本文關(guān)鍵詞：政府在民間金融市場中的監(jiān)管職能研究　出處：《大連海事大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 民間金融 政府角色 監(jiān)管職能

【摘要】：我國經(jīng)濟處在戰(zhàn)略轉(zhuǎn)型的關(guān)鍵期,金融市場改革作為改革的重點也受到極大重視,其中民間金融又因為其重要而又特殊的市場地位顯得更加突出。十八屆三中全會后,我國正著力解決理順政府與市場的關(guān)系,在這樣的大背景下,政府在民間金融中的監(jiān)管作用轉(zhuǎn)變調(diào)整也顯得更加關(guān)鍵。在我國民間金融的發(fā)展過程中,政府必須盡快完善立法,構(gòu)建服務(wù)民間金融的法律體系,同時在監(jiān)管過程中必須轉(zhuǎn)變觀念,轉(zhuǎn)變角色,從意識上統(tǒng)一到服務(wù)的角色上來,徹底扭轉(zhuǎn)當前政府監(jiān)管存在的“一放就亂,一管就死”的弊端和現(xiàn)狀。本文的研究目的在于探究我國政府監(jiān)管角色與民間金融市場的關(guān)系,發(fā)掘當前民間金融發(fā)展和政府監(jiān)管時的不足與問題,以期理順政府與市場之間的關(guān)系,促進政府角色轉(zhuǎn)換,實現(xiàn)民間金融市場更好的發(fā)展。本文主要以我國民間金融發(fā)展現(xiàn)狀,政府和民間金融市場相關(guān)概念、特征等作為研究背景,結(jié)合我國目前的處境討論我國政府在民間金融市場中的監(jiān)管,繼而介紹國外政府在民間金融市場中的監(jiān)管措施,最后通過國內(nèi)外的監(jiān)管對比,借鑒國外的優(yōu)秀經(jīng)驗和模式,為我國政府監(jiān)管提供有益參考,從而提出解決政府在民間金融監(jiān)管的職能轉(zhuǎn)換的措施、意見及建議。本文通過文獻研究法對國內(nèi)外學(xué)界的大量文獻進行分析總結(jié)歸納,通過對民間金融和金融創(chuàng)新現(xiàn)狀以及政府監(jiān)管進行案例分析研究,從中反思市場發(fā)展和政府監(jiān)管中的問題和不足。在研究寫作的過程中更選取了時下熱點的上海自貿(mào)區(qū)金融改革、P2P等焦點案例進行分析,從而更好的比較論證政府監(jiān)管在民間金融中所扮演的作用。通過研究,在改革調(diào)整轉(zhuǎn)型的大背景下,在金融行業(yè)已逐漸成為改革重點的形勢下,為了更好的引導(dǎo)促進民間金融行業(yè)的發(fā)展,更好的與正規(guī)金融形成配合補充,政府在監(jiān)管的過程中應(yīng)首先解決角色錯位問題,轉(zhuǎn)變自身角色,調(diào)整監(jiān)管職能。由事前審批監(jiān)管轉(zhuǎn)向法律框架的構(gòu)建支撐,與事后督查服務(wù),扭轉(zhuǎn)民間金融始終游走在法律灰色地帶的尷尬處境。在監(jiān)管職能不缺位、不錯位、不越位的前提下促進我國民間金融行業(yè)更好的發(fā)展。
[Abstract]:China's economy is in the critical period of strategic transformation, the financial market reform as the focus of the reform has also received great attention. Private finance is more prominent because of its important and special market position. After the third Plenary session of the 18 Central Committee, our country is trying to solve the relationship between the government and the market, under such a background. In the process of the development of the folk finance, the government must perfect the legislation as soon as possible and construct the legal system to serve the private finance. At the same time, in the process of supervision, we must change the concept, change the role, from the consciousness of unity to the role of service, completely reverse the current existence of government supervision "on the chaos." The purpose of this paper is to explore the relationship between the role of government supervision and the private financial market, and to explore the shortcomings and problems in the current development of private finance and government supervision. In order to straighten out the relationship between the government and the market, promote the transformation of the role of government, achieve a better development of private financial markets. Characteristics as the background of the study, combined with the current situation of China to discuss the supervision of our government in the private financial market, and then introduce the foreign governments in the private financial market regulatory measures. Finally, through the comparison of domestic and foreign supervision, learn from the excellent experience and model of foreign countries, provide a useful reference for our government supervision, and then put forward the measures to solve the function transformation of the government in the private financial supervision. This paper analyzes and summarizes a large number of academic literature at home and abroad, through the private finance and financial innovation status and government supervision case study. From the reflection of the market development and government supervision problems and deficiencies. In the process of writing, we choose the hot spot of Shanghai Free Trade Zone financial reform P2P and other focus cases to analyze. Through the research, under the background of reform, adjustment and transformation, the financial industry has gradually become the focus of reform. In order to better guide and promote the development of the private financial industry and better coordinate with the formal finance, the government should first solve the problem of role dislocation and change its role in the process of supervision. Adjust the regulatory function. From the prior approval of supervision to the legal framework of the construction support, and after the supervision of services, to reverse the dilemma of private finance has been wandering in the legal gray area. In the regulatory function is not absent, good position. Not offside the premise of promoting China's private financial industry better development.
【學(xué)位授予單位】：大連海事大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：D630;F832.5

【參考文獻】

相關(guān)期刊論文 前8條

1 周琳靜;;民間資本進入微型金融領(lǐng)域的理論解讀與現(xiàn)實表達[J];安徽大學(xué)學(xué)報(哲學(xué)社會科學(xué)版);2011年04期

2 許賢娟;;論民間金融的比較優(yōu)勢與健康發(fā)展法律對策[J];滄桑;2011年01期

3 李富有,劉奕;民間資本供求與民營企業(yè)融資:對陜西的實證分析[J];當代經(jīng)濟科學(xué);2005年01期

4 曹爽;;淺談我國民間金融的存在與發(fā)展[J];法制與社會;2011年15期

5 燕小青;趙丙奇;;溫州亂象與民間融資渠道[J];銀行家;2011年11期

6 史晉川,孫福國,嚴谷軍;市場深化中民間金融業(yè)的興起——以浙江路橋城市信用社為例[J];經(jīng)濟研究;1997年12期

7 杜偉;陳安存;;我國民間金融的歷史回溯[J];金融理論與實踐;2011年02期

8 張友俊,文良旭;交易、契約機制與自律:合水縣民間借貸個案研究[J];金融研究;2002年04期

，

本文編號：1363246