本文關(guān)鍵詞：商業(yè)銀行中間業(yè)務(wù)收費(fèi)監(jiān)管研究　出處：《中南大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

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【摘要】：摘要：本文在分析當(dāng)前金融背景以及評述國內(nèi)外關(guān)于商業(yè)銀行中間業(yè)務(wù)收費(fèi)問題的文獻(xiàn)基礎(chǔ)上,提出了我國商業(yè)銀行中間業(yè)務(wù)收費(fèi)監(jiān)管問題的研究課題。文章采用從中間業(yè)務(wù)收費(fèi)監(jiān)管的一般理論到我國商業(yè)銀行中間業(yè)務(wù)收費(fèi)監(jiān)管的現(xiàn)狀再到提出相關(guān)政策性建議的思路較為深入的闡述了這個問題。其中,在一般理論部分,首先說明了對中間業(yè)務(wù)收費(fèi)監(jiān)管的必要性以及監(jiān)管的基本構(gòu)成,再從公共利益監(jiān)管理論、監(jiān)管經(jīng)濟(jì)理論、監(jiān)管辯證理論三個方面闡明中間業(yè)務(wù)收費(fèi)監(jiān)管研究的理論依據(jù)。在描述現(xiàn)狀部分,說明我國商業(yè)銀行中間業(yè)務(wù)收費(fèi)監(jiān)管存在監(jiān)管制度、監(jiān)管主體、目標(biāo)定位、監(jiān)管內(nèi)容以及監(jiān)管方式五方面的不合理性,同時指出相關(guān)方面的原因。最后,本文提出調(diào)整監(jiān)管目標(biāo)定位、內(nèi)容與方式,調(diào)整監(jiān)管理念、體制,完善法律法規(guī)、凈化監(jiān)管環(huán)境并加大對監(jiān)管技術(shù)與設(shè)施投入的建議,旨在能為當(dāng)前商業(yè)銀行中間業(yè)務(wù)收費(fèi)監(jiān)管問題提供一定的政策性建議。
[Abstract]:Absrtact: this paper analyzes the current financial background and comments on the domestic and foreign literature on the issue of intermediate business charges of commercial banks. This paper puts forward the research topic of the supervision of intermediate business charges of commercial banks in our country. This paper adopts the general theory of the supervision of intermediate business charges to the current situation of the supervision of intermediate business charges of commercial banks in China, and then puts forward the relevant policies. The proposed ideas more in-depth elaborated on this issue. In the general theory part, it first explains the necessity and the basic structure of the supervision of the intermediate business charge, and then from the public interest supervision theory, the supervision economic theory. In the part of describing the present situation, it explains the supervision system, the main body and the target of the supervision of the intermediate business charge in the commercial bank of our country. At the same time, the paper points out the reasons of the relevant aspects. Finally, this paper proposes to adjust the regulatory objectives, content and methods, regulatory concepts, systems, and improve the laws and regulations. The purpose of this paper is to purify the regulatory environment and increase the investment in regulatory technology and facilities in order to provide some policy suggestions for the supervision of intermediate business charges in commercial banks.
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.2

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 符文;馮慧敏;;加強(qiáng)銀行收費(fèi)監(jiān)管的思考[J];中國價格監(jiān)督檢查;2011年11期

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