013年“620錢荒”事件引發(fā)的銀行業(yè)危機(jī)，表明我國(guó)商業(yè)銀行的經(jīng)營(yíng)管理面臨著一個(gè)突出的問(wèn)題，即流動(dòng)性管理不足。這造成商業(yè)銀行資產(chǎn)的使用效率低下，并產(chǎn)生了流動(dòng)性緊張的現(xiàn)象。能否有效地解決這一問(wèn)題，是關(guān)系到我國(guó)商業(yè)銀行在金融業(yè)全面開(kāi)放后能否保持競(jìng)爭(zhēng)力和獨(dú)立性的關(guān)鍵。因此，商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)管理問(wèn)題不僅是商業(yè)銀行亟需解決的問(wèn)題，也是學(xué)術(shù)界需要加以研究的重要課題。 本文共分為六部分：第一部分是緒論，介紹論文的選題背景和研究意義、相關(guān)問(wèn)題的國(guó)內(nèi)外研究現(xiàn)狀、本文的結(jié)構(gòu)框架及創(chuàng)新點(diǎn)等；第二部分為商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)管理概述，主要介紹流動(dòng)性風(fēng)險(xiǎn)管理的相關(guān)概念、方法，和流動(dòng)性風(fēng)險(xiǎn)監(jiān)管的趨勢(shì)；第三部分主要介紹我國(guó)商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)的現(xiàn)狀及成因，通過(guò)對(duì)我國(guó)社會(huì)流動(dòng)性現(xiàn)狀的分析和我國(guó)商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)的現(xiàn)狀分析，剖析流動(dòng)性風(fēng)險(xiǎn)的深層來(lái)源；第四部分采用指標(biāo)分析的方法，結(jié)合商業(yè)銀行的報(bào)表數(shù)據(jù)，進(jìn)一步分析了我國(guó)商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)管理中存在的問(wèn)題；第五部分給出了加強(qiáng)我國(guó)商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)管理的對(duì)策；第六部分是結(jié)論和展望部分，為下一步延伸研究提供思路。 本文采用理論與實(shí)際相結(jié)合、定性與定量相結(jié)合的研究方法，對(duì)代表性較強(qiáng)的商業(yè)銀行的流動(dòng)性風(fēng)險(xiǎn)管理實(shí)踐進(jìn)行分析，旨在為完善我國(guó)商業(yè)銀行流動(dòng)性風(fēng)險(xiǎn)管理提供合理的政策建議。
[Abstract]:Liquidity management plays an important role in the management of commercial banks, especially for the traditional commercial banks. Liquidity management plays an important role in realizing the profitability and security of commercial banks. The banking crisis caused by the "620 money shortage" incident in 2013 shows that the management of commercial banks in China is facing a prominent problem. That is, inadequate liquidity management. This results in the inefficient use of commercial bank assets and the phenomenon of tight liquidity. Whether we can effectively solve this problem is the key to whether our commercial banks can maintain their competitiveness and independence after the financial industry is fully opened. Therefore, the liquidity risk management of commercial banks is not only an urgent problem for commercial banks, but also an important subject for academic research. This paper is divided into six parts: the first part is the introduction, introduces the background and research significance of the thesis, the domestic and foreign research status of related issues, the structural framework and innovation of this paper; the second part is an overview of liquidity risk management of commercial banks. The third part mainly introduces the current situation and causes of liquidity risk in commercial banks in China. Through the analysis of the current situation of social liquidity in China and the current situation of liquidity risk of commercial banks in China, the deep source of liquidity risk is analyzed. The fifth part gives the countermeasures to strengthen the liquidity risk management of commercial banks in China; the sixth part is the conclusion and prospect part. For the next extension of the study to provide ideas. This paper analyzes the liquidity risk management practice of commercial banks with strong representativeness by combining theory with practice, qualitative and quantitative analysis. The purpose is to provide reasonable policy suggestions for perfecting liquidity risk management of commercial banks in China.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.33

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