【摘要】：目的:了解基本醫(yī)保基金結(jié)余和病人個人負(fù)擔(dān)情況,提出建立大病保險的建議。方法:采用描述統(tǒng)計分析方法分析基金結(jié)余和病人負(fù)擔(dān)情況。結(jié)果:政策范圍內(nèi)報銷比例與實(shí)際報銷比例差距較大,個人負(fù)擔(dān)重與基金結(jié)余過多并存。結(jié)論:應(yīng)進(jìn)一步放大醫(yī)�；鸨Ｕ闲в�,實(shí)行大病保險,提高實(shí)際報銷比例,減輕醫(yī)保病人個人負(fù)擔(dān)。
[Abstract]:Objective: to understand the balance of basic medical insurance fund and the patient's personal burden, and put forward the suggestion of establishing serious illness insurance. Methods: the fund balance and patient burden were analyzed by descriptive statistical analysis. Results: there was a big difference between the reimbursement ratio and the actual reimbursement ratio in the policy scope, and the heavy personal burden coexisted with the excess fund balance. Conclusion: it is necessary to enlarge the guarantee effect of medical insurance fund, to carry out serious disease insurance, to increase the proportion of actual reimbursement, and to lighten the personal burden of medical insurance patients.
【作者單位】： 廣西醫(yī)科大學(xué)公共衛(wèi)生學(xué)院;廣西壯族自治區(qū)發(fā)展和改革委員會社會處;廣西醫(yī)科大學(xué);
【基金】：廣西自治區(qū)發(fā)改委、自治區(qū)醫(yī)改辦委托研究課題(03301212005)
【分類號】：F842.6

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