本文選題：商業(yè)銀行　切入點(diǎn)：貸后風(fēng)險(xiǎn)　出處：《廈門大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：商業(yè)銀行是否愿意承擔(dān)風(fēng)險(xiǎn),是否能夠妥善控制和管理信貸風(fēng)險(xiǎn),將決定商業(yè)銀行的經(jīng)營成敗。近年來,國內(nèi)外經(jīng)濟(jì)金融形勢復(fù)雜多變,國家宏觀政策和銀行監(jiān)管措施不斷調(diào)整,解決我國商業(yè)銀行新形勢下信貸風(fēng)險(xiǎn)管理問題已成為國內(nèi)銀行的當(dāng)務(wù)之急。貸后風(fēng)險(xiǎn)管理作為商業(yè)銀行信貸風(fēng)險(xiǎn)管理的重要一環(huán)不容忽視,但目前國內(nèi)商業(yè)銀行、特別是中小銀行對貸后風(fēng)險(xiǎn)管理的重視程度往往不夠,理論界也缺乏專門的研究。貸后風(fēng)險(xiǎn)管理的目標(biāo)不僅僅是保證貸款安全,更要通過貸后管理,提高新增貸款審批質(zhì)量,建立良好的銀企關(guān)系,使客戶認(rèn)識(shí)到銀行進(jìn)行貸后風(fēng)險(xiǎn)管理不僅是提高自身的風(fēng)險(xiǎn)管理能力,也有助于客戶自身的穩(wěn)健經(jīng)營和科學(xué)發(fā)展。
[Abstract]:Whether commercial banks are willing to take risks, and whether they can properly control and manage credit risks will determine the success or failure of commercial banks. In recent years, the economic and financial situation at home and abroad has been complicated and changeable. The state macro policies and bank supervision measures have been constantly adjusted, To solve the problem of credit risk management in the new situation of commercial banks in China has become an urgent matter for domestic banks. As an important part of credit risk management of commercial banks, post-loan risk management cannot be ignored, but at present, domestic commercial banks, In particular, small and medium-sized banks often pay less attention to post-loan risk management, and theoretical circles also lack special research. The goal of post-loan risk management is not only to ensure loan safety, but also to improve the quality of new loan approval through post-loan management. Establishing a good relationship between banks and enterprises makes customers realize that bank risk management after loan is not only to improve their own risk management ability, but also conducive to their own steady management and scientific development.
【學(xué)位授予單位】：廈門大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.33

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本文編號(hào)：1588494