本文選題：手續(xù) + 費(fèi)率�。� 參考：《中國(guó)金融》2013年10期

【摘要】：正1978～2006年,財(cái)政部通過(guò)制定保險(xiǎn)代理手續(xù)費(fèi)率上限的方式,一直將代理手續(xù)費(fèi)率納入行政管制范圍。2006年,財(cái)政部頒布《金融企業(yè)財(cái)務(wù)規(guī)則》,取消了這一限制。但政府部門是否應(yīng)該對(duì)代理手續(xù)費(fèi)率進(jìn)行監(jiān)管,仍然是保險(xiǎn)業(yè)長(zhǎng)期爭(zhēng)論的焦點(diǎn)話題,還未形成共識(shí)。監(jiān)管必要性的兩點(diǎn)商榷手續(xù)費(fèi)率監(jiān)管目標(biāo)的合理性。有觀點(diǎn)認(rèn)為,在保險(xiǎn)費(fèi)率嚴(yán)格管制的條件下,保險(xiǎn)市場(chǎng)競(jìng)爭(zhēng)主要體現(xiàn)為手續(xù)費(fèi)率競(jìng)爭(zhēng),為維護(hù)市場(chǎng)秩序、防止惡
[Abstract]:From 1978 to 2006, the Ministry of Finance, by making the upper limit of the insurance agency fee rate, has always brought the agency fee rate into the scope of administrative control. In 2006, the Ministry of Finance promulgated the Financial rules for Financial Enterprises and abolished this restriction. But whether the agency fee rate should be regulated by the government is still the focus of the insurance industry for a long time, there is no consensus. Two points about the necessity of supervision the reasonableness of the aim of the supervision of handling fee rate. It is believed that under the condition of strict control of insurance rate, the competition in the insurance market is mainly reflected in the competition of handling fee rate, in order to maintain market order and prevent evil.
【作者單位】： 廈門保監(jiān)局;
【分類號(hào)】：F842
，

本文編號(hào)：2077534