本文關(guān)鍵詞： 農(nóng)村信用主體 利潤決定權(quán) 非正規(guī)金融機構(gòu) 中介擔(dān)保　出處：《社會科學(xué)研究》2012年04期 　論文類型：期刊論文

【摘要】：統(tǒng)籌城鄉(xiāng)發(fā)展和建設(shè)社會主義新農(nóng)村等現(xiàn)實要求,促使中國農(nóng)村社會必須建立健全信用制度,因為一個良好的農(nóng)村信用環(huán)境是農(nóng)村金融和農(nóng)村經(jīng)濟協(xié)調(diào)發(fā)展的重要保障。然而,既有的理論研究與實踐運作主要圍繞授信和受信雙方以及作為監(jiān)管主體的政府展開,主體結(jié)構(gòu)預(yù)設(shè)較為單一,具體制度建構(gòu)相對粗糙。因此,創(chuàng)新我國農(nóng)村信用主體制度,構(gòu)建新型的農(nóng)村信用體系,無疑是統(tǒng)籌城鄉(xiāng)經(jīng)濟社會發(fā)展中最迫切需要解決的重大議題。
[Abstract]:To coordinate the development of urban and rural areas and to build a new socialist countryside, China's rural society must establish a sound credit system. Because a good rural credit environment is an important guarantee for the coordinated development of rural finance and rural economy. The existing theoretical research and practical operation mainly revolve around the credit and the creditworthy parties and the government as the main body of supervision. The main body structure presupposes relatively single and the concrete system construction is relatively rough. The innovation of rural credit system and the construction of a new rural credit system are undoubtedly the most urgent issues to be solved in the overall development of urban and rural economy and society.
【作者單位】： 西南政法大學(xué)經(jīng)濟法學(xué)院;
【基金】：國家社會科學(xué)基金青年項目“統(tǒng)籌城鄉(xiāng)發(fā)展背景下農(nóng)村信用制度建設(shè)研究”(09CFX044) 重慶市教委2011年度科學(xué)技術(shù)研究項目“重慶市農(nóng)村微型金融發(fā)展與政策規(guī)制研究”(KJ110101) 西南政法大學(xué)經(jīng)濟法學(xué)院青年教師發(fā)展基金項目(XZJJF201015)
【分類號】：F832.4
【正文快照】： 當前,我國總體上已進入著力破除城鄉(xiāng)二元結(jié)構(gòu)、形成城鄉(xiāng)經(jīng)濟社會發(fā)展一體化新格局的重要時期。盡管廣大農(nóng)村地區(qū)的經(jīng)濟貨幣化規(guī)模、程度逐年提升,但依存于農(nóng)村經(jīng)濟的信用及其信用供給卻長期處于量小而零散的狀態(tài),與城鄉(xiāng)統(tǒng)籌發(fā)展的客觀要求相距甚遠,更無法與商業(yè)性金融機構(gòu)在，

本文編號：1470337