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城鎮(zhèn)居民基本養(yǎng)老金的待遇差距問(wèn)題研究

發(fā)布時(shí)間:2019-03-21 17:54
【摘要】:我國(guó)的養(yǎng)老保險(xiǎn)制度從創(chuàng)立至今歷經(jīng)60年變遷,從最初只保障企業(yè)職工退休養(yǎng)老到現(xiàn)在形成城鎮(zhèn)農(nóng)村全國(guó)保障,已基本實(shí)現(xiàn)了廣覆蓋的目的,保證了參與的公平,國(guó)家政府在這幾十年間對(duì)政策的調(diào)整,制度的完善都以保障其起點(diǎn)公平、過(guò)程公平、結(jié)果公平為準(zhǔn)則。養(yǎng)老保險(xiǎn)制度公平的落腳點(diǎn)其實(shí)在其養(yǎng)老保險(xiǎn)待遇公平上,只有保證在退休后人們能夠享有平等的權(quán)利和相應(yīng)的養(yǎng)老待遇,安享晚年,才能保障養(yǎng)老保險(xiǎn)的結(jié)果公平。 本文研究的主要問(wèn)題就是如何做到縮小不同收入人群的待遇差距,維護(hù)其養(yǎng)老保險(xiǎn)的結(jié)果公平。主要采用了調(diào)查研究、案例分析和比較研究等多種方法,試圖從維護(hù)結(jié)果公平性這一角度對(duì)我國(guó)城鎮(zhèn)居民基本養(yǎng)老保險(xiǎn)待遇差距問(wèn)題進(jìn)行透視,對(duì)存在的不公平因素分析其成因并提出相應(yīng)的對(duì)策,,以利于解決當(dāng)前難題和完善養(yǎng)老保障制度。本文主要內(nèi)容分為四個(gè)部分,第一部分為養(yǎng)老保險(xiǎn)的相關(guān)概念和理論基礎(chǔ);第二部分對(duì)城鎮(zhèn)居民基本養(yǎng)老金差距進(jìn)行了比較分析;第三部對(duì)城鎮(zhèn)居民基本養(yǎng)老金待遇差距進(jìn)行了原因分析;第四部分提出了科學(xué)合理地縮小城鎮(zhèn)居民基本養(yǎng)老金待遇差距的政策建議。
[Abstract]:The endowment insurance system of our country has changed for 60 years from its founding to the present, from the initial guarantee of retirement of enterprise workers to the formation of national security of urban and rural areas, it has basically realized the goal of extensive coverage and ensured the fairness of participation. In the past few decades, the government's policy adjustment and the perfection of the system are all based on the criterion of ensuring its starting point fairness, process fairness and result fairness. The foothold of old-age insurance system equity is in fact the equity of pension insurance treatment. Only by ensuring that people can enjoy equal rights and corresponding old-age treatment after retirement can the result of old-age insurance be guaranteed in order to ensure the equity of old-age insurance. The main problem of this paper is how to narrow the treatment gap of different income groups and maintain the equity of pension insurance. This paper mainly adopts many methods, such as investigation, case analysis and comparative study, and tries to analyze the gap of basic old-age insurance treatment of urban residents in China from the angle of maintaining the fairness of the results. This paper analyzes the causes of the existing unfair factors and puts forward the corresponding countermeasures in order to solve the current problems and improve the old-age security system. The main content of this paper is divided into four parts: the first part is the related concepts and theoretical basis of the old-age insurance; the second part makes a comparative analysis of the basic pension gap of urban residents; The third part analyzes the reasons of urban residents' basic pension treatment gap, and the fourth part puts forward some policy suggestions to reduce the urban residents' basic pension benefit gap scientifically and rationally.
【學(xué)位授予單位】:湘潭大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類(lèi)號(hào)】:F842.67

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