【摘要】：體育運(yùn)動(dòng)魅力與風(fēng)險(xiǎn)并存,體育風(fēng)險(xiǎn)在競(jìng)技體育、社會(huì)體育以及學(xué)校體育中不可避免地存在著。體育風(fēng)險(xiǎn)有多種控制和管理方式,但體育保險(xiǎn)是應(yīng)對(duì)體育風(fēng)險(xiǎn)最科學(xué)和最有效的。體育保險(xiǎn)在我國(guó)仍處于起步階段,對(duì)體育保險(xiǎn)的研究有其重要的作用與意義。體育風(fēng)險(xiǎn)理論和體育保險(xiǎn)理論是體育保險(xiǎn)研究的基礎(chǔ),本文總結(jié)了體育風(fēng)險(xiǎn)和體育保險(xiǎn)的概念、分類等,并闡述了二者的關(guān)系。體育保險(xiǎn)在美國(guó)和日本已有悠久的歷史,且兩個(gè)國(guó)家體育保險(xiǎn)的發(fā)展位居世界前列,對(duì)我國(guó)的體育保險(xiǎn)完善和發(fā)展有很大的借鑒意義。在體育保險(xiǎn)的研究中,體育保險(xiǎn)的分類方式有多種,本文將體育保險(xiǎn)劃分為非營(yíng)利性和營(yíng)利性兩個(gè)類別。又以中國(guó)、美國(guó)、日本三國(guó)為研究對(duì)象,對(duì)三個(gè)國(guó)家體育保險(xiǎn)的各方面進(jìn)行了比較,包括體育保險(xiǎn)相關(guān)政策和立法的比較,體育保險(xiǎn)的監(jiān)管制度的比較,非營(yíng)利性體育保險(xiǎn)的比較、營(yíng)利性體育保險(xiǎn)的比較,得出的結(jié)論是美國(guó)與日本的體育保險(xiǎn)發(fā)展呈現(xiàn)出法律體系完善、運(yùn)作機(jī)制市場(chǎng)化、業(yè)務(wù)經(jīng)營(yíng)多樣化、保險(xiǎn)險(xiǎn)種和內(nèi)容周到細(xì)致、監(jiān)管體制健全嚴(yán)格等特點(diǎn),這些對(duì)我國(guó)的體育保險(xiǎn)發(fā)展有很大的啟示。最后,本論文結(jié)合我國(guó)的體育保險(xiǎn)發(fā)展環(huán)境,提出了現(xiàn)階段非營(yíng)利性和營(yíng)利性體育保險(xiǎn)發(fā)展在立法、監(jiān)管等方面存在的問(wèn)題和原因,然后借鑒美國(guó)、日本的發(fā)展,從立法、監(jiān)管、科技、培養(yǎng)意識(shí)等方面提出了相應(yīng)的對(duì)策。
[Abstract]:Sports charm and risk coexist, sports risk inevitably exists in competitive sports, social sports and school sports. There are many ways to control and manage sports risk, but sports insurance is the most scientific and effective to deal with sports risk. Sports insurance is still in its infancy in our country, and the research on sports insurance plays an important role and significance. Sports risk theory and sports insurance theory are the basis of sports insurance research. This paper summarizes the concept and classification of sports risk and sports insurance, and expounds the relationship between them. Sports insurance has a long history in the United States and Japan, and the development of sports insurance in the two countries is in the forefront of the world, which has great reference significance for the improvement and development of sports insurance in our country. In the research of sports insurance, there are many classification methods of sports insurance. In this paper, sports insurance is divided into two categories: non-profit and profit. Taking China, the United States and Japan as the research object, this paper compares all aspects of sports insurance in the three countries, including the comparison of policies and legislation related to sports insurance, and the comparison of the regulatory system of sports insurance. The comparison of non-profit sports insurance draws the conclusion that the development of sports insurance in the United States and Japan shows perfect legal system, marketization of operation mechanism and diversification of business management. The types and contents of insurance are thoughtful and meticulous, and the supervision system is perfect and strict, which has great enlightenment to the development of sports insurance in our country. Finally, combined with the development environment of sports insurance in our country, this paper puts forward the problems and causes of the development of non-profit and for-profit sports insurance in legislation and supervision at the present stage, and then draws lessons from the development of the United States and Japan, from the legislation. The corresponding countermeasures are put forward in the aspects of supervision, science and technology, and the cultivation of consciousness.
【學(xué)位授予單位】：北京體育大學(xué)
【學(xué)位級(jí)別】：博士
【學(xué)位授予年份】：2014
【分類號(hào)】：F841.3

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