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城鎮(zhèn)化進程中農(nóng)民工職業(yè)病風險保險保障機制研究

發(fā)布時間:2018-07-17 21:55
【摘要】:我國經(jīng)過改革開放35年來的高速發(fā)展,經(jīng)濟總量一躍成為世界第二,而成就的背后有不容忽視的、為我國經(jīng)濟發(fā)展做出巨大貢獻的一群人——農(nóng)民工。從上世紀八十年代起,伴隨國有企業(yè)用工制度改革,民企、外企及鄉(xiāng)鎮(zhèn)企業(yè)發(fā)展壯大,城鎮(zhèn)化趨勢明顯,在這過程中促使農(nóng)民大量進城務工經(jīng)商,農(nóng)業(yè)勞動力轉(zhuǎn)化為非農(nóng)業(yè)勞動力,進而成為我國產(chǎn)業(yè)工人的大軍。特別是在那些臟累差的一線崗位上,基本上是臨時雇傭的農(nóng)民工在干活。他們的勞動保護知識少,風險防護意識低;但是他們的勞動強度大,勞動時間長,這些都增加了他們患職業(yè)病的風險。鑒于職業(yè)病起因復雜,潛伏期長,對身體傷害具有累積性和持續(xù)性等特殊性質(zhì),農(nóng)民工很難及時發(fā)現(xiàn)并治愈職業(yè)病。加之,他們的勞動報酬少,法律知識少,社會保障少,這更降低了他們認知與防御職業(yè)病風險的能力;農(nóng)民工的雙棲性、勞動關系不固定性、大量的流動性,更加阻礙了他們的維權(quán)之路。農(nóng)民工大多是家庭的主要勞動力,而治療職業(yè)病的周期長達數(shù)年之久,治療費用也是一筆大數(shù)目,,這些都嚴重影響了農(nóng)民工家庭的正常生活。 時下的中國正處于市場轉(zhuǎn)型的關鍵時期,在這個擅變過渡時期,許多社會問題層出不窮。加上2008年的金融危機使勞動力市場供大于求,農(nóng)民工的弱勢地位明顯,自我防護意識淡薄,社會制度建設的不完善,導致職業(yè)病風險發(fā)生頻率、農(nóng)民工發(fā)病人數(shù)和社會影響日益增加,使得城鎮(zhèn)化進程中農(nóng)民工職業(yè)病風險成為非常嚴重的社會問題之一。在城鎮(zhèn)化的背景下,基于農(nóng)民工群體和職業(yè)病風險的雙重特殊性,本文針對當前我國城鎮(zhèn)化進程中農(nóng)民工所面臨的職業(yè)病風險和亟需的保險保障機制,從法律、社會保險、商業(yè)雇主責任保險等角度進行問題分析,并研究提出相應的改善建議。
[Abstract]:With the rapid development of reform and opening up for 35 years, the total economic volume of our country has become the second largest in the world, and behind the achievements, there are a group of people who have made great contributions to the economic development of our country-migrant workers. Since the 1980s, with the reform of the employment system in state-owned enterprises, the development of private enterprises, foreign enterprises and township enterprises, the trend of urbanization has been obvious. The agricultural labor force transforms into the non-agricultural labor force, and then becomes the industrial worker's army of our country. Especially in those dirty-tired front-line posts, basically temporary employment of migrant workers in the work. They have little knowledge of labor protection and low awareness of risk protection, but their labor intensity and long working hours increase their risk of occupational disease. In view of the complex causes of occupational diseases, long incubation period, cumulative and persistent damage to the body and other special properties, it is difficult for migrant workers to find and cure occupational diseases in time. In addition, they have less remuneration, less legal knowledge, and less social security, which further reduces their ability to recognize and defend against occupational disease risks; the dual nature of migrant workers, the irregular nature of labor relations, and a large amount of mobility, Even more obstructed their rights to the road. Migrant workers are mostly the main labor force of the family, and the cycle of occupational disease treatment for several years, treatment cost is also a large number, these have seriously affected the normal life of migrant workers families. China is now in the crucial period of market transition, in which many social problems emerge. In addition, the financial crisis of 2008 caused the labor market to oversupply, the weak position of migrant workers was obvious, the consciousness of self-protection was weak, and the construction of social system was not perfect, which led to the frequency of occupational disease risk. The increasing incidence and social impact of migrant workers make the occupational disease risk of migrant workers become one of the most serious social problems in the process of urbanization. Under the background of urbanization, based on the dual particularity of migrant workers' group and occupational disease risk, this paper aims at the occupational disease risk faced by migrant workers in the process of urbanization in our country and the much-needed insurance protection mechanism, from the legal, social insurance, Commercial employer liability insurance and other aspects of the problem analysis, and research and put forward corresponding suggestions for improvement.
【學位授予單位】:廣東財經(jīng)大學
【學位級別】:碩士
【學位授予年份】:2013
【分類號】:F323.89;F842.6

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