本文關鍵詞：津房置業(yè)擔保公司風險管理研究　出處：《天津大學》2014年碩士論文　論文類型：學位論文

  更多相關文章： 擔保公司 津房置業(yè) 擔保風險 風險管理

【摘要】：由于我國擔保公司行業(yè)規(guī)模發(fā)展迅速，在其高速的發(fā)展過程中其風險管理能力水平并沒有與之成比例的發(fā)展，擔保業(yè)務出現(xiàn)了高代償率的風險，擔保公司業(yè)務存在較大的風險損失，要保證擔保業(yè)務穩(wěn)健發(fā)展，擔保公司就要具備相應的風險管理能力，這是決定擔保公司持續(xù)發(fā)展的根本。研究擔保公司風險控制能力，完善公司風險控制體系，是擔保公司提高其核心競爭力的關鍵。 本文基于全面風險管理的框架，借鑒了銀行業(yè)新資本協(xié)議的一些風險管理經(jīng)驗，運用現(xiàn)代風險管理技術與方法，對住房置業(yè)擔保行業(yè)的風險管理理論與應用技術進行了創(chuàng)新。不僅如此，本文會立足于行業(yè)自身發(fā)展，滿足公司內(nèi)部管理需求的同時，更要服務于全行業(yè)，在全行業(yè)內(nèi)進行推廣。 本文首先結合擔保風險管理理論，闡述了津房置業(yè)擔保公司的發(fā)展歷程并介紹其擔保業(yè)務的發(fā)展情況，，然后通過分析我國目前擔保公司經(jīng)營環(huán)境現(xiàn)狀和擔保公司的風險管理能力，從中逐層分析存在的主要問題，再分析擔保公司面臨的風險種類與特征，建立擔保公司風險監(jiān)控指標體系和擔保公司防范化解風險體系，參考國內(nèi)外的風險管理理論和方法，完善公司擔保風險管理體系，使擔保公司具備風險識別、風險防范和控制的能力。
[Abstract]:Because of the rapid development of the industry scale of the guarantee companies in our country, the level of risk management ability has not developed proportionally in the process of its high-speed development, and the guarantee business has the risk of high compensation rate. There is a large risk loss in the business of the guarantee company. To ensure the steady development of the guarantee business, the guarantee company must have the corresponding risk management ability. This is the basis of the sustainable development of the guarantee company, and the key to improve the core competitiveness of the guarantee company is to study the risk control ability of the guarantee company and perfect the risk control system of the company. Based on the framework of comprehensive risk management, this paper uses modern risk management techniques and methods for reference from the experience of risk management in the new capital agreement of the banking industry. This paper innovates the risk management theory and applied technology of the home purchase guarantee industry. Not only that, this paper will be based on the development of the industry itself, to meet the internal management needs of the company, but also to serve the whole industry. Promote in the whole industry. Based on the theory of guarantee risk management, this paper first expounds the development course of Jinfang property guarantee Company and introduces the development of its guarantee business. Then through the analysis of the current situation of our country's guarantee company operating environment and the risk management ability of the guarantee company, the main problems are analyzed layer by layer, and then the types and characteristics of the risk faced by the guarantee company are analyzed. Establish the guarantee company risk monitoring index system and guarantee company guard against and resolve the risk system, refer to the domestic and foreign risk management theory and method, perfect the company guarantee risk management system, so that the guarantee company has the risk identification. Ability to prevent and control risks.
【學位授予單位】：天津大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.39;F272.3

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相關期刊論文 前1條

1 岑怡;;淺談?chuàng)９救绾谓档惋L險[J];知識經(jīng)濟;2013年18期

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