我國電子商業(yè)匯票相關(guān)法律問題研究
發(fā)布時間:2018-06-01 10:15
本文選題:電子商業(yè)匯票 + 傳統(tǒng)票據(jù); 參考:《寧夏大學(xué)》2017年碩士論文
【摘要】:我國電子商業(yè)匯票從產(chǎn)生到現(xiàn)在已經(jīng)有七年的時間,經(jīng)過人民銀行等相關(guān)部門和各商業(yè)銀行的努力,電子商業(yè)匯票業(yè)務(wù)已經(jīng)取代了部分紙質(zhì)票據(jù)業(yè)務(wù),在實踐中也逐漸被人們所接受。然而電子商務(wù)在我國的起步相對滯后,發(fā)展進程遲緩,在電子商業(yè)匯票實務(wù)領(lǐng)域的發(fā)展過程中表現(xiàn)更為突出。同時又受制于我國現(xiàn)行票據(jù)法律規(guī)范,使得我國電子商業(yè)匯票的適用范圍和社會接受程度受到了嚴重影響,其發(fā)展狀況并未達到預(yù)期的效果。而發(fā)展過程中存在的一系列亟待解決的法律問題更是在很大程度上限制了電子商業(yè)匯票系統(tǒng)的推廣和相關(guān)票據(jù)業(yè)務(wù)的順利開展。因此,有必要就現(xiàn)存的法律問題,具有針對性地展開探討、論述,從而達到豐富理論、促進實務(wù)的現(xiàn)實效果。首先本文立足于電子商業(yè)匯票與傳統(tǒng)票據(jù)的不同之處,運用比較研究的方法對比分析,發(fā)現(xiàn)問題。同時又結(jié)合當下發(fā)生的最新案例,對問題的出現(xiàn)進行了具體的分析,配套法律規(guī)范的不盡完善、電子商業(yè)匯票喪失后救濟途徑的缺失、以及監(jiān)管工作的不到位等問題都大大阻礙了電子商業(yè)匯票的推廣和適用。然后就這些問題對其他國家、地區(qū)和國際組織的相關(guān)法律進行了考察,試圖從中尋找可以借鑒和參考的地方。最后,秉著分析問題并解決問題的寫作目的,對發(fā)展我國電子商業(yè)匯票進行了法律思考。通過完善配套法律規(guī)范來解決電子商業(yè)匯票對現(xiàn)行法律規(guī)范的排除適用的問題,通過加強安全性防控和完善監(jiān)管體系來確保電子商業(yè)匯票在實踐中的安全性,通過明確各方當事人的法律責任來消除持票人失票后救濟手段相對缺失的后顧之憂。
[Abstract]:It has been seven years since the emergence of electronic commercial bills of exchange in China. Through the efforts of relevant departments such as the people's Bank of China and other commercial banks, electronic commercial bills of exchange have replaced some of the paper bills business. In practice is also gradually accepted by people. However, the start of electronic commerce in China lags behind, the process of development is slow, and it is more prominent in the field of electronic commercial bills. At the same time, the scope of application and social acceptance of electronic commercial bills of exchange in our country have been seriously affected by the current legal norms of bills of exchange in our country, and the development of them has not reached the desired effect. In the process of development, there are a series of legal problems that need to be solved to limit the promotion of electronic commercial bill system and the smooth development of related bill business to a great extent. Therefore, it is necessary to discuss and discuss the existing legal problems in order to enrich the theory and promote the practical effect. Firstly, based on the differences between electronic commercial bills and traditional bills, this paper uses the method of comparative analysis to find out the problems. At the same time, combined with the latest cases, this paper makes a concrete analysis on the emergence of the problem, the imperfect supporting legal norms, the lack of remedies after the loss of electronic commercial bills of exchange. And the lack of supervision and other issues have greatly hindered the promotion and application of electronic commercial bills. Then it examines the relevant laws of other countries, regions and international organizations, and tries to find some references from them. Finally, with the purpose of analyzing and solving the problems, the author gives legal consideration to the development of electronic commercial bills of exchange in China. To solve the problem of the exclusion and application of electronic commercial bills from the current legal norms by perfecting the supporting legal norms, and to ensure the safety of electronic commercial bills in practice by strengthening the safety prevention and control and perfecting the supervisory system. The legal liability of the parties concerned is clarified to eliminate the relative lack of relief means after the ticket holders lose their votes.
【學(xué)位授予單位】:寧夏大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2017
【分類號】:D922.28
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