本文關(guān)鍵詞： 銀行業(yè)金融糾紛 ADR機制 調(diào)解中心　出處：《上海交通大學》2014年碩士論文　論文類型：學位論文

【摘要】：始于美國的次貸危機迅速演變成全球性的金融危機,世界經(jīng)濟至今仍處在漫長的復蘇期。后金融危機時代各國（地區(qū)）開始全面檢討本國（地區(qū)）的金融結(jié)構(gòu)和監(jiān)管漏洞,反思金融效率和金融安全的平衡問題,促進經(jīng)濟的強勢反彈復蘇。作為對次貸危機反思和糾偏行動之一,2011年10月,G20峰會通過了經(jīng)濟合作與發(fā)展組織牽頭起草的《金融消費者保護高級原則》,其中建立多層次糾紛解決機制成為業(yè)內(nèi)共識。為此,筆者通過研究ADR機制的概念、特征及價值,以及結(jié)合我國銀行業(yè)金融糾紛解決機制的實際,借鑒部分國家和地區(qū)的金融ADR機制的實踐經(jīng)驗,試對完善我國銀行業(yè)金融糾紛解決機制提出幾點建議。本文主要從以下幾個部分進行探討:第一部分是從ADR機制的起源著手,重點闡述了ADR機制的概念、特征和價值。第二部分是對中國目前銀行業(yè)金融糾紛解決機制的現(xiàn)狀評析。主要從以訴訟為主的金融糾紛解決機制的現(xiàn)狀及其弊端兩方面展開。弊端方面主要從審判時限長、成本高昂、剛性強靈活性弱等方面展開論述。第三部分主要討論完善銀行業(yè)金融糾紛ADR制度的必要性。分別從銀行業(yè)金融糾紛的特殊性和ADR機制的優(yōu)勢,論證了完善金融ADR制度的必要性。第四部分是以英美法系的英國和香港,大陸法系的日本為代表,著重討論英國、日本和我國香港地區(qū)的ADR機制的產(chǎn)生背景、突出特征及運行機制,探尋對構(gòu)建完善我國銀行業(yè)金融糾紛解決機制的可借鑒之處。第五部分是完善銀行業(yè)金融糾紛調(diào)解機制的建議。主要是從推動完善相關(guān)立法建設(shè)、加強監(jiān)管力度和豐富監(jiān)管普系、完善銀行業(yè)金融機構(gòu)服務(wù)體系和引入第三方調(diào)解機制四方面提出建議。
[Abstract]:The subprime mortgage crisis, which began in the United States, rapidly evolved into a global financial crisis. The world economy is still in a long period of recovery. In the post-financial crisis era, countries (regions) began to comprehensively review their financial structure and regulatory loopholes, and reflect on the balance between financial efficiency and financial security. Promoting a strong rebound and recovery of the economy. As one of the actions to reflect on and correct the subprime mortgage crisis, October 2011. The G20 summit adopted the "High principles for Financial Consumer Protection", led by the Organisation for Economic Cooperation and Development, in which the establishment of a multi-level dispute resolution mechanism has become an industry consensus. Through the study of the concept, characteristics and value of ADR mechanism, as well as the reality of financial dispute resolution mechanism of banking industry in China, the author draws lessons from the practical experience of financial ADR mechanism in some countries and regions. This paper mainly discusses the following parts: the first part is from the origin of the ADR mechanism. The concept of ADR mechanism is emphasized. The second part is the analysis of the present situation of the financial dispute settlement mechanism in China's banking industry. It mainly starts from the two aspects of the present situation and the malpractice of the financial dispute resolution mechanism, which is mainly litigation. The trial is long. It's expensive. The third part mainly discusses the necessity of perfecting the ADR system of banking financial disputes, respectively from the particularity of banking financial disputes and the advantages of ADR mechanism. This paper demonstrates the necessity of perfecting the financial ADR system. Part 4th focuses on the British and Hong Kong of Anglo-American law system and Japan of continental law system. The background, characteristics and operation mechanism of ADR in Japan and Hong Kong. The 5th part is to perfect the banking financial dispute mediation mechanism, mainly from the promotion of improving the relevant legislation construction. Strengthen the supervision and enrich the supervision system, perfect the banking financial institution service system and introduce the third party mediation mechanism.
【學位授予單位】：上海交通大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.2

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相關(guān)碩士學位論文 前1條

1 吳敏;論我國金融糾紛ADR解決機制的完善[D];華東政法大學;2013年

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本文編號：1453637