【摘要】：2000年，我國全面進入老齡化社會，與此同時，湖南省也進入了老齡化社會。截止2013年底，湖南省60歲及以上老年人口已達1033.02萬人，占總人口的15.56%，比全國平均水平還要高，這意味著湖南省的老齡化程度已經(jīng)比較嚴重。隨著年齡增長，老年人患病、失能的概率會越來越高，人們對長期護理的需求會不斷增加。與此同時，隨著家庭結構小型化、醫(yī)療費用居高不下、社會保障水平有限等實際情況，加快湖南省長期護理保險的發(fā)展變得更加重要。我國學者對該險種進行過多方面的研究，但大多數(shù)文獻都是對長期護理保險在我國整體的開展情況進行分析，而且定性分析多，定量分析少。 本文首先對長期護理保險的相關概念進行了界定，并分別對我國及湖南省的長期護理保險發(fā)展的背景、老年護理醫(yī)療機構資源和長期護理保險的發(fā)展情況進行了介紹。其次，針對湖南省的具體情況，從湖南省長期護理保險的需求和供給兩個方面入手，在理論上對其影響因素進行了分析，并分別通過進行調查問卷、查找資料的方式搜集整理各項與長期護理保險相關的統(tǒng)計數(shù)據(jù)，在此基礎上建立統(tǒng)計模型，用統(tǒng)計軟件對影響湖南省長期護理保險需求和供給的因素進行數(shù)據(jù)分析。結果表明，，文化程度、生活自理能力、月收入、護理意愿、子女個數(shù)對湖南省長期護理保險的需求影響顯著；基本醫(yī)療保險總支出、保險公司的資產額對湖南省長期護理保險的供給的影響顯著。最后，根據(jù)對供給和需求影響因素的分析結果，基于供求均衡的思路以及實際面臨的問題，對推動湖南省長期護理保險健康的發(fā)展，從居民、政府、保險公司幾個方面提出相關的政策建議。
[Abstract]:In 2000, our country entered the aging society, at the same time, Hunan Province also entered the aging society. By the end of 2013, Hunan's population of 60 and older had reached 10.3302 million, accounting for 15.56 percent of the population, which is higher than the national average, which means the aging of Hunan is already serious. With age, the elderly get sick, the probability of disability increases, and the need for long-term care increases. At the same time, with the miniaturization of family structure, high medical expenses and limited social security, it is more important to speed up the development of long-term nursing insurance in Hunan Province. Chinese scholars have studied the insurance in many aspects, but most of the literatures have analyzed the development of long-term nursing insurance in our country, and the qualitative analysis is more, but the quantitative analysis is less. In this paper, the concept of long-term nursing insurance is defined, and the background of long-term nursing insurance in China and Hunan Province, the resources of geriatric nursing institutions and the development of long-term nursing insurance are introduced. Secondly, according to the specific situation of Hunan Province, starting with the demand and supply of long-term nursing insurance in Hunan Province, the paper theoretically analyzes its influencing factors, and carries out questionnaires respectively. The statistical data related to long-term nursing insurance were collected and sorted by the way of searching data, and the statistical model was established on the basis of which, and the factors influencing the demand and supply of long-term nursing insurance in Hunan Province were analyzed by statistical software. The results showed that education level, self-care ability, monthly income, nursing intention and the number of children had a significant impact on the demand for long-term care insurance in Hunan Province. The total expenditure of basic medical insurance and the assets of insurance companies have a significant effect on the supply of long-term nursing insurance in Hunan Province. Finally, according to the results of the analysis of the factors affecting supply and demand, based on the idea of balance between supply and demand and the problems faced in reality, to promote the healthy development of long-term nursing insurance in Hunan Province, from the residents to the government, Several aspects of the insurance company put forward relevant policy recommendations.
【學位授予單位】：湖南大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.6

【參考文獻】

相關期刊論文 前10條

1 荊濤;王靖韜;李莎;;影響我國長期護理保險需求的實證分析[J];北京工商大學學報(社會科學版);2011年06期

2 荊濤;;建立適合中國國情的長期護理保險制度模式[J];保險研究;2010年04期

3 劉金濤;陳樹文;;構建我國老年長期護理保險制度[J];財經(jīng)問題研究;2012年03期

4 劉鑫;;中國“廣覆蓋”老年長期護理保險制度適宜化研究[J];當代經(jīng)濟研究;2012年05期

5 魏華林;何玉東;;中國長期護理保險市場潛力研究[J];保險研究;2012年07期

6 王超;;中國長期護理保險發(fā)展模式探析[J];財經(jīng)界(學術版);2013年22期

7 閔瑰;胡曉瑩;;南昌市某社區(qū)老年人長期護理需求的調查[J];護理學雜志;2010年20期

8 武學慧;唐幼純;王維;;上海市老年長期護理(LTC)需求實證分析[J];勞動保障世界(理論版);2010年10期

9 黃楓;吳純杰;;基于轉移概率模型的老年人長期護理需求預測分析[J];經(jīng)濟研究;2012年S2期

10 戴衛(wèi)東;;老年長期護理需求及其影響因素分析——基于蘇皖兩省調查的比較研究[J];人口研究;2011年04期

本文編號：2388856