本文關(guān)鍵詞：綠色信貸對(duì)產(chǎn)業(yè)結(jié)構(gòu)調(diào)整的作用研究　出處：《天津商業(yè)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 綠色信貸 產(chǎn)業(yè)結(jié)構(gòu)調(diào)整 經(jīng)濟(jì)發(fā)展 環(huán)境保護(hù)

【摘要】：近年來(lái)，全球化的環(huán)境問(wèn)題日益突出，受到了各國(guó)的密切關(guān)注，環(huán)境惡化、氣候變暖正在挑戰(zhàn)著人類文明的發(fā)展。伴隨著經(jīng)濟(jì)的迅猛發(fā)展，中國(guó)的環(huán)境問(wèn)題也愈加嚴(yán)峻，水土流失、森林面積銳減、霧霾天氣等無(wú)不困擾著人們的生活，制約著經(jīng)濟(jì)的發(fā)展，造成這些問(wèn)題的主要原因是我們?cè)诎l(fā)展經(jīng)濟(jì)的同時(shí)忽視對(duì)大自然的保護(hù)，粗放的開發(fā)方式破壞了生態(tài)系統(tǒng)的平衡，反之，環(huán)境的惡化勢(shì)必阻礙經(jīng)濟(jì)的發(fā)展。面對(duì)如此嚴(yán)峻的環(huán)境問(wèn)題和生存問(wèn)題，各國(guó)學(xué)者專家都提出發(fā)展低碳經(jīng)濟(jì)是解決困局的唯一出路。我國(guó)政府也在環(huán)境保護(hù)和改善方面做了很多的努力，如上世紀(jì)八十年代提出的可持續(xù)發(fā)展戰(zhàn)略，2003年的科學(xué)發(fā)展觀等。在這種背景下，金融機(jī)構(gòu)的社會(huì)責(zé)任和環(huán)境責(zé)任備受關(guān)注，通過(guò)金融機(jī)構(gòu)的職能調(diào)整產(chǎn)業(yè)結(jié)構(gòu)，實(shí)現(xiàn)經(jīng)濟(jì)的可持續(xù)發(fā)展成為各國(guó)政府解決經(jīng)濟(jì)與環(huán)境發(fā)展僵局的新途徑。 本文首先闡述了綠色信貸與產(chǎn)業(yè)結(jié)構(gòu)調(diào)整的關(guān)系，從理論層面分析了綠色信貸調(diào)整產(chǎn)業(yè)結(jié)構(gòu)的必要性和作用機(jī)制。其次，，主要對(duì)我國(guó)2007年以來(lái)綠色信貸的發(fā)展現(xiàn)狀和存在的問(wèn)題進(jìn)行分析，并通過(guò)與國(guó)外相關(guān)先進(jìn)經(jīng)驗(yàn)的比較，找出我國(guó)綠色信貸工作中的不足和提升空間。最后，對(duì)綠色信貸的發(fā)展和更好地發(fā)揮其調(diào)整產(chǎn)業(yè)結(jié)構(gòu)的作用提出了幾點(diǎn)建議：推進(jìn)綠色信貸法律體系的建設(shè)；建立差異化“兩高”行業(yè)退出模式；完善綠色信貸與產(chǎn)業(yè)政策的對(duì)接機(jī)制；優(yōu)化環(huán)保信息披露和共享機(jī)制；落實(shí)綠色信貸的政府激勵(lì)措施；培養(yǎng)專門人才創(chuàng)新綠色信貸產(chǎn)品。本文尤其強(qiáng)調(diào)為落實(shí)“十二五”規(guī)劃中轉(zhuǎn)變經(jīng)濟(jì)發(fā)展方式的目標(biāo)，實(shí)現(xiàn)經(jīng)濟(jì)的可持續(xù)發(fā)展，我國(guó)各政府職能部門應(yīng)大力配合銀行業(yè)的綠色信貸工作，拓展綠色信貸實(shí)施的廣度和深度，充分發(fā)揮綠色信貸調(diào)整產(chǎn)業(yè)結(jié)構(gòu)和保護(hù)環(huán)境的作用，開創(chuàng)經(jīng)濟(jì)與環(huán)境和諧發(fā)展新型道路。
[Abstract]:In recent years, the environmental problems of globalization have become increasingly prominent, received close attention of all countries, environmental degradation, climate warming is challenging the development of human civilization, along with the rapid development of the economy. China's environmental problems are becoming more serious, soil erosion, forest areas, haze weather and other people's lives, restricting the development of the economy. The main reason for these problems is that we ignore the protection of nature while we develop economy. The extensive way of development destroys the balance of ecosystem, vice versa. The deterioration of the environment is bound to hinder the development of the economy. Scholars and experts all over the world have proposed that developing low-carbon economy is the only way to solve the dilemma. Our government has also made a lot of efforts in environmental protection and improvement, such as the sustainable development strategy put forward in -20s. In 2003, the scientific development concept and so on. Under this background, the social responsibility and environmental responsibility of financial institutions have attracted much attention, and the industrial structure has been adjusted through the functions of financial institutions. The sustainable development of economy has become a new way for governments to solve the deadlock of economic and environmental development. This paper first expounds the relationship between green credit and the adjustment of industrial structure, analyzes the necessity and mechanism of green credit adjustment of industrial structure from the theoretical level. This paper mainly analyzes the current situation and existing problems of green credit in China since 2007, and compares it with the relevant advanced experience of foreign countries. Finally, some suggestions on the development of green credit and its role in adjusting the industrial structure are put forward: to promote the construction of green credit legal system; Establishing the "two high" industry withdrawal model; Perfecting the docking mechanism between green credit and industrial policy; Optimizing the mechanism of environmental information disclosure and sharing; Implementation of green credit government incentives; In order to realize the goal of transforming the mode of economic development in the 12th Five-Year Plan, this paper emphasizes the sustainable development of the economy. All government departments in China should cooperate with the green credit work of the banking industry, expand the breadth and depth of the green credit implementation, and give full play to the role of green credit in adjusting the industrial structure and protecting the environment. Create a new road for harmonious economic and environmental development.
【學(xué)位授予單位】：天津商業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.4;F121.3

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