本文選題：保險 + 再保險��； 參考：《中南大學(xué)》2013年碩士論文

【摘要】：摘要：中國保險市場在過去十年取得了迅猛的發(fā)展,市場規(guī)模已經(jīng)達到了排名世界第六大。而中國再保險市場雖已形成,但尚屬初級階段,由于起步晚、基礎(chǔ)弱,功能與作用發(fā)揮還不充分,我國再保險市場尚不能適應(yīng)我國保險市場快速發(fā)展的需要,已經(jīng)成為制約我國保險業(yè)進一步發(fā)展的一個瓶頸。 上海國有資產(chǎn)經(jīng)營有限公司擬發(fā)起設(shè)立全國第二家中資再保險公司,不僅有利于改善中國再保險市場的供求關(guān)系和競爭態(tài)勢,而且有利于壯大中國再保險行業(yè)的實力,擴大我國再保險市場的承保能力,促進直保市場與再保市場的協(xié)調(diào)發(fā)展。 本文以我國再保險市場現(xiàn)狀和發(fā)展趨勢為研究對象,對前輩學(xué)者的主要文獻進行了研讀,并在此基礎(chǔ)上結(jié)合當前形勢運用定性分析和定量分析相結(jié)合的研究方法,對上海國資公司設(shè)立再保險公司項目進行項目評價。本文使用項目評價的方法,對再保險項目進行必要性分析、設(shè)立條件分析、組織管理分析、基礎(chǔ)數(shù)據(jù)的預(yù)測和分析、財務(wù)評價、風險分析及綜合評價。 尤其在財務(wù)評價方面,根據(jù)相關(guān)政策和保險業(yè)行業(yè)特性結(jié)合大量實際數(shù)據(jù)研究分析出再保險公司重要財務(wù)數(shù)據(jù)項目,運用經(jīng)濟學(xué)相關(guān)知識構(gòu)建模型,并通過大量數(shù)據(jù)的推算分析,采用靜態(tài)分析法與動態(tài)分析法相結(jié)合的方法來確定新設(shè)再保險公司的模擬財務(wù)報表并進行合理性分析,由此提高了新設(shè)再保險公司模擬財務(wù)報表的合理性、可靠性和準確性,以此為依據(jù)作出的財務(wù)評價結(jié)論具有相當?shù)目陀^性。 本文認為,在當前宏觀經(jīng)濟增長放緩,經(jīng)濟結(jié)構(gòu)優(yōu)化調(diào)整,大力發(fā)展金融服務(wù)業(yè)的當下,上海國資公司發(fā)起設(shè)立再保險公司這一再保險項目具有“天時、地利、人和”的有利條件,這一投資項目意義重大,社會效益巨大,而項目風險卻是有限而可控的。 本文通過以上項目評價得出的結(jié)論,為上海國資公司新設(shè)再保險公司項目提供了決策依據(jù)；同時,由于本文的研究對象涵蓋了國內(nèi)全部八家專業(yè)再保險公司,分析了這些專業(yè)再保險公司2004年到2011年全部重要財務(wù)數(shù)據(jù),因此本文的研究成果對所有國內(nèi)擬發(fā)起設(shè)立再保險公司的機構(gòu)都具有一定的借鑒作用。圖2幅,表28個,參考文獻50篇
[Abstract]:Absrtact: China's insurance market has developed rapidly in the past ten years, and the market scale has reached the sixth largest in the world. Although the Chinese reinsurance market has been formed, it is still in the primary stage. Due to the late start, weak foundation and insufficient function and function, the reinsurance market in China can not meet the needs of the rapid development of the insurance market in China. It has become a bottleneck restricting the further development of insurance industry in China. Shanghai State-owned assets Management Co., Ltd. intends to launch the establishment of the second Chinese-funded reinsurance company in the country, which is not only conducive to improving the supply and demand relationship and competition situation in the Chinese reinsurance market, but also conducive to strengthening the strength of the Chinese reinsurance industry. Expanding the underwriting capacity of China's reinsurance market and promoting the coordinated development of direct insurance market and reinsurance market. Taking the present situation and development trend of the reinsurance market in China as the research object, this paper has studied the main literature of the predecessors and scholars, and on this basis has applied the qualitative analysis and quantitative analysis combined with the current situation. To the Shanghai state capital company establishment reinsurance company project carries on the project appraisal. This paper uses the method of project evaluation to analyze the necessity, setting conditions, organization management, prediction and analysis of basic data, financial evaluation, risk analysis and comprehensive evaluation of reinsurance projects. Especially in the aspect of financial evaluation, according to the relevant policies and the characteristics of insurance industry combined with a large number of actual data research and analysis of the reinsurance company important financial data projects, using relevant knowledge of economics to build a model, Through the calculation and analysis of a large number of data, the static analysis method and the dynamic analysis method are used to determine the simulated financial statements of the newly established reinsurance company and the rationality analysis is carried out. Therefore, the rationality, reliability and accuracy of the simulated financial statements of the newly established reinsurance company are improved, and the conclusion of financial evaluation based on this conclusion is quite objective. This paper believes that at a time when macroeconomic growth is slowing down, economic structure is optimized and readjusted, and financial services are being vigorously developed, the re-insurance project initiated by the Shanghai State-Owned assets Company has the advantages of "favorable timing and geographical location." This investment project is of great significance and great social benefit, but the project risk is limited and controllable. The conclusions obtained from the above project evaluation provide a basis for the decision of the new reinsurance company project of Shanghai State Capital Company. At the same time, because the research object of this paper covers all eight professional reinsurance companies in China, This paper analyzes all the important financial data of these professional reinsurance companies from 2004 to 2011, so the research results of this paper can be used as a reference for all the domestic institutions that intend to initiate the establishment of reinsurance companies. Figure 2, table 28, reference 50
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F842.69

【共引文獻】

相關(guān)博士學(xué)位論文 前1條

1 李永武;基于時間不一致性和約束的保險公司最優(yōu)決策研究[D];蘭州大學(xué);2014年

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本文編號：2017263