養(yǎng)老保險制度的碎片化研究
發(fā)布時間：2018-11-11 19:54
【摘要】：養(yǎng)老保險制度是民生建設的重點問題,在保障公民的基本生活水平、調(diào)節(jié)貧富差距和維護社會穩(wěn)定等方面都發(fā)揮著重要的作用。目前我國已構(gòu)建起覆蓋城鄉(xiāng)的養(yǎng)老保險制度體系,但是由于制度設計的原因我國養(yǎng)老保險制度呈現(xiàn)出碎片化現(xiàn)狀,形成了城鄉(xiāng)之間、地區(qū)之間、各群體之間的養(yǎng)老保險制度不統(tǒng)一。因此,加快對我國養(yǎng)老保險制度碎片化的整合,不僅體現(xiàn)了養(yǎng)老保險制度的核心價值追求,而且也是構(gòu)建和諧社會的題中之意。 為了構(gòu)建公平合理的養(yǎng)老保險制度,本文以我國養(yǎng)老保險制度碎片化問題為研究對象,在借鑒發(fā)達國家整合碎片化過程中的經(jīng)驗和教訓的基礎(chǔ)之上,提出了建立公平合理的養(yǎng)老保險制度的政策建議。首先,對我國養(yǎng)老保險制度的碎片化現(xiàn)狀進行分析,在比較各養(yǎng)老保險制度的差異性后總結(jié)碎片化的表現(xiàn),隨后介紹了現(xiàn)階段整合碎片化取得的成效,并歸納了養(yǎng)老保險碎片化帶來的問題。其次,究其養(yǎng)老保險制度碎片化的根源,認為主要是由于各級政府職責不明、區(qū)域間經(jīng)濟發(fā)展不均衡、戶籍制度的限制以及轉(zhuǎn)移支付制度不合理等原因造成。再次,借鑒了英國、德國、歐盟的養(yǎng)老保險碎片化整合過程中的成功經(jīng)驗,并吸取法國的失敗教訓,從正反兩方面為我國整合碎片化之路提供參考。最后,在上述研究的基礎(chǔ)上并立足我國國情,提出了厘清中央與地方政府的職責；加大中央與地方政府的財政支持力度；建立專門的養(yǎng)老保險管理機構(gòu)；加快戶籍制度改革等政策建議。
[Abstract]:The old-age insurance system is a key issue in the construction of people's livelihood, which plays an important role in ensuring the basic living standard of citizens, adjusting the gap between the rich and the poor and maintaining social stability. At present, China has built up a pension insurance system covering urban and rural areas. However, due to the design of the system, the pension insurance system in our country presents a fragmented status quo, forming between urban and rural areas and between regions. The pension insurance system among different groups is not uniform. Therefore, accelerating the integration of the fragmentation of China's endowment insurance system not only embodies the pursuit of the core value of the old-age insurance system, but also is the meaning of constructing a harmonious society. In order to construct a fair and reasonable old-age insurance system, this paper takes the fragmentation of China's old-age insurance system as the research object, on the basis of learning from the experience and lessons in the process of integrating fragmentation in developed countries. Put forward the policy suggestion of establishing a fair and reasonable endowment insurance system. First of all, the paper analyzes the current situation of fragmentation of China's endowment insurance system, summarizes the performance of fragmentation after comparing the differences of various pension insurance systems, and then introduces the results of the integration of fragmentation at this stage. And summed up the pension insurance fragmentation brought problems. Secondly, the causes of the fragmentation of the pension insurance system are mainly caused by the unclear responsibilities of the governments at all levels, the imbalance of economic development between regions, the restrictions of the household registration system and the unreasonable transfer payment system. Thirdly, it draws lessons from the successful experiences of the fragmentation of the pension insurance in Britain, Germany and the European Union, and draws lessons from the failure of France, and provides a reference for our country to integrate the fragmentation from the positive and negative aspects. Finally, on the basis of the above research and based on the situation of our country, this paper proposes to clarify the responsibilities of the central and local governments; to increase the financial support of the central and local governments; to establish special pension insurance management institutions; Accelerate household registration system reform and other policy recommendations.
【學位授予單位】：廈門大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.67
[Abstract]:The old-age insurance system is a key issue in the construction of people's livelihood, which plays an important role in ensuring the basic living standard of citizens, adjusting the gap between the rich and the poor and maintaining social stability. At present, China has built up a pension insurance system covering urban and rural areas. However, due to the design of the system, the pension insurance system in our country presents a fragmented status quo, forming between urban and rural areas and between regions. The pension insurance system among different groups is not uniform. Therefore, accelerating the integration of the fragmentation of China's endowment insurance system not only embodies the pursuit of the core value of the old-age insurance system, but also is the meaning of constructing a harmonious society. In order to construct a fair and reasonable old-age insurance system, this paper takes the fragmentation of China's old-age insurance system as the research object, on the basis of learning from the experience and lessons in the process of integrating fragmentation in developed countries. Put forward the policy suggestion of establishing a fair and reasonable endowment insurance system. First of all, the paper analyzes the current situation of fragmentation of China's endowment insurance system, summarizes the performance of fragmentation after comparing the differences of various pension insurance systems, and then introduces the results of the integration of fragmentation at this stage. And summed up the pension insurance fragmentation brought problems. Secondly, the causes of the fragmentation of the pension insurance system are mainly caused by the unclear responsibilities of the governments at all levels, the imbalance of economic development between regions, the restrictions of the household registration system and the unreasonable transfer payment system. Thirdly, it draws lessons from the successful experiences of the fragmentation of the pension insurance in Britain, Germany and the European Union, and draws lessons from the failure of France, and provides a reference for our country to integrate the fragmentation from the positive and negative aspects. Finally, on the basis of the above research and based on the situation of our country, this paper proposes to clarify the responsibilities of the central and local governments; to increase the financial support of the central and local governments; to establish special pension insurance management institutions; Accelerate household registration system reform and other policy recommendations.
【學位授予單位】：廈門大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.67
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