本文選題：中小企業(yè) + 擔(dān)保機(jī)構(gòu)　； 參考：《東北大學(xué)》2014年碩士論文

【摘要】：擔(dān)保機(jī)構(gòu)作為聯(lián)結(jié)銀行和中小企業(yè)之間的橋梁和紐帶,通過發(fā)揮增信和分險(xiǎn)的特殊功能,較好解決了中小企業(yè)信用供給缺失或不足的問題,在助推中小企業(yè)融資發(fā)展中發(fā)揮了不可替代的作用,已經(jīng)成為我國金融體系中不可或缺的重要組成部分。本論文研究的目的,旨在通過對SYDB公司擔(dān)保風(fēng)險(xiǎn)管理研究,來探尋如何制定一系列可實(shí)施的風(fēng)險(xiǎn)管理措施,并以此為SYDB公司未來健康、可持續(xù)發(fā)展提供一套全方位的新思路。在研究中,筆者主要使用了文獻(xiàn)研究法、定性分析法、個(gè)案分析法等研究方法。本文從擔(dān)保風(fēng)險(xiǎn)和風(fēng)險(xiǎn)管理的相關(guān)理論的梳理入手,在對SYDB公司深入調(diào)研的基礎(chǔ)上,重點(diǎn)分析SYDB公司風(fēng)險(xiǎn)管理的現(xiàn)狀及存在問題,并制定一系列可實(shí)施的風(fēng)險(xiǎn)管理措施。本文主要分為六章,第一章緒論中主要介紹研究背景及意義、國內(nèi)外研究綜述、研究內(nèi)容與方法；在第二章中重點(diǎn)闡述了擔(dān)保風(fēng)險(xiǎn)、擔(dān)保風(fēng)險(xiǎn)管理的相關(guān)理論；第三章、第四章是本研究的核心章節(jié),主要研究方法是定性分析法、個(gè)案研究法、探索性研究法,通過對SYDB公司現(xiàn)狀進(jìn)行深入的分析、總結(jié),提出SYDB公司在風(fēng)險(xiǎn)分散管理不夠全面、風(fēng)險(xiǎn)預(yù)警管理時(shí)效性不強(qiáng)、風(fēng)險(xiǎn)控制管理制度不夠健全、風(fēng)險(xiǎn)化解管理體系未充分發(fā)揮等問題；針對以上問題在第五章中創(chuàng)造性地提出了完善SYDB公司風(fēng)險(xiǎn)管理改進(jìn)措施,即建立多元化的風(fēng)險(xiǎn)分散管理體系、建立具有前瞻性的風(fēng)險(xiǎn)預(yù)警管理體系、實(shí)施科學(xué)完善的風(fēng)險(xiǎn)控制管理措施、采取及時(shí)有效的風(fēng)險(xiǎn)化解手段、建立政策性和商業(yè)性相結(jié)合的風(fēng)險(xiǎn)補(bǔ)償體系。第六章總結(jié)了本文的基本觀點(diǎn),指出了下一步的研究方向。
[Abstract]:As a bridge and link between banks and small and medium-sized enterprises, the guarantee institutions can solve the problem of the lack or shortage of credit supply for small and medium-sized enterprises by giving full play to the special functions of credit enhancement and risk sharing. It has played an irreplaceable role in promoting the financing development of small and medium-sized enterprises and has become an indispensable and important part of our financial system. The purpose of this paper is to explore how to make a series of implementable risk management measures through the research on guarantee risk management of SYDB Company, and to provide a set of new ideas for the healthy and sustainable development of SYDB Company in the future. In the research, the author mainly uses the literature research method, the qualitative analysis method, the case analysis method and so on. This paper starts with the related theories of guarantee risk and risk management, analyzes the current situation and existing problems of risk management in SYDB Company on the basis of in-depth investigation of SYDB Company, and formulates a series of implementable risk management measures. This article is divided into six chapters, the first chapter introduction mainly introduces the research background and significance, domestic and foreign research review, research content and methods; in the second chapter, focuses on the guarantee risk, guarantee risk management related theory; chapter three, The fourth chapter is the core chapter of this study, the main research methods are qualitative analysis, case study, exploratory research, through the in-depth analysis of the current situation of SYDB, summed up, the SYDB company in the risk management is not comprehensive. Risk early warning management is not effective enough, risk control management system is not perfect, risk management system has not been fully brought into play. In the fifth chapter, the author creatively puts forward the measures to improve risk management of SYDB company. That is, to establish a diversified risk decentralized management system, to establish a forward-looking risk warning management system, to implement scientific and perfect risk control and management measures, and to take timely and effective risk resolution measures. Establish a policy and commercial risk compensation system. The sixth chapter summarizes the basic viewpoints of this paper and points out the next research direction.
【學(xué)位授予單位】：東北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.4

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本文編號(hào)：1787368